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The last time Oregon and Ohio State faced off, Ducks coach Dan Lanning ‘s shrewd understanding of rules allowed him to run precious time off and escape with a win. Since then, the NCAA closed the Lanning loophole and the Buckeyes have racked up wins — aside from a hiccup against rival Michigan — to force a highly anticipated rematch in the Rose Bowl on New Year’s Day. After eighth-seeded Ohio State (11-2) earned a commanding 42-17 victory over Tennessee in the first round of the College Football Playoff on Saturday, the two head coaches discussed their Rose Bowl showdown. During the teams’ first meeting in October, the Buckeyes trailed 32-31 and were driving with seconds left when Oregon was flagged for having too many defenders on the field. The Ducks gave up five yards, but four seconds ran off the clock and the Buckeyes quickly ran out of time to score. After the game and the controversy surrounding the penalty, the NCAA announced “after the two-minute timeout in either half, if the defense commits a substitution foul and 12 or more players are on the field and participate in a down, officials will penalize the defense for the foul and at the option of the offended team, reset the game clock back to the time displayed at the snap.” Lanning said the top-seeded Ducks (13-0) expect to be tested during the Rose Bowl rematch. “That last game came down to the very final seconds, so not taking anything for granted and making sure that every single play counts and the next play is the most important,” he said. Three months later, Buckeyes coach Ryan Day and his team have focused on growth rather than the controversial final minute of the Oregon loss. Now, his message for the rematch is clear: execute. “It’s about execution, about our preparation. It’s about how we go about our meetings, how we go about our walk-throughs, how we go about our practices,” Day said. “There’s a reference point as we move into this one. Our guys know what we’re up against.” He said the Buckeyes are upbeat after their performance against the Volunteers. “You feel the confidence in the locker room,” Day said. “To know that we already have a playoff win under our belt will give us confidence going into the game. Also, knowing our opponent gives us confidence.” The Buckeyes will need that confidence against Oregon, which is on a quest for a perfect season and the first national championship in school history. This year’s Ducks are primed to achieve that goal, boasting a dynamic offense led by quarterback Dillon Gabriel — a Heisman Trophy finalist — along with speedsters Tez Johnson and Evan Stewart at wide receiver. Gabriel has been the Ducks’ leader in his first year with the team, having transferred after previously playing at Oklahoma and Central Florida. “I’ve been really impressed by Dillon’s poise,” Lanning said. “It doesn’t matter if there’s just a couple of seconds left on the clock or fourth and nine. ... He’s able to stay cool as the backside of the pillow in big moments, and it’s certainly paid off for us.” It will be crucial for the senior to display composure against a stout and athletic defense that has proven capable of stopping a mobile, dual-threat quarterback such as Gabriel. Lanning emphasized that Gabriel must take what the defense gives him in order to succeed. “It’s important for Dillon to be able to take what’s there,” Lanning said. “At times, he’s going to make those plays with his legs when they’re in coverage. At times that means he’s going to have to throw the ball, but Dillon’s proven that throughout the year he can do both.” Oregon’s road to the national championship is less favorable than that of other teams in the CFP, as they have to face the winner of the Ohio State-Tennessee matchup. However, Lanning embraced the challenge when the brackets were announced, knowing that advancing to the next round would require facing a tough opponent. “Super excited ... getting the opportunity to play great teams, that’s what it’s about,” Lanning said. “In this part of the year, when you play great teams, it gives you some extra motivation. ... The path to the end is tough, which is exciting.” The Ducks had extra time with the first-round bye, using it to game plan for every aspect of facing Ohio State. Lanning closely reviewed the previous matchup while also assessing how the Buckeyes have evolved since then. “If you got the time, you look at it all,” Lanning said. “You look at the history of the team, the coordinators. This is unique because it gives you a little bit more time to evaluate the big picture. ... Then the original matchup, what that looked like and what they’ve done since.”
