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BY MELISSA GOLDIN Social media users are misrepresenting a Vermont Supreme Court ruling , claiming that it gives schools permission to vaccinate children even if their parents do not consent. The ruling addressed a lawsuit filed by Dario and Shujen Politella against Windham Southeast School District and state officials over the mistaken vaccination of their child against COVID-19 in 2021, when he was 6 years old. A lower court had dismissed the original complaint, as well as an amended version. An appeal to the U.S. Supreme Court was filed on Nov. 19. But the ruling by Vermont’s high court is not as far-reaching as some online have claimed. In reality, it concluded that anyone protected under the Public Readiness and Emergency Preparedness Act, or PREP, Act is immune to state lawsuits. Here’s a closer look at the facts. CLAIM: The Vermont Supreme Court ruled that schools can vaccinate children against their parents’ wishes. THE FACTS: The claim stems from a July 26 ruling by the Vermont Supreme Court, which found that anyone protected by the PREP Act is immune to state lawsuits, including the officials named in the Politella’s suit. The ruling does not authorize schools to vaccinate children at their discretion. According to the lawsuit, the Politella’s son — referred to as L.P. — was given one dose of the Pfizer BioNTech COVID-19 vaccine at a vaccination clinic held at Academy School in Brattleboro even though his father, Dario, told the school’s assistant principal a few days before that his son was not to receive a vaccination. In what officials described as a mistake, L.P. was removed from class and had a “handwritten label” put on his shirt with the name and date of birth of another student, L.K., who had already been vaccinated that day. L.P. was then vaccinated. Ultimately, the Vermont Supreme Court ruled that officials involved in the case could not be sued. “We conclude that the PREP Act immunizes every defendant in this case and this fact alone is enough to dismiss the case,” the Vermont Supreme Court’s ruling reads. “We conclude that when the federal PREP Act immunizes a defendant, the PREP Act bars all state-law claims against that defendant as a matter of law.” The PREP Act , enacted by Congress in 2005, authorizes the secretary of the Department of Health and Human Services to issue a declaration in the event of a public health emergency providing immunity from liability for activities related to medical countermeasures, such as the administration of a vaccine, except in cases of “willful misconduct” that result in “death or serious physical injury.” A declaration against COVID-19 was issued on March 17, 2020. It is set to expire on Dec. 31. Federals suits claiming willful misconduct are filed in Washington. Social media users described the Vermont Supreme Court’s ruling as having consequences beyond what it actually says. “The Vermont Supreme Court has ruled that schools can force-vaccinate children for Covid against the wishes of their parents,” reads one X post that had been liked and shared approximately 16,600 times as of Tuesday. “The high court ruled on a case involving a 6-year-old boy who was forced to take a Covid mRNA injection by his school. However, his family had explicitly stated that they didn’t want their child to receive the ‘vaccines.’” Other users alleged that the ruling gives schools permission to give students any vaccine without parental consent, not just ones for COVID-19. Rod Smolla, president of the Vermont Law and Graduate School and an expert on constitutional law, told The Associated Press that the ruling “merely holds that the federal statute at issue, the PREP Act, preempts state lawsuits in cases in which officials mistakenly administer a vaccination without consent.” “Nothing in the Vermont Supreme Court opinion states that school officials can vaccinate a child against the instructions of the parent,” he wrote in an email. Asked whether the claims spreading online have any merit, Ronald Ferrara, an attorney representing the Politellas, told the AP that although the ruling doesn’t say schools can vaccinate students regardless of parental consent, officials could interpret it to mean that they could get away with doing so under the PREP Act, at least when it comes to COVID-19 vaccines. He explained that the U.S. Supreme Court appeal seeks to clarify whether the Vermont Supreme Court interpreted the PREP Act beyond what Congress intended. “The Politella’s fundamental liberty interest to decide whether their son should receive elective medical treatment was denied by agents of the State and School,” he wrote in an email to the AP. “The Vermont Court misconstrues the scope of PREP Act immunity (which is conditioned upon informed consent for medical treatments unapproved by FDA), to cover this denial of rights and its underlying battery.” Ferrara added that he was not aware of the claims spreading online, but that he “can understand how lay people may conflate the court’s mistaken grant of immunity for misconduct as tantamount to blessing such misconduct.”Western Michigan beats Eastern Michigan 26-18 to become bowl eligible
Gamification is rapidly reshaping how people consume information and engage with the world. It uses strategies such as clear goals, instant rewards and engaging visuals to make everyday tasks more enjoyable, often in a digital setting. The COVID-19 pandemic nudged consumers to embrace no-contact, instant gratification experiences in an increasingly digital world. Businesses found that gamification attracts new customers while keeping the existing ones engaged. As evidenced by the meteoric rise of the Robinhood investment app , even trading platforms haven’t been able to escape the pull of gamification. While trading gamification attracts new and younger investors to financial markets, a key question arises: do digital engagement strategies shape investor behaviour? Flashy features and poor financial decisions In recent years, fierce competition among online brokers has pushed them to stand out with features beyond lower fees. To boost trading