Mount St. Mary's defeats Delaware State 76-66As the calendar year draws to a close, the window for tax-saving opportunities narrows. However, it’s not too late to implement strategies that could lower your tax bill. By focusing on charitable contributions, health savings accounts (HSAs), and 529 plans, you can make a significant impact on your finances before Dec. 31. For those living in Indiana and some other states, a unique 529 plan tax credit further enhances the benefits. Charitable contributions are a valuable tool for reducing your tax liability while supporting causes you care about. If you itemize deductions, donations to qualified charitable organizations are tax-deductible. You can contribute cash, appreciated securities, or other assets, and each type of donation offers distinct benefits. Cash donations are deductible up to 60% of your adjusted gross income, while donating appreciated stock allows you to avoid capital gains taxes on the asset’s growth and get up to a 30% deduction on taxes. Additionally, if you are 701⁄2 or older, consider making a qualified charitable distribution directly from your IRA. QCDs allow you to donate up to $100,000 annually without including the amount in your taxable income, which can also satisfy your required minimum distribution. Another essential tax-advantaged account to consider is a health savings account. HSAs provide a triple tax advantage: contributions are tax-deductible, growth is tax-free, and withdrawals for qualified medical expenses are also tax-free. For 2024, individuals can contribute up to $4,150, while families can contribute up to $8,300. Those aged 55 and older can add an additional $1,000 as a catch-up contribution. If you’re covered by a high-deductible health plan but haven’t yet maxed out your HSA contributions, doing so before the end of the year can lower your taxable income while building a reserve for future health care costs. Additionally, HSAs are unique in that the funds roll over year after year, unlike flexible spending accounts, making them an excellent tool for long-term financial planning. For Indiana residents, contributing to a 529 College Savings Plan before the end of the year can yield substantial state tax benefits. Indiana offers a 20% tax credit on contributions up to $7,500 per year, providing a maximum credit of $1,500. This means that every dollar you contribute up to the limit not only grows tax-free for educational expenses, but also directly reduces your state tax liability. These plans can be used for a wide range of education-related costs, including tuition, fees, books, and even K-12 expenses in some cases. Parents, grandparents, and others who wish to support a child’s education should consider taking advantage of this incentive. To maximize this benefit, make your contributions before Dec. 31. Acting on these strategies now can yield meaningful tax savings while setting the stage for long-term financial success. Consider making charitable contributions, maximizing your HSA contributions, and taking full advantage of Indiana’s generous 529 plan tax credit if you’re eligible. These proactive steps not only reduce your immediate tax burden but also help secure your financial future. As always, consult with a tax advisor or financial planner to ensure these moves align with your specific goals and circumstances. Taking action today can pave the way for smoother tax filing and greater peace of mind tomorrow.7xm site 。

As the global workforce continues to evolve, it is essential to implement targeted policies and measures to support all demographics, including older workers. With the aging population and shifting economic landscape, creating and promoting suitable job opportunities for older individuals has become a pressing issue. In this article, we will explore three key policy measures to further enhance employment assistance for older workers and unearth job positions that cater to their skills and experiences.As the sports media in Beijing buzzed with speculation and debate over the downfall of the city's highest-paid athlete, the once-shining star was left grappling with his own insecurities and uncertainties. The pressure to live up to his exorbitant salary and lofty expectations weighed heavily on his shoulders, further dampening his already dimming prospects of reclaiming his former glory.