At least eight people were killed by Israeli military operations in the northern West Bank around the city of Tulkarem on Tuesday, the Palestinian Health Ministry said, including three people it said were killed by Israeli airstrikes. The Israeli military said it opened fire after militants attacked soldiers, and it was aware of some uninvolved civilians who were harmed in the raid. Elsewhere in the occupied West Bank, the Palestinian city of Bethlehem was marking a second somber Christmas Eve under the shadow of the war in Gaza, with most festivities cancelled and crowds of tourists absent. Israel's bombardment and ground invasion in Gaza has killed over 45,000 Palestinians, more than half of them women and children, according to Gaza’s Health Ministry, which does not distinguish between fighters and civilians in its count. Winter is hitting the Gaza Strip and many of the nearly 2 million Palestinians displaced by the devastating 15-month war with Israel are struggling to protect themselves from the wind, cold and rain. The war in Gaza was sparked by Hamas’s attack on southern Israel in October 2023, during which about 1,200 people were killed and 250 taken hostage by Palestinian militants. Around 100 hostages are still being held in Gaza , although only two thirds are believed to still be alive. Here’s the latest: NUR SHAMS REFUGEE CAMP, West Bank — The Palestinian Health Ministry said at least eight people were killed by Israeli military operations in and around the city of Tulkarem in the northern West Bank on Tuesday. The ministry reported three of the dead were killed by airstrikes. The Israeli military said it opened fire after militants attacked soldiers, and it was aware of some uninvolved civilians who were harmed in the raid. An Associated Press photojournalist captured images of Israeli forces detonating an explosive device planted by Palestinian militants during a raid in the Nur Shams refugee camp. Israel has carried out several large-scale raids in the West Bank since the start of the war in Gaza, ignited by Hamas’ Oct. 7 attack on southern Israel. While airstrikes were once rare in the West Bank, they have grown more common since the outbreak of war as Israeli forces clamp down, saying they aim to prevent attacks on their citizens. Israeli fire has killed at least 800 Palestinians in the occupied West Bank since October 2023, Palestinian health officials say. In that time, Palestinian militants have launched a number of attacks on soldiers at checkpoints and within Israel. SAYDNAYA, Syria — A large crowd of Syrians gathered near a historic monastery in Saydnaya on Christmas Eve to witness the lighting of a towering tree adorned with glowing green lights. Tuesday's celebration offered a rare moment of joy in a city scarred by over a decade of war and an infamous prison , where tens of thousands were held. Families and friends stood beneath the illuminated tree — some wearing Santa hats, others watching from rooftops — while a band played festive music and fireworks lit up the sky “This year is different, there’s happiness, victory and a new birth for Syria and a new birth for Christ,” said Houssam Saadeh, one attendee. Another, Joseph Khabbaz, expressed hope for unity across all sects and religions in Syria, dismissing recent Christmas tree vandalism as “isolated incidents.” Earlier in the afternoon, pilgrims visited the historic Our Lady of Saydnaya Monastery, one of the world’s oldest Christian monasteries, believed to be built in the sixth century. In Homs, a similarly grand Christmas tree was illuminated as security officers patrolled the area to ensure a safe and peaceful gathering, according to Syria’s state media. UNITED NATIONS -- Recent attacks on hospitals in North Gaza, where Israel is carrying out an offensive, are having a devastating impact on Palestinian civilians still in the area, the U.N. humanitarian office says. The U.N. Office for the Coordination of Humanitarian Affairs expressed deep concern at reports that the Israeli military entered the Indonesian Hospital on Tuesday, forcing its evacuation. The humanitarian office, known as OCHA, also expressed deep concern at attacks reported in recent days in and around the two other hospitals in North Gaza that are minimally functioning – Al Awda and Kamal Adwan. OCHA said the Israeli siege on Beit Hanoun, Beit Lahia and parts of Jaballiya in North Gaza continued for a 79th day on Tuesday, and while the U.N. and its partners have made 52 attempts to coordinate humanitarian access to besieged areas in December 48 were rejected by Israel. While four missions were approved, OCHA said the U.N. and its partners faced impediments as a result of Israeli military operations and “none of the U.N.-coordinated attempts to access the area have been fully facilitated.” Throughout the Gaza Strip, OCHA said that Israeli authorities facilitated just 40% of requests for humanitarian movements requiring their approval in December. WASHINGTON — A leading global food crisis monitor says deaths from starvation will likely pass famine levels in north Gaza as soon as next month. The U.S.