activity, many brokers have implemented gamified features ranging from vibrant colours and celebratory animations, to social ranking boards and frequent price alerts. My recent research shows that these strategies are particularly effective for new investors with lower financial literacy. While it’s effective at attracting users, gamification can lead inexperienced traders to make poor decisions by magnifying their behavioural biases. My co-researchers and I studied the effect of gamification on retail traders’ behaviour using a randomized online experiment. The results echo the widespread concerns that gamification fuels investors’ competitive instincts and their urge to “hit big.” Turning trading into a casino-like experience encourages reckless decision-making. Infamous long-term investor Warren Buffett has also expressed concerns about the potential negative impact of “instant gratification” on investor behaviour. He believes that “too many modern investors have become entranced by speculative investing” and are “simply buying stocks that are trendy.” While it’s important to introduce the younger generation to financial markets , Buffett’s warning resonates at a deeper level. Is the increasingly gamified trading environment equipping new investors with the skills and confidence to build a strong financial future, or is it designed to exploit their weaknesses? And ultimately, how can technology be leveraged to build a healthier, more sustainable economy? Who benefits from financial literacy? My co-researchers and I argue that both retail investors and intermediaries ultimately benefit from boosting financial literacy from an early age — that is, before plunging into the wild waters of financial markets. Ultimately, the responsibility lies with individual investors to take the initiative to understand the fundamentals of financial markets and risk management. By seeking out knowledge before entering markets, they can reduce their risk and become aware of their biases and blind spots. Traders who don’t prioritize their education may end up learning the reality of markets the hard way — often through losses in post-mortem reflection. At the same time, brokerages and trading platforms have both a profit-driven and an ethical stake in promoting financial literacy. Informed users are more likely to become loyal long-term customers who engage more deeply with platforms and trading responsibly over time. Financially literate traders benefit from gamification techniques like price notifications, which allow them to correct their mistakes faster. From an ethical standpoint, financial institutions must reflect on whether they would rather empower a new generation of investors or merely turn them into gamblers. Financial education is key School systems’ improved or renewed efforts to empower students to navigate the economy safely and productively have received significant attention in light of both post-pandemic and inflationary economic challenges . As students move up the education ladder, they could learn about more sophisticated financial products, such as leverage, derivatives or alternative investments. Read more: A back-to-school wish list for Ontario's 2025 high school financial literacy requirement However, the financial world is growing ever more complex with the inclusion of novel products such as cryptocurrencies and leveraged funds . Every investor faces — or will eventually face — unique financial challenges. The real question is: how can we improve investors’ financial literacy at scale without expecting everyone to earn the equivalent of a business degree? AI and the future of financial education This is where artificial intelligence (AI) comes in. AI is experiencing rapid growth and can adapt learning plans based on users’ existing knowledge, unique planning needs, learning pace and preferred engagement formats. This adaptability makes AI a powerful tool for creating learning opportunities for investors by catering to varying learning needs. Wide-scale collaboration among regulators, business educators and financial markets could lead to innovative programs using scalable, user-friendly tools such as chatbots. Such an approach would help improve financial literacy on a large scale and enable evidence-based policy by observing investor behaviour. Improving financial literacy is urgent. As a new generation of traders enters gamified investing, they risk losing their savings due to poor decisions, behavioural biases and excessive trading. Early losses can stunt a generation’s future wealth prospects and set them back years, if not decades. Only investors with strong critical thinking skills and self-control will progress from beginners to experienced traders and avoid falling prey to impulsive decisions.Wall Street’s main indexes closed lower today, with the Nasdaq leading declines, as technology stocks slumped on Thanksgiving eve on worries the Federal Reserve may be cautious about rate cuts after stubbornly strong U.S. inflation data. Data showed consumer spending increased solidly in October, suggesting the U.S. economy maintained its strong pace of growth, but progress on lowering inflation appeared to have stalled. Traders added to bets the Fed will lower borrowing costs by 25 basis points at its December meeting, according to CME’s FedWatch. However, they anticipate the central bank leaving rates unchanged at its January and March meetings. Investors were still gauging the impact of President-elect Donald Trump’s pledge on Monday to impose duties of 25% on imports from Mexico and Canada and 10% on Chinese goods unless they halt flows of the deadly opioid fentanyl and illegal migrants into the U.S. Goldman Sachs said in a note this week an escalation in tariff policy risks delaying the return to 2.0% inflation target. According to preliminary data, the S&P 500 lost 22.85 points, or 0.38%, to end at 5,998.78 points, while the Nasdaq Composite lost 113.80 points, or 0.59%, to 19,061.78. The Dow Jones Industrial Average fell 136.31 points, or 0.31%, to 44,723.23. Dell slumped 12% and HP dropped almost 6% after downbeat quarterly forecasts, weighing on the