At the heart of the discussion was the recognition that a robust and diverse economic system is essential for sustainable growth. Participants emphasized the importance of creating a supportive environment for businesses of all sizes and sectors to thrive. This involves streamlining regulations, enhancing access to financing, and fostering innovation and entrepreneurship. By nurturing a conducive ecosystem for businesses, China can unleash the full potential of its economy and drive long-term prosperity.In a world where music holds the power to heal, uplift, and unite, a new and innovative musical puzzle game called "Miao Ge" has been officially launched, promising players an immersive experience like never before. Combining the art of chanting songs with the excitement of solving puzzles, "Miao Ge" is set to revolutionize the way we interact with music and storytelling in the virtual realm.The excitement around the upcoming film Game Changer is reaching new heights as the trailer of this much-awaited mega-budget political actioner is set to release on January 1, 2024. Producer Dil Raju made the big announcement at a recent pre-release event in Dallas, USA, and confirmed that a grand launch event for the trailer will take place on the first day of the new year. Dil Raju, known for his successful productions, shared his enthusiasm for the film’s journey, stating, "These days, a trailer decides the range of the film. We have been preparing a lot to come in front of you guys. On the first day of the new year, you will see the trailer." The trailer’s release is set to give fans a glimpse into the high-octane world of Game Changer, which is expected to be a game-changer in itself for the film industry. Adding to the buzz, Dil Raju revealed that Megastar Chiranjeevi had already watched the film and had great faith in its success. "Chiranjeevi gaaru watched the film. He called me and asked me to tell the fans that this Sankranti, we are going to hit, not in an ordinary way, but in the most impactful way. He asked me to tell all the fans that on January 10, you will see Mega and the power of Mega Power Star Ram Charan," Dil Raju shared with the audience. This message from Chiranjeevi himself has undoubtedly fueled anticipation for the film's release. Directed by the legendary Shankar, Game Changer marks his Telugu debut and promises to be a visual spectacle, blending political intrigue with gripping action. The film is said to showcase Ram Charan in two distinct roles, adding to the curiosity and excitement surrounding his performance. Written by director Karthik Subbaraj, the screenplay is a collaboration between Shankar and Venkatesan. The film also boasts an impressive ensemble cast. Apart from Ram Charan, Game Changer features Kiara Advani, Anjali, Samuthirakani, SJ Suryah, Srikanth, Prakash Raj, and Sunil in pivotal roles. The technical team includes renowned cinematographers Tirru and Rathnavelu, and editors Shameer Muhammed and Ruben, who are all working to bring the film's ambitious vision to life. Set for release on January 10, 2024, during the festive Sankranti season, Game Changer is poised to captivate audiences with its compelling story and larger-than-life visuals. The trailer's release on January 1 will surely set the stage for a highly anticipated debut that could set new benchmarks in Telugu cinema. With the combined star power of Ram Charan and the visionary direction of Shankar, Game Changer is expected to dominate the box office and leave an unforgettable mark on the hearts of moviegoers.NEW YORK, Dec. 28 (Xinhua) -- As U.S. President-elect Donald Trump is about to take office in weeks, a major rift has emerged between immigration hardliners and his supporters over how much tolerance the incoming administration should have for skilled immigrants on work visas, The New York Times reported Saturday. "The tech industry has long relied on foreign skilled workers to help run its companies, a labor supply that critics say undercuts wages for American citizens," the report said. The dispute, which late Thursday exploded online into finger-pointing and accusations of censorship, presents a policy challenge for Trump. Laura Loomer, a far-right activist and fervent Trump loyalist, helped set off the altercation earlier this week by criticizing Trump's selection of Sriram Krishnan, an Indian American venture capitalist, to be an adviser on artificial intelligence policy. "It's alarming to see the number of career leftists who are now being appointed to serve in Trump's admin when they share views that are in direct opposition to Trump's America First agenda," Loomer wrote on X, the social media platform owned by Elon Musk. "Loomer's comments surfaced a simmering tension between longtime supporters of Trump, who embrace his virulent anti-immigrant rhetoric, and his more recently acquired backers from the tech industry, many of whom have built or financed businesses that rely on the government's H-1B visa program to hire skilled workers from abroad," said the report. Musk posted regularly this week about the lack of homegrown talent to fill all the needed positions within American technology companies. The expertise needed by U.S. companies "simply does not exist in America in sufficient quantity," he posted on X.

The city of New Orleans, known for its dynamic culture and vibrant festivals, is yet again a hub of celebration as the concurrent observances of Kwanzaa and Hanukkah bring communities together to honor their heritage and shared values of resilience and unity. The New Orleans Alumnae Chapter of Delta Sigma Theta Sorority hosted a Kwanzaa event filled with drums, dance performances, and community engagement at McDonogh 35 High School on the third day of the holiday, as reported by WGNO . Also in the spirit of the season, the Jewish Community Center in New Orleans was alive on the second night of Hanukkah, where tradition spun into the night with music, dreidels, and latkes. In a time where the Israel-Hamas conflict looms in the background, Rabbi Rivkin pointed out the importance of continuing to celebrate, and the Kwanzaa Coalition mirrored this sentiment with their gathering to inspire communities. A panel discussion and dance performances highlighted the shared message of spreading light amidst darkness, an essence captured by WDSU . Influenced by African harvest celebrations and American Civil Rights endeavors, Kwanzaa was created in 1966 by Dr. Maulana Karenga. Each year the festival reaffirms the seven principles, or Nguzo Saba, which includes Umoja (Unity), Kujichagulia (Self-Determination), Ujima (Collective Work and Responsibility), and others as pillars for personal and community development. Armed with such principles, the holiday serves as a time for reflection, and above all, action toward improving communities—a sentiment conveyed by both WGNO and A Book Geek . As traditions adapt and technology evolves, Kwanzaa too has found new ways to honor its roots while branching out into the digital world. From virtual candle-lighting ceremonies to online marketplaces for artisans, the holiday has embraced modernity without losing the essence of its core values. These digital adaptations expand the reach of the holiday, allowing more people to both celebrate and learn about the African American cultural heritage from afar, an observation reflected by A Book Geek . The digital transition marks a recognition of both the necessity and potency of connectivity in contemporary times—strengthening bonds over distances that once may have silenced communal voices. As the week-long celebrations continue, community members, leaders, and attendees alike note the positive experiences provided by these festive gatherings. "A lot of our youth, you know, you hear a lot of different things with what's going on in the community, which was gone and on the news. But we want them to be able to come and have a positive experience with African American culture," said Kwanzaa Committee Co-Chair Stephanie B. Jackson, in a statement obtained by WGNO .In conclusion, the outcry over the deprival of Captain Marvel of her iconic uniform underscores the importance of upholding the values of authenticity and inclusivity in storytelling. It serves as a rallying cry for fans and creators alike to come together in pursuit of a more diverse and respectful entertainment landscape. Only by acknowledging past mistakes and committing to positive change can we create a world where every character is celebrated and honored for who they truly are.Title: "Chanting Songs to Save the World: Musical Puzzle Game 'Miao Ge' Officially Released"