-created Famine Early Warning System Network says that’s because of a near-total Israeli blockade of food and other aid in that part of Gaza. The finding, however, appears to have exposed a rift within the Biden administration over the extent of starvation in northern Gaza. The U.S. ambassador to Israel, Jacob Lew, disputes part of the data used in reaching the conclusion and calls the intensified famine warning “irresponsible.” Northern Gaza has been one of the areas hardest-hit by fighting and Israel’s restrictions on aid throughout its 14-month war with Hamas militants. UNITED NATIONS — Israel’s foreign minister has requested an emergency meeting of the U.N. Security Council to condemn recent missile and drone attacks by Yemen’s Houthi rebels, and to condemn the group's Iranian allies for allegedly providing the group with weapons. Gideon Saar said in a letter Tuesday to Ambassador Linda Thomas-Greenfield of the United States, which holds the council presidency this month, that the Houthis are violating international law and council resolutions. “This Iranian-backed terrorist group continues to endanger Israel’s and other nations’ security, as well as the freedom of maritime navigation, in flagrant violation of international law,” Saar said. “All of this malign activity is done as part of a broader strategy to destabilize the region.” The U.S. Mission to the United Nations did not immediately respond to an email asking when the council meeting will be held. The Houthis have said they launched attacks on shipping in the Red Sea – and on Israel -- with the aim of ending Israel’s devastating air and ground offensive in the Gaza Strip. The Israeli war in Gaza followed Hamas’ deadly October 2023 attacks in southern Israel. TEL AVIV, Israel — An Israeli military investigation has concluded that the presence of troops inadvertently contributed to the deaths of six hostages killed by their Hamas captors in Gaza. The hostages' bodies were discovered in a tunnel in late August, an event that shook Israel and sparked some of the largest anti-war protests since the war began. The investigation found that the six hostages were killed by multiple gunshots from their captors after surviving for nearly 330 days. The Israeli military’s “ground activities in the area, although gradual and cautious, had a circumstantial influence on the terrorists’ decision to murder the six hostages,” the report found. According to the investigation, the Israeli military began operating in the area where the hostages were being held in southern Gaza about two weeks before their discovery, under the assumption that the chances of hostages in the area was medium to low. On August 27, hostage Qaid Farhan Alkadi was found alone in a tunnel , causing the Israeli military to halt operations for 24 hours to determine if there could be other hostages in the area. The military discovered the opening leading to the tunnel where the bodies of the six hostages were located on August 30. A pathological report estimated the six hostages were killed on August 29. The six hostages killed were Carmel Gat, Eden Yerushalmi, Alexander Lobanov, Almog Sarusi, Ori Danino, and Hersh Goldberg-Polin , whose American-Israeli parents became some of the most recognized spokespeople pleading for the hostages’ release, including addressing the Democratic National Convention days before their son’s killing. “The investigation published tonight proves once again that the return of all hostages will only be possible through a deal,” the Hostages Families Forum said in response to the investigation. “Every passing moment puts the hostages’ lives in immediate danger.” JERUSALEM — The Israeli negotiating team working on a ceasefire returned from Qatar to Israel on Tuesday, the prime minister’s office said, after what it called “a significant week” of talks. After months of deadlock, the U.S., Qatar and Egypt resumed their mediation efforts in recent weeks and reported greater willingness by the warring sides to reach a deal. According to Egyptian and Hamas officials, the proposed agreement would take place in phases and include a halt in fighting, an exchange of captive Israeli hostages for Palestinian prisoners, and a surge in aid to the besieged Gaza Strip. Israel says Hamas is holding 100 hostages, over one-third of whom are believed to be dead. On Monday, Prime Minister Benjamin Netanyahu said there was “some progress” in efforts to reach a deal, but added he did not know how long it would take. CAIRO — Israeli soldiers took control of a hospital in isolated northern Gaza after forcing all the patients and most of the doctors to leave, the Palestinian Health Ministry said Tuesday. Some of the patients had