Information Technology sector, which dropped 1.2%. The sentiment spread to megacaps such as Nvidia and Microsoft, while the Philadelphia SE Semiconductor Index ended 1.8% lower. The Russell 2000 index was sluggish after hitting a record high earlier in the week. It ended 0.1% higher. Investors also assessed data earlier in the day which showed the economy grew at a solid clip in the third quarter. Weekly jobless claims fell again last week, leaving the door open for another rate cut from the Fed in December. “Inflation has proven to be a little stickier than the Fed would have liked, which may give them pause with respect to cutting rates,” said Scott Welch, chief investment officer at Certuity. “There are questions around the effects of Trump’s stated tariff policy, which, if implemented could be pretty inflationary and so the Fed is going to have to balance itself between the economic data and the incoming administration’s policy agenda.” Minutes from the Fed’s November meeting, released on Tuesday, showed policymakers were uncertain about the outlook for interest-rate cuts and how much the current rates were restricting the economy. The benchmark S&P 500 was on track for its biggest one-month rise in a year and its sixth month of gains out of seven, as markets price in the view that Trump’s policies will benefit local businesses and the overall economy. Workday slipped 6.2% after forecasting fourth-quarter subscription revenue below expectations, hit by weaker client spending on its human capital management software. Advancing issues outnumbered decliners by a 1.64-to-1 ratio on the NYSE. There were 406 new highs and 54 new lows on the NYSE. The S&P 500 posted 79 new 52-week highs and no new lows while the Nasdaq Composite recorded 136 new highs and 71 new lows. Volume on U.S. exchanges was 11.40 billion shares ahead of the holiday, compared with the 14.92 billion average for the full session over the last 20 trading days.A number of prominent pundits, including former City defender and club ambassador Micah Richards, have questioned why the Belgium international has not been starting games amid the champions’ dramatic slump. City have not won in seven outings in all competitions – their worst run since 2008 – with De Bruyne featuring only as a substitute in the last five of those matches after recovering from a pelvic injury. The latest came with a 12-minute run-out in Sunday’s demoralising 2-0 defeat at Premier League leaders Liverpool, a result which left City 11 points off the pace and fifth in the table. Richards said on The Rest is Football podcast it appeared “there’s some sort of rift going on” between De Bruyne and Guardiola while former England striker Gary Lineker added: “It seems like all’s not well.” Former Liverpool defender Jamie Carragher said he felt “something isn’t right” and fellow Sky Sports analyst Gary Neville, the ex-Manchester United right-back, described the situation as “unusual, bizarre, strange”. Guardiola, speaking at a press conference to preview his side’s clash with Nottingham Forest, responded on Tuesday. The Spaniard said: “People say I’ve got a problem with Kevin. Do you think I like to not play with Kevin? No, I don’t want Kevin to play? “The guy who has the most talent in the final third, I don’t want it? I have a personal problem with him after nine years together? “He’s delivered to me the biggest success to this club, but he’s been five months injured (last season) and two months injured (this year). “He’s 33 years old. He needs time to find his best, like last season, step by step. He’ll try to do it and feel better. I’m desperate to have his best.” De Bruyne has not started since being forced off at half-time of City’s Champions League clash with Inter Milan on September 18, having picked up an injury in the previous game. Both the player and manager have spoken since of the pain he was in and the need to ease back into action, but his spell on the bench has been unexpectedly long. The resulting speculation has then been exacerbated because De Bruyne is in the final year of his contract but Guardiola maintains nothing untoward has occurred. He said: “I’d love to have the Kevin in his prime, 26 or 27. He would love it to – but he is not 26 or 27 any more. “He had injuries in the past, important and long ones. He is a guy who needs to be physically fit for his space and energy. You think I’m complaining? It’s normal, it’s nature. “He’s played in 10 or 11 seasons a lot of games and I know he is desperate to help us. He gives glimpses of brilliance that only he can have. “But, always I said, he himself will not solve our problems, like Erling (Haaland) won’t solve it himself. We attack and defend together. “We want the best players back. Hopefully step by step the confidence will come back and we’ll get the best of all of us.”
For the second straight Major League Baseball offseason, a norm-shattering contract has been the talk of the winter, with Juan Soto agreeing with the New York Mets on a $765 million, 15-year deal that's the richest in baseball history. It comes almost exactly one year after the Los Angeles Dodgers forked out a princely sum of $700 million on a 10-year, heavily deferred deal for two-way Japanese superstar Shohei Ohtani. They are believed to be the two richest contracts in pro sports history. The way it's going, a contract approaching $1 billion doesn't seem out of the question. But several factors are working against it — at least in the near future. There's reason to believe the megadeals for Ohtani and Soto are unicorns in the baseball world. Both players are uniquely talented, surely, but both also had unusual circumstances propelling their value into the stratosphere. Ohtani is the greatest two-way player in baseball history, capable of improving any team on both sides of the ball. He's also the rare baseball player who has true international appeal. His every move ( like his unexpected marriage announcement ) is followed closely in his native Japan, adding another 125 million potential fans who buy merchandise, watch him play and help fill the Dodgers' coffers. Then there's Soto — a four-time