to walk to another hospital while others were driven by paramedics, according to Health Ministry spokesperson Zaher al-Wahidi. He did not specify how many patients had evacuated. The Israeli military confirmed its troops had entered the Indonesian Hospital in the town of Jabaliya as part of an operation searching for Hamas fighters. The army later said its soldiers had left the hospital. The military said it had assisted with evacuating the patients and had not ordered the hospital closed. However, al-Wahidi said only one doctor and maintenance person were left behind. The Indonesian Hospital is one of three hospitals left largely inaccessible in the northernmost part of Gaza because Israel has imposed a tight siege there since launching an offensive in early October. The Israeli army said Tuesday’s operation at the Indonesian Hospital came after militants carried out attacks from the hospital for the past month, including launching anti-tank missiles and planting explosive devices in the surrounding area. The Health Ministry accused Israel of “besieging and directly targeting” the three hospitals in northern Gaza. Hussam Abu Safiya, the director of Kamal Adwan Hospital, said Israeli drones detonated explosives near the hospital and that 20 people were wounded, including five medical staff. The Israeli military declined to comment on the operation around the hospital. DAMASCUS — Scores of Syrian Christians protested in the capital Damascus on Tuesday, demanding greater protections for their religious minority after a Christmas tree was set on fire in the city of Hama a day earlier. Many of the insurgents who now rule Syria are jihadis, although Ahmad al-Sharaa, the leader of the main rebel group Hayat Tahrir al-Sham, has renounced longtime ties to al-Qaida and spent years depicting himself as a champion of pluralism and tolerance. It remains unclear who set the Christmas tree on fire Monday, which was condemned by a representative of Hayat Tahrir al-Sham who visited the town and addressed the community. “This act was committed by people who are not Syrian, and they will be punished beyond your expectations," the HTS representative said in a video widely shared on social media. "The Christmas tree will be fully restored by this evening.” On Tuesday, protesters marched through the streets of Bab Touma in Damascus, shouting slogans against foreign fighters and carrying large wooden crosses. “We demand that Syria be for all Syrians. We want a voice in the future of our country,” said Patriarch Ignatius Aphrem II of the Syriac Orthodox Church as he addressed the crowd in a church courtyard, assuring them of Christians’ rights in Syria. Since HTS led a swift offensive that overthrew President Bashar Assad earlier this month, Syria’s minority communities have been on edge, uncertain of how they will be treated under the emerging rebel-led government. “We are here to demand a democratic and free government for one people and one nation,” another protester said. “We stand united — Muslims and Christians. No to sectarianism.” DOHA — Qatar’s Foreign Ministry said that ceasefire negotiations to end the war in Gaza were ongoing in Doha in cooperation with Egyptian, Qatari, and American mediators. “We will not leave any door unopened in pursuit of reaching an agreement,” said Majid al-Ansari, Qatar’s Foreign Ministry spokesperson on Tuesday. Al Ansari added that rumors the ceasefire would be reached before Christmas are “speculation.” The ceasefire negotiations come at a time when winter is hitting the Gaza Strip and many of the nearly 2 million Palestinians displaced by the devastating 15-month war with Israel are struggling to protect themselves from the wind, cold and rain. Families of the approximately 100 hostages who have been held for 445 days in Gaza are also worried their loved ones will not survive another winter. In a press conference, al-Ansari also called on the international community to lift sanctions on Syria as quickly as possible on Tuesday. “The reason was the crimes of the previous regime, and that regime, with all of its authority, is no longer in place, therefor the causes for these sanctions no longer exist today,” he said. DAMASCUS, Syria — American journalist Austin Tice is believed to be still alive, according to the head of an international aid group. Nizar Zakka, who runs the Hostage Aid Worldwide organization, said there has never been any proof that Tice, who has been missing since 2012, is dead. Zakka told reporters in Damascus on Tuesday that Tice was alive in January and being held by the authorities of ousted Syrian President Bashar Assad. He added that U.S. President Joe Biden said in August that Tice was alive. Zakka said he believes Tice was transferred between security agencies over the past 12 years, including in an area where Iranian-backed fighters were operating. Asked if it was possible Tice had been taken out of the country, Zakka said Assad most likely kept him in Syria as a potential bargaining chip. Biden said Dec. 8 that his administration believed Tice was alive and was committed to bringing him home, although he also acknowledged that “we have no direct evidence” of his status. TEL AVIV, Israel — Hannah Katzir, an Israeli woman who was taken hostage on Oct. 7, 2023, and freed in a brief ceasefire last year, has died. She was 78. The Hostages Families Forum, a group representing the families of people taken captive, confirmed the death Tuesday but did not disclose the cause. Her daughter, Carmit Palty Katzir, said in a statement that her mother’s “heart could not withstand the terrible suffering since Oct. 7.” Katzir’s husband, Rami, was killed during the attack by militants who raided their home in Kibbutz Nir Oz. Her son Elad was also kidnapped and his body was recovered in April by the Israeli military, who said he had been killed in captivity. She spent 49 days in captivity and was freed in late November 2023. Shortly after Katzir was freed, her daughter told Israeli media that she had been hospitalized with heart issues attributed to “difficult conditions and starvation” while she was held captive. TEL AVIV, Israel — Israel's military said the projectile was intercepted before crossing into Israeli territory, but it set off air raid sirens overnight in the country's populous central area, sending residents looking for cover. Israel’s rescue service Magen David Adom said a 60-year-old woman was seriously wounded after being hurt on her way to a protected space. There was no immediate comment from Yemen’s Iranian-backed Houthi rebels. It was the third time in a week that fire from Yemen set off sirens in Israel. On Saturday, a missile slammed into a playground in Tel Aviv, injuring 16, after Israel’s air defense system failed to intercept it. Earlier last week, Israeli jets struck Yemen’s rebel-held capital and a port city, killing nine. Israel said the strikes were in response to previous Houthi attacks.LAURYN Goodman seems to be taking her career in an unexpected new direction, with insiders saying she’s keen to keep herself in the spotlight. Embracing a new-age hippy persona on social media, the 33-year-old proudly presents herself as an " Earth mother" to her two kids she shares with love rat Kyle Walker. Advertisement 7 Lauryn is said to be working hard on making sure she stays in the limelight Credit: Alamy 7 Insiders have revealed the close pal she has even roped into helping her Credit: Rex 7 Lauryn appeared on Celebs Go Dating earlier this year Credit: Rachel Joseph / Lime Pictures / Channel 4 And now after her attempt to set up home with her former lover Manchester City and England defender Kyle Walker failed, Lauryn allegedly is "desperate for the limelight." Last week, The Sun Newspaper exclusively revealed that she was seen partying with England goalkeeper Jordan Pickforward and teammates. An onlooker said that Jordan was downing “shot after shot” after buying the drinks for team-mates and Lauryn at upmarket hotspot Bagatelle in Mayfair, West London. Now, sources close to her say that the TV personality has changed her way of working in a “desperate” bid to boost her career. Advertisement READ MORE ON LAURYN GOODMAN ALL GOOD,MAN Lauryn Goodman shows off £3450 handbag on walk amid Kyle Walker doorbell row RING DING DONG Kyle Walker & Lauryn Goodman in fresh row over intercom security system Insiders told the Mail Online that she “recently employed a new agent to help get her work” as she “really wants to appear on a reality show." In fact, Lauryn, who previously appeared on Celebs Go Dating, has allegedly already set close pal and former glamour model Nicole McLean “the task of getting her on Celebrity Big Brother this year.” The source said: “She always says she doesn’t want her children to be forgotten but given her determination to be on TV, you have to wonder if she is the one who is desperate for the limelight, the fame and, frankly, to always be connected to Kyle. “Many women would just enjoy life and riches with their children.” Advertisement Most read in Celebrity WILD TIME Lily Allen goes on holiday with kids but David Harbour is nowhere to be seen WALKING ON SUNSHINE Meet the globe-trotting celebs who turned 2024 into one big holiday TUCK AWAY The five secret celebrity 'tummy tuck' treatments you don’t need surgery for CHILD STAR I was Jude Law’s daughter in The Holiday - here’s what people ask about the cast Earlier this year, Kyle - who has four children with his ex-wife Annie - was reportedly “shocked” when she filed for divorce. Lauryn Goodman reported Kyle Walker's wife Annie Kilner to the cops after disturbing WhatsApp messages Lauryn, who shares her two kids with Kyle, has expressed her desire to mend fences with Kyle following their highly publicised feud, which included a court battle. She shared: “I truly hope we can move forward and focus on what’s best for all the children. “I believe bridges can be rebuilt for Kairo and Kinara’s sake. Life is too short, and we’re connected through these two amazing kids we’ve brought into the world.” Advertisement Lauryn and Kyle’s latest spat was over a doorbell at her £2.4 million home, which he helps maintain. 