All-Star and on-base machine who won a World Series with the Washington Nationals in 2019. The X-factor for him is he became a free agent at the prime age of 26, which is extremely hard to do under current MLB rules. New York Yankees' Juan Soto, right, with the help of his agent Scott Boras, left, agreed to a $765 million, 15-year deal with the New York Mets on Sunday. Players have to be in the big leagues for six years before testing free agency. The precocious Soto debuted at 19 with the Nats, making him part of a rare group of players who reached the highest level of professional baseball as a teenager. That accelerated his free agency timeline. It's rare for players to debut that young, and rarer still for them to develop into stars and test the open market the first chance they get. Two recent examples are Manny Machado and Bryce Harper, who both reached free agency in 2019. Machado signed a free-agent record $300 million contract with San Diego, and Harper overtook him days later with a $330 million contract to join the Phillies. Most players debut in the big leagues from ages 22 to 26, which means free agency comes in their late 20s or early 30s. A typical example is Yankees slugger Aaron Judge, who is one of this generation's great players but didn't hit the market until he was 30. Judge played three seasons of college baseball for Fresno State before getting drafted by the Yankees in 2013 at age 21 — already two years older than Soto was when he made his MLB debut. It took a few years for the budding superstar to reach the majors, and he was 25 when he had his breakout season in 2018, smashing 52 homers to earn AL Rookie of the Year honors. By the time he reached free agency after the 2022 season, he had already passed age 30. It's a major factor that led to him signing a $360 million, nine-year deal with the Yankees, which seems downright reasonable these days after the Ohtani and Soto deals. Two major trends are colliding that will make it harder for guys like Soto to hit free agency in their mid 20s. First, MLB teams have been more likely in recent years to take college players early in the draft, betting on more experienced talents. Just 10 high school players were drafted among the top 30 picks in the 2024 draft. Second, teams are more eager to lock up young, premium talent on long-term deals very early in their careers, well before they hit free agency. Sometimes before they even reach the majors. Juan Soto's deal comes almost exactly one year after the Los Angeles Dodgers forked out a princely sum of $700 million on a 10-year, heavily deferred deal for two-way Japanese superstar Shohei Ohtani. Since Soto, just two players have debuted in MLB before their 20th birthday — Elvis Luciano and Junior Caminero. Luciano hasn't been back to the majors since his 2019 cup of coffee. Caminero is now 21 and has only played in 50 big league games. Among those that debuted at 20: Fernando Tatis Jr. signed a $340 million, 14-year deal with San Diego in 2021, years before reaching the open market. Milwaukee's Jackson Chourio got an $82 million, eight-year deal before even reaching the big leagues. Young stars Corbin Carroll ($111 million, eight years with Arizona), Bobby Witt Jr. ($288 million, 11 years with Kansas City) and Julio Rodriguez ($209.3 million, 12 years with Seattle) also got massive guarantees early in their 20s to forgo an early free agency. The exception and wild card: Blue Jays slugger Vladimir Guerrero Jr. will be a 26-year-old free agent next offseason. Guerrero hasn't been as consistent in his young career as Soto, but a standout 2025 season could position him to threaten Soto's deal. More likely is that the player to pass Soto isn't in the majors yet — and might not even be in pro baseball. When 25-year-old Alex Rodriguez signed his record $252 million, 10-year deal with Texas in 2001, it took over a decade for another player to match that total, when Albert Pujols got $240 million over 10 years from the Angels in 2012. For many players, passing up life-changing money in their early or mid 20s is too enticing, even if it means that they might not maximize their value on the free agent market later in their careers. Soto was determined to test the market. He famously turned down a $440 million, 15-year offer to stay with the Washington Nationals in 2022, betting that he could make even more as a free agent. Not many players would turn down that kind of cash. Then again, that's what makes Soto so unique. And it's also why his $765 million deal could be the industry standard for some time. Stiliana Nikolova, of Bulgaria performs in the rhythmic gymnastics individuals all-round qualification round, at La Chapelle Arena at the 2024 Summer Olympics, Thursday, Aug. 8, 2024, in Paris, France. (AP Photo/Francisco Seco) Cincinnati Reds' Jonathan India reacts as he collides with San Diego Padres catcher Luis Campusano during the second inning of a baseball game Tuesday, May 21, 2024, in Cincinnati. India was safe and Campusano was charged with an error. (AP Photo/Carolyn Kaster) Kimberley Woods of Britain competes in the women's kayak cross time trial at the 2024 Summer Olympics, Friday, Aug. 2, 2024, in Vaires-sur-Marne, France. (AP Photo/Kirsty Wigglesworth) Mike Tyson, left, fights Jake Paul during their heavyweight boxing match, Friday, Nov. 15, 2024, in Arlington, Texas. (AP Photo/Julio Cortez) Aryna Sabalenka of Belarus plays a forehand return to Coco Gauff of the U.S. during their semifinal match at the Australian Open tennis championships at Melbourne Park, Melbourne, Australia, Thursday, Jan. 25, 2024. (AP Photo/Louise Delmotte) Noah Lyles, of the United States, jumps as he limbers-up ahead of the men's 100-meters final at the 2024 Summer Olympics, Sunday, Aug. 4, 2024, in Nanterre, France. (AP Photo/Petr David Josek) A member of the Seattle Mariners tosses a ball against a wall during drills at spring training baseball workouts, Thursday, Feb. 15, 2024, in Peoria, Ariz. (AP Photo/Lindsey Wasson) Rebecca Sramkova of Slovakia waits to receive serve during her first round match against Marta Kostyuk of Ukraine at the Wimbledon tennis championships