7 Lauryn has previously expressed her desires to mend fences with Kyle Credit: INSTAGRAM 7 Lauryn and Kyle’s latest spat was over a doorbell at her £2.4 million home Credit: PA 7 Lauryn regularly shares pictures of her kids on her Instagram Credit: Instagram @lauryngoodman91 Advertisement When the fancy intercom system stopped working, she was given a Ring Doorbell as a quick fix. But Lauryn insisted the cheaper alternative would not provide the peace of mind she needs for her family. A source told The Sun: “She got in touch with Kyle’s property manager and asked if they could have [her security system] fixed. “They told her no and instead offered a Ring Doorbell system, which doesn’t have nearly the same level of security and won’t open the gate. She’s angry.” Advertisement 7 Sources close to have her also revealed how she recently got a new agent Credit: Getty But a source close to Walker said: "As per the court order all housing issues are made directly to what is essentially the temporary landlord who deals with requests from Lauryn. Read more on the Scottish Sun SNOW WAY Weather maps show heavy snow for Scotland in DAYS – with -2C New Year’s chill NO CRIME Orange Order slam cops after Celtic activist was cleared over 'sectarian rants' "Should Lauryn have any issues she knows to ask the landlord to raise it with Kyle should they not be able to come to an agreement. "Kyle is completely unaware of any issues Lauryn has with the property and would urge her to follow the procedures put in place by the court which protect her and the children." Advertisement Celebs Go Dating 2024 cast Celebs Go Dating is soon welcoming a new bunch of famous faces in search of love. Here is where you may have seen some of them before... Chris Taylor: Contestant on the fifth series of Love Island Helen Flanagan: Star of Coronation Street and I'm A Celebrity... Get Me Out Of Here! Ella Morgan: Participant and first transgender bride on the eighth series of Married At First Sight UK Jamelia: Singer and actress who has recently appeared in Hollyoaks as Sharon Bailey Stephen Lustig-Webb: Former star of Gogglebox Tristan Phipps: Cast member of Made In Chelsea Lauryn Goodman: Famed for her bitter feud with footballer ex Kyle WalkerDominant defense leads UConn to 27-14 win over North Carolina in Fenway Bowl
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Right now, you may be highly motivated to solve every single one of your money issues in the next few months, but daily life is guaranteed to get in the way. Your financial to-do list, once so full of promise, can eventually get stuffed in the back of a drawer while you manage more pressing matters. The vast majority of New Year’s resolutions go unfulfilled. So how can you improve your odds of success? It comes down to accepting that you won’t have the time or energy to complete every task to perfection. Creating a system where you can prioritize, plan ahead and hold yourself accountable can help. Many start by setting a goal to trim frivolous costs, which can certainly be helpful, but there are other ways to make a big difference. Taylor Schult — a certified financial planner and founder of Define Financial, an advisory firm in San Diego — recommends starting with a few overlooked financial tasks. Freezing your credit is a quick, easy way to guard yourself against identity theft. It’s free to do, and you can temporarily lift the freeze when you’re applying for a loan or credit card. Schulte also suggests looking into umbrella insurance , which offers additional coverage beyond what your auto, homeowners and other insurance policies provide. This coverage can spare you from massive out-of-pocket costs in the event you get sued. Basic estate planning, including creating a will, is another thing to put high on your list. Putting off this task can create a major headache for your loved ones if something happens to you unexpectedly. “I know it’s a pain point and it’s often kicked down the road,” Schulte says. Paying attention to your spending is always important, but don’t neglect taking steps to protect your money, yourself and your loved ones. So many money goals are born out of social pressure. You “should” want to save up to own a home, even if you’re happily renting. You “should” sacrifice short-term needs and wants to stash away as much as possible for