in London, Monday, July 1, 2024. (AP Photo/Kirsty Wigglesworth) Czech Republic's Jiri Beran, left, competes with France's Yannik Borel in the men's team epee bronze final match during the 2024 Summer Olympics at the Grand Palais, Friday, Aug. 2, 2024, in Paris, France. (AP Photo/Abbie Parr) France's Adrien Truffert jumps over Argentina's goalkeeper Geronimo Rulli during a quarterfinal soccer match between France and Argentina, at Bordeaux Stadium, during the 2024 Summer Olympics, Friday, Aug. 2, 2024, in Bordeaux, France. (AP Photo/Rebecca Blackwell) Fans interfere with a foul ball caught by Los Angeles Dodgers right fielder Mookie Betts during the first inning in Game 4 of the baseball World Series against the New York Yankees, Tuesday, Oct. 29, 2024, in New York. (AP Photo/Ashley Landis) Italy's Sara Curtis splashes her face with water before a women's 50-meter freestyle semifinal at the Summer Olympics in Nanterre, France, Saturday, Aug. 3, 2024. (AP Photo/Natacha Pisarenko) Ivory Coast 's Seko Fofana, top, duels for the ball with Nigeria's Victor Osimhen during the African Cup of Nations final soccer match between Nigeria and Ivory Coast, at the Olympic Stadium of Ebimpe in Abidjan, Ivory Coast, Sunday, Feb. 11, 2024. (AP Photo/Sunday Alamba) Costa Rica midfielder Jefferson Brenes, from left, Alvaro Zamora (21), Francisco Calvo (15) and Joseph Mora (8) are pelted with drinks and trash after celebrating a Brenes goal in the second half of a CONCACAF Nations League Play-In soccer match against Honduras, Saturday, March 23, 2024, in Frisco, Texas. (AP Photo/Julio Cortez) Gabrielle Thomas, of the United States, celebrates winning the gold medal in the women's 200 meters final at the 2024 Summer Olympics, Tuesday, Aug. 6, 2024, in Saint-Denis, France. (AP Photo/Ashley Landis) Tyrrell Hatton, of England, reacts on the 11th hole during a practice round in preparation for the Masters golf tournament at Augusta National Golf Club Wednesday, April 10, 2024, in Augusta, GA. (AP Photo/Ashley Landis) Quincy Hall, of the United States, celebrates after winning the men's 400-meter final at the 2024 Summer Olympics, Wednesday, Aug. 7, 2024, in Saint-Denis, France. (AP Photo/David J. Phillip) Tim Tszyu, of Australia, hits Sebastian Fundora in a super welterweight title bout Saturday, March 30, 2024, in Las Vegas. (AP Photo/John Locher) Baltimore Ravens wide receiver Zay Flowers takes the field prior to an NFL football game against the Buffalo Bills, Sunday, Sept. 29, 2024, in Baltimore. (AP Photo/Stephanie Scarbrough) Workers peep through curtains to watch a match between France's Gael Monfils and Russia's Daniil Medvedev during the China Open tennis tournament held at the National Tennis Center in Beijing, Friday, Sept. 27, 2024. (AP Photo/Ng Han Guan) Amy Yang, of South Korea, is doused after winning the Women's PGA Championship golf tournament at Sahalee Country Club, Sunday, June 23, 2024, in Sammamish, Wash. (AP Photo/Lindsey Wasson) Workers remove snow from Highmark Stadium in Orchard Park, N.Y., Sunday Jan. 14, 2024. (AP Photo/ Jeffrey T. Barnes) United States' Mikaela Shiffrin speeds down the course during an alpine ski, women's World Cup slalom, in Gurgl, Austria, Saturday, Nov. 23, 2024. (AP Photo/Gabriele Facciotti) Real Madrid's Vinicius Junior, left, scores his side's second goal during a Spanish La Liga soccer match between Real Madrid and Almeria at the Santiago Bernabeu stadium in Madrid, Spain, Sunday, Jan. 21, 2024. (AP Photo/Bernat Armangue ) Czech Republic's Michal Kempny, right, punches United States' Brady Tkachuk during the quarterfinal match between Czech Republic and United States at the Ice Hockey World Championships in Prague, Czech Republic, Thursday, May 23, 2024. (AP Photo/Petr David Josek) Turkey's Taha Akgul, left, competes with Georgia's Geno Petriashvili in a men's freestyle 125 kg category gold medal wrestling match during the European Wrestling Championships, in Bucharest, Romania, Sunday, Feb. 18, 2024. (AP Photo/Andreea Alexandru) Kansas City Chiefs guard Trey Smith cries after winning the NFL Super Bowl 58 football game against the San Francisco 49ers, Sunday, Feb. 11, 2024, in Las Vegas. The Chiefs won 25-22. (AP Photo/Eric Gay) Carles Coll Marti of Spain competes in the men's 200-meter breaststroke heat at the World Aquatics Championships in Doha, Qatar, Thursday, Feb. 15, 2024. (AP Photo/Lee Jin-man) Los Angeles Lakers forward LeBron James (23) shoots between New Orleans Pelicans guard Trey Murphy III and guard CJ McCollum in the second half of an NBA basketball play-in tournament game Tuesday, April 16, 2024, in New Orleans. The Lakers won 110-106. (AP Photo/Gerald Herbert) A man in a monk's robe waves the French flag as the peloton passes during the sixth stage of the Tour de France cycling race over 163.5 kilometers (101.6 miles) with start in Macon and finish in Dijon, France, Thursday, July 4, 2024. (AP Photo/Daniel Cole) Belgium's Jeremy Doku, left, challenges for the ball with Romania's Andrei Ratiu during a Group E match between Belgium and Romania at the Euro 2024 soccer tournament in Cologne, Germany, Saturday, June 22, 2024. (AP Photo/Alessandra Tarantino) A spectator walks through a water mist sprayer on her way to Eiffel Tower Stadium to watch a beach volleyball at the 2024 Summer Olympics, Sunday, July 28, 2024, in Paris, France. (AP Photo/Robert F. Bukaty) Gabriel Medina, of Brazil, kicks off of a wave as he warms up prior to the quarterfinals round of the 2024 Summer Olympics surfing competition, Thursday, Aug. 1, 2024, in Teahupo'o, Tahiti. (AP Photo/Gregory Bull) Rebeca Andrade, of Brazil, is reflected on a surface as she performs on the balance beam during the women's artistic gymnastics all-around finals in Bercy Arena at the 2024 Summer Olympics, Thursday, Aug. 1, 2024, in Paris, France. (AP Photo/Charlie Riedel) Wyndham Clark waits to hit on the 17th hole during the first round at the Masters golf tournament at Augusta National Golf Club Thursday, April 11, 2024, in Augusta, Ga. (AP Photo/Matt Slocum) Kolkata Knight Riders' wicketkeeper Rahmanullah Gurbaz dives to make an unsuccessful attempt to run out Sunrisers Hyderabad's Abhishek Sharma during the Indian Premier League cricket final match between Kolkata Knight Riders and Sunrisers Hyderabad in Chennai, India, Sunday, May 26, 2024.