retirement, even though it leaves you feeling deprived. But money goals should be tied to the things that matter most to you. If they aren’t, you’ll quickly lose interest. “If you don’t know what goals to choose, go back to your values and have them guide the goals you set,” says Eric Roberge, a certified financial planner and founder of Beyond Your Hammock, a financial advisory firm in Boston. You can combine goal-setting with a little planning, so expenses are less likely to creep up on you throughout the year. Think about what expected costs will be coming up in the next six to 12 months, like recurring bills, vacations, anticipated home or car repairs, and other expenses. This approach allows you to set money aside each month to put toward planned costs, as well as longer-term goals. Forgetting your goals can be far too easy, so to make something stick, write it down . It can be as simple as a handwritten list you keep on the fridge, or online calendar reminders that will nudge you every so often. For time-sensitive goals, set deadlines. One tactic is to make multiple lists based on what you need to complete within the next week, month or three months. As time passes and you check off items, you can update the list. Enlist others’ help, too. Weekly or monthly household money meetings are useful if you’re completing financial tasks as a group. Or share your goals with a trusted friend or family member who can serve as an accountability partner. Looping in loved ones can help keep you on track. “We don’t mind letting ourselves down,” Schulte says. “But we hate to let other people down.” It’s easy to get stuck in decision-making mode when trying to pick a high-yield savings account, credit card or possible investments, but eventually, you need to make a good-enough choice . Taking action now can have more of a positive effect on your life than waiting until you’ve painstakingly considered each option. Roberge says that though he’d prefer to optimize every financial decision, he doesn’t because if he did, he wouldn’t get things done. “Everything in moderation is one of the things that I live by,” he says. “Going to extremes in any one thing, at the detriment of other things that are important, doesn’t work long-term.” More From NerdWallet Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com . Twitter: @sarakrathner. The article Got Money Goals for the New Year? Stay on Track With These Tips originally appeared on NerdWallet."Today's vote of support by our shareholders confirms our shared belief that with Rio Tinto, we will be a stronger global leader in lithium chemicals production. Together, we enhance our capabilities to successfully develop and operate our assets while supporting the clean energy transition. We are confident that this transaction will provide future benefit to our customers, employees and the communities in which we operate, and I am excited by the path ahead," said Paul Graves , president and chief executive officer of Arcadium Lithium. The final voting results of Arcadium Lithium's special meetings will be filed with the Securities and Exchange Commission in a Form 8-K and will also be available at https://ir.arcadiumlithium.com . Regulatory Update As of this release, merger control clearance has been satisfied or waived in Australia , Canada , China , the United Kingdom and the United States (Hart-Scott-Rodino Antitrust Improvements Act of 1976). Additionally, investment screening approval has been satisfied in the United Kingdom . The proposed transaction is still expected to close in mid-2025, subject to the receipt of remaining regulatory approvals and other closing conditions. Arcadium Lithium Contacts Investors: Daniel Rosen +1 215 299 6208 [email protected] Phoebe Lee +61 413 557 780 [email protected] Media: Karen Vizental +54 9 114 414 4702 [email protected] About Arcadium Lithium Arcadium Lithium is a leading global lithium chemicals producer committed to safely and responsibly harnessing the power of lithium to improve people's lives and accelerate the transition to a clean energy future. We collaborate with our customers to drive innovation and power a more sustainable world in which lithium enables exciting possibilities for renewable energy, electric transportation and modern life. Arcadium Lithium is vertically integrated, with industry-leading capabilities across lithium extraction processes, including hard-rock mining, conventional brine extraction and direct lithium extraction (DLE), and in lithium chemicals manufacturing for high performance applications. We have operations around the world, with facilities and projects in Argentina , Australia , Canada , China , Japan , the United Kingdom and the United States . For more information, please visit us at www.ArcadiumLithium.com . Important Information and Legal