(AP Photo/Mahesh Kumar A.) Mercedes driver Lewis Hamilton of Britain steers his car during the qualifying session of the Singapore Formula One Grand Prix at the Marina Bay Street Circuit, in Singapore, Saturday, Sept. 21, 2024. (AP Photo/Vincent Thian) Serbia's Novak Djokovic embraces his daughter Tara after defeating Spain's Carlos Alcaraz in the men's singles tennis final at the Roland Garros stadium during the 2024 Summer Olympics, Sunday, Aug. 4, 2024, in Paris, France. (AP Photo/Manu Fernandez) Spain's Dani Olmo clears the ball from the goal line during the final match between Spain and England at the Euro 2024 soccer tournament in Berlin, Germany, Sunday, July 14, 2024. (AP Photo/Andreea Alexandru) A fleet of boats compete in the mixed multihull sailing race during the 2024 Summer Olympics, Sunday, Aug. 4, 2024, in Marseille, France. (AP Photo/Daniel Cole) A horse watches from its stable ahead of the 156th running of the Belmont Stakes horse race at Saratoga Race Course, Thursday, June 6, 2024, in Saratoga Springs, N.Y. (AP Photo/Julia Nikhinson) Silver medalist Simone Biles, of the United States, left, and bronze medalist Jordan Chiles, of the United States, right, bow to gold medalist Rebeca Andrade, of Brazil, during the medal ceremony for the women's artistic gymnastics individual floor finals at Bercy Arena at the 2024 Summer Olympics, Monday, Aug. 5, 2024, in Paris, France. (AP Photo/Abbie Parr) Denver celebrates after winning the championship game against Boston College in the Frozen Four NCAA college hockey tournament Saturday, April 13, 2024, in St. Paul, Minn. Denver won 2-0 to win the national championship. (AP Photo/Abbie Parr) Washington safety Kamren Fabiculanan (13) and cornerback Elijah Jackson (25) break up a pass to Eastern Michigan wide receiver Terry Lockett Jr. (3) in the end zone during the second half of an NCAA college football game Saturday, Sept. 7, 2024, in Seattle. Washington won 30-9. (AP Photo/Lindsey Wasson) Milwaukee Bucks' AJ Johnson, right, goes up for a shot against Philadelphia 76ers' Jared McCain, center, and Adem Bona during the second half of an NBA basketball game, Wednesday, Oct. 23, 2024, in Philadelphia. (AP Photo/Matt Slocum) Elise Mertens, of Belgium, serves against Naomi Osaka, of Japan, at the BNP Paribas Open tennis tournament, Monday, March 11, 2024, in Indian Wells, Calif. (AP Photo/Mark J. Terrill) Italy's Giovanni Tocci competes in the men's 3m springboard diving preliminary at the 2024 Summer Olympics, Tuesday, Aug. 6, 2024, in Saint-Denis, France. (AP Photo/Lee Jin-man) Los Angeles Dodgers designated hitter Shohei Ohtani breaks his bat during the first inning of the team's baseball game against the Washington Nationals at Nationals Park, Tuesday, April 23, 2024, in Washington. (AP Photo/Alex Brandon) Wearing a device that measures his energy consumption, the Israel Amputee Football Team player, Ben Maman, left, fights for the ball with a young soccer player from a local team during a practice session in Ramat Gan, Thursday, April 11, 2024. (AP Photo/Leo Correa) A soccer fan dressed as Spiderman watches Brazil play Uruguay in a Copa America quarterfinal match on a screen set up for fans on Copacabana Beach in Rio de Janeiro, Sunday, July 7, 2024. Brazil lost in a penalty shootout and Uruguay qualified for the semifinals. (AP Photo/Bruna Prado) Men dressed in traditional clothes try to pull the opponent over the table at the German Championships in Fingerhakeln or finger wrestling, in Bernbeuren, Germany, Sunday, May 12, 2024. (AP Photo/Matthias Schrader) Aryna Sabalenka, of Belarus, kicks the ball after double faulting against Jessica Pegula, of the United States, during the women's singles final of the U.S. Open tennis championships, Saturday, Sept. 7, 2024, in New York. (AP Photo/Julia Nikhinson) Water is sprayed on the pitch as the ball boys and girls walk along the center line before the start of the men's Group A field hockey match between South Africa and Germany at the Yves-du-Manoir Stadium during the 2024 Summer Olympics, Tuesday, July 30, 2024, in Colombes, France. (AP Photo/Aijaz Rahi) Cleveland Browns defensive end Isaiah McGuire (57) reaches for Minnesota Vikings quarterback Nick Mullens (12) during the first half of an NFL preseason football game, Saturday, Aug. 17, 2024, in Cleveland. (AP Photo/Sue Ogrocki) Morocco's Widad Bertal celebrates after defeating Thailand's Jutamas Jitpong in their women's 54kg preliminary boxing match at the 2024 Summer Olympics, Tuesday, July 30, 2024, in Paris, France. (AP Photo/John Locher) Brazil's Priscila eyes the ball during a women's semifinal soccer match between Brazil and Spain at the 2024 Summer Olympics, Tuesday, Aug. 6, 2024, at Marseille Stadium in Marseille, France. (AP Photo/Julio Cortez) Simone Biles of the United States competes on the balance beam during a women's artistic gymnastics qualification round at the 2024 Summer Olympics, Sunday, July 28, 2024, in Paris, France. (AP Photo/Charlie Riedel) New Orleans Saints linebacker Willie Gay Jr. signs autographs for a young fan before the start of an NFL football game against the Kansas City Chiefs Monday, Oct. 7, 2024, in Kansas City, Mo. 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Ankaful Nurses Training College Marks 21st Matriculation, 12th Graduation CeremonyFor many across the Middle East, the Israel-Hezbollah ceasefire came as a relief: the first major sign of progress in the region since war began more than a year ago. But for Palestinians in Gaza and families of hostages held in the territory, the news appeared only to inaugurate a newer, grimmer period of the conflict there. For them, it marked yet another missed opportunity to end fighting that has stretched on for nearly 14 months. Palestinians had hoped that any ceasefire deal with Hezbollah would include a truce in Gaza as well. The families of people kidnapped when Hamas-led militants stormed southern Israel in October 2023, meanwhile, wanted part of the agreement to include returning their loved ones. Instead, the ceasefire was confined only to the fighting in Lebanon . “We feel this is a missed opportunity to tie in the hostages in this agreement that was signed today,” said Ruby Chen, whose son, Itay Chen, was taken hostage from an Israeli military base and has been declared dead. As much as they were intertwined, the two wars have been very different. In Lebanon, Israel said its aim was to drive Hezbollah back from the countries’ shared border and end the militant group’s barrages into northern Israel. The ceasefire that took effect Wednesday is intended to do that. In Gaza, Israel’s goals are more sweeping . Prime Minister Benjamin Netanyahu has been resolute in insisting that Hamas must be completely destroyed and Israel must retain lasting control over parts of the territory. Months of talks have failed to get Netanyahu to back down from those demands — or to convince Hamas to release hostages under those terms. For Palestinians in Gaza, that means continuing misery under an Israeli campaign that has demolished much of the territory and driven almost the entire population from their homes. Hundreds of thousands are going hungry while living in squalid tent cities as the second winter of the war brings cold rains and flooding. ”They agree to a ceasefire in one place and not in the other? Have mercy on the children, the elderly and the women,” said Ahlam Abu Shalabi, living in tent in central Gaza. “Now it is winter, and all the people are drowning.” Palestinians feel resigned to continued war The war between Israel and Hamas began on Oct. 7, 2023, when militants attacked Israel from Gaza, killing around 1,200 people and taking some 250 hostage. Israel’s retaliatory offensive has rained devastation on the Palestinian territory, killing over 44,000 people, according to local health officials. The officials, who do not distinguish between civilians and fighters in their count, say over half of the dead are women and children. Hezbollah began firing into Israel a day after Hamas’ attack in solidarity with the Palestinian militant group. The two sides have exchanged near-daily barrages since. Moving thousands of troops to its northern border, Israel ramped up bombardment of southern Lebanon and launched a ground invasion there two months ago, killing many of Hezbollah’s leaders . Palestinians now fear Israel’s military can return its full focus to Gaza — a point that Netanyahu made as he announced the ceasefire in Lebanon on Tuesday. “The pressure will be more on Gaza,” said Mamdouh Younis, a displaced man in a central Gaza tent camp. Netanyahu, he said, can now exploit the fact that “Gaza has become alone, far from all the arenas that were supporting it, especially the Lebanon front.” Israeli troops are already engaged in fierce fighting in Gaza’s north , where a two-month offensive has cut off most aid and caused experts to warn a famine may be underway . Strikes all over the territory regularly kill dozens. In signing onto the ceasefire deal, Hezbollah reversed its long-held position that it wouldn’t stop its barrages across the border unless Israel ends the war in Gaza. “This could have a psychological impact, as it will further entrench the understanding that Palestinians in Gaza are alone in resisting against their occupiers,” said Tariq Kenney Shawa, a U.S. policy fellow at Al-Shabaka, a Palestinian think tank. Hamas may dig its heels in It also leaves Hamas — its capabilities already severely damaged by Israel’s offensive — to fight alone. Hamas official Osama Hamdan appeared to accept Hezbollah’s new position in an interview Monday. “Any announcement of a ceasefire is welcome. Hezbollah has stood by our people and made significant sacrifices,” Hamdan told the Lebanese broadcaster Al-Mayadeen, which is seen as politically allied with Hezbollah. Khalil Sayegh, a Palestinian analyst, said the ceasefire could make Hamas even less popular in Gaza, by proving the failure of its gambit that its attack on Israel would rally other militant groups to the fight. “It’s a moment where we can see the Hamas messaging become weaker and weaker, as they struggle to justify their strategy to the public,” said Sayegh. U.S. Secretary of State Antony Blinken said Tuesday that the Israel-Hezbollah ceasefire could help force Hamas to the negotiating table because it would show the group that the “cavalry is not on the way.” But Hamas experts predicted that it would only dig in both on the battlefield and in talks. Hamas has insisted it will only release all the hostages in return for a full Israeli withdrawal from Gaza. “I expect Hamas will continue using guerrilla warfare to confront Israeli forces in Gaza as long as they remain,” said Shawa. Hostage families lose hope Dozens of Israelis thronged a major highway in Tel Aviv on Tuesday night, protesting for the return of the hostages as the country waited to hear if a ceasefire in Lebanon had been agreed. Around 100 people taken hostage are still held in Gaza, at least a third of whom are believed to be dead. Most of the other hostages seized by Hamas were released during a ceasefire last year. Ricardo Grichener, the uncle of 23-year-old hostage Omer Wenkert, said the ceasefire with Hezbollah showed how the Israeli government was openly disregarding the hostages. Even though Israel has inflicted greater damage on Hamas in Gaza than on Hezbollah in Lebanon, he said “the decision to postpone a deal in Gaza and release the hostages is not based on the same military success criteria.” The most recent effort to wind down the war stalled in October. U.S. President Joe Biden said Tuesday he would begin a renewed push, but his administration is now in its waning days after the reelection of former President Donald Trump. “This ceasefire doesn’t concern our hostages. I believe that Netanyahu forgot about them, and he just wants to keep fighting in Gaza,” said Ifat Kalderon, clutching a photo of her cousin, Ofer Kalderon, who is a hostage and a father to four. “Ofer yesterday had his 54th birthday. His second birthday in Gaza,” she said. “It’s unbelievable that he’s still there.”