Disclaimer: Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995: Certain statements in this news release are forward-looking statements. In some cases, we have identified forward-looking statements by such words or phrases as "will likely result," "is confident that," "expect," "expects," "should," "could," "may," "will continue to," "believe," "believes," "anticipates," "predicts," "forecasts," "estimates," "projects," "potential," "intends" or similar expressions identifying "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, including the negative of those words and phrases. Such forward-looking statements are based on our current views and assumptions regarding future events, future business conditions and the outlook for Arcadium Lithium based on currently available information. There are important factors that could cause Arcadium Lithium's actual results, level of activity, performance or achievements to differ materially from the results, level of activity, performance or achievements expressed or implied by the forward-looking statements, including the completion of the transaction on anticipated terms and timing, including obtaining required regulatory approvals, and the satisfaction of other conditions to the completion of the transaction; potential litigation relating to the transaction that could be instituted by or against Arcadium Lithium or its affiliates, directors or officers, including the effects of any outcomes related thereto; the risk that disruptions from the transaction will harm Arcadium Lithium's business, including current plans and operations; the ability of Arcadium Lithium to retain and hire key personnel; potential adverse reactions or changes to business or governmental relationships resulting from the announcement or completion of the transaction; certain restrictions during the pendency of the transaction that may impact Arcadium Lithium's ability to pursue certain business opportunities or strategic transactions; significant transaction costs associated with the transaction; the possibility that the transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events; the occurrence of any event, change or other circumstance that could give rise to the termination of the transaction, including in circumstances requiring Arcadium Lithium to pay a termination fee or other expenses; competitive responses to the transaction; the supply and demand in the market for our products as well as pricing for lithium and high-performance lithium compounds; our ability to realize the anticipated benefits of the integration of the businesses of Livent and Allkem or of any future acquisitions; our ability to acquire or develop additional reserves that are economically viable; the existence, availability and profitability of mineral resources and mineral and ore reserves; the success of our production expansion efforts, research and development efforts and the development of our facilities; our ability to retain existing customers; the competition that we face in our business; the development and adoption of new battery technologies; additional funding or capital that may be required for our operations and expansion plans; political, financial and operational risks that our lithium extraction and production operations, particularly in Argentina , expose us to; physical and other risks that our operations and suppliers are subject to; our ability to satisfy customer qualification processes or customer or government quality standards; global economic conditions, including inflation, fluctuations in the price of energy and certain raw materials; the ability of our joint ventures, affiliated entities and contract manufacturers to operate according to their business plans and to fulfill their obligations; severe weather events and the effects of climate change; extensive and dynamic environmental and other laws and regulations; our ability to obtain and comply with required licenses, permits and other approvals; and other factors described under the caption entitled "Risk Factors" in Arcadium Lithium's 2023 Form 10-K filed with the SEC on February 29, 2024 , as well as Arcadium Lithium's other SEC filings and public communications. Although Arcadium Lithium believes the expectations reflected in the forward-looking statements are reasonable, Arcadium Lithium cannot guarantee future results, level of activity, performance or achievements. Moreover, neither Arcadium Lithium nor any other person assumes responsibility for the accuracy and completeness of any of these forward-looking statements. Arcadium Lithium is under no duty to update any of these forward-looking statements after the date of this news release to conform its prior statements to actual results or revised expectations . Logo - https://mma.prnasia.com/media2/2310012/Arcadium_Lithium_Horizontal_Logo.jpg?p=medium600