Mooresville, NC, Nov. 27, 2024 (GLOBE NEWSWIRE) -- Fundamental Global Inc. (Nasdaq: FGF) (the "Company” or "Fundamental Global"), formerly known as FG Financial Group, Inc., today announced that it has declared a quarterly cash dividend on its 8.00% Cumulative Preferred Stock, Series A (the "Preferred Stock”), for the period commencing on September 15, 2024, and ending on December 14, 2024. In accordance with the terms of the Preferred Stock, the board of directors of the Company declared a Preferred Stock cash dividend of $0.50 per share for the period commencing on September 15, 2024, and ending on Decemeber 14, 2024. The dividend is payable on December 15, 2024, to holders of record on December 1, 2024. The Preferred Stock is currently listed on the Nasdaq Stock Market and trades under the ticker symbol "FGFPP”. Fundamental Global Inc. Fundamental Global Inc. (Nasdaq: FGF, FGFPP) and its subsidiaries engage in diverse business activities including reinsurance, asset management, merchant banking, and managed services. The FG ® logo and Fundamental Global ® are registered trademarks of Fundamental Global LLC. This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the "Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act”). These statements are therefore entitled to the protection of the safe harbor provisions of these laws. These statements may be identified by the use of forward-looking terminology such as "anticipate,” "believe,” "budget,” "can,” "contemplate,” "continue,” "could,” "envision,” "estimate,” "expect,” "evaluate,” "forecast,” "goal,” "guidance,” "indicate,” "intend,” "likely,” "may,” "might,” "outlook,” "plan,” "possibly,” "potential,” "predict,” "probable,” "probably,” "pro-forma,” "project,” "seek,” "should,” "target,” "view,” "will,” "would,” "will be,” "will continue,” "will likely result” or the negative thereof or other variations thereon or comparable terminology. In particular, discussions and statements regarding the Company's future business plans and initiatives are forward-looking in nature. We have based these forward-looking statements on our current expectations, assumptions, estimates, and projections. While we believe these to be reasonable, such forward-looking statements are only predictions and involve a number of risks and uncertainties, many of which are beyond our control. These and other important factors may cause our actual results, performance, or achievements to differ materially from any future results, performance or achievements expressed or implied by these forward-looking statements, and may impact our ability to implement and execute on our future business plans and initiatives. Management cautions that the forward-looking statements in this release are not guarantees of future performance, and we cannot assume that such statements will be realized or the forward-looking events and circumstances will occur. Factors that might cause such a difference include, without limitation: risks associated with our inability to identify and realize business opportunities, and the undertaking of any new such opportunities; our lack of operating history or established reputation in the reinsurance industry; our inability to obtain or maintain the necessary approvals to operate reinsurance subsidiaries; risks associated with operating in the reinsurance industry, including inadequately priced insured risks, credit risk associated with brokers we may do business with, and inadequate retrocessional coverage; our inability to execute on our equity holdings and asset management strategy, including our strategy to invest in the risk capital of special purpose acquisition companies (SPACs); our ability to maintain and expand our revenue streams including our digital cinema products and installation services; potential interruptions of supplier relationships or higher prices charged by suppliers; our ability to successfully compete and introduce enhancements and new features that achieve market acceptance and that keep pace with technological developments; our ability to maintain our d reputation and retain or replace significant customers; the potential impact of a challenging global economic environment or a downturn in the markets; the effects of economic, public health, and political conditions that impact business and consumer confidence and spending, including rising interest rates, periods of heightened inflation and market instability; potential loss of value of equity holdings; risk of becoming an investment company; fluctuations in our short-term results as we implement our business strategies; risks of being unable to attract and retain qualified management and personnel to implement and execute on our business and growth strategy; failure of our information technology systems, data breaches and cyber-attacks; our ability to establish and maintain an effective system of internal controls;; the requirements of being a public company and losing our status as a smaller reporting company or becoming an accelerated filer; any potential conflicts of interest or different interests between us and our stockholders; potential conflicts of interest between us and our directors and executive officers; risks associated with our related party transactions and equity holdings; and risks associated with our investments in SPACs, including the failure of any such SPAC to complete its initial business combination. Our expectations and future plans and initiatives may not be realized. If one of these risks or uncertainties materializes, or if our underlying assumptions prove incorrect, actual results may vary materially from those expected, estimated or projected. You are cautioned not to place undue reliance on forward-looking statements. The forward-looking statements are made only as of the date hereof and do not necessarily reflect our outlook at any other point in time. We do not undertake and specifically decline any obligation to update any such statements or to publicly announce the results of any revisions to any such statements to reflect new information, future events or developments. Investor Contact: [email protected]
