In conclusion, the concept of dual-wheel drive represents a forward-thinking approach to economic development that focuses on fostering a comprehensive system to fully unleash the potential of nations. By actively driving positive changes through the dual wheels of consumption and investment, countries can create a pathway to prosperity, innovation, and inclusive growth. It is through this holistic approach that economies can thrive, adapt, and succeed in an ever-changing global landscape.
Facebook Twitter WhatsApp SMS Email Print Copy article link Save ATLANTIC CITY — The city's police and fire departments promoted 10 first responders to supervisory positions Monday during a ceremony at City Hall. Michael Logan was promoted to captain in the Fire Department. Avette Harper, Craig Mulhern, Thomas Moynihan and James Herbert were promoted to lieutenant in the Police Department. George Mancuso, James Barrett, Brian Hambrecht, Timothy Richvalsky and Ann McGlynn were promoted to sergeant in the Police Department. Mayor Marty Small Sr. administered the oath of office. Contact Nicholas Huba: 609-272-7046 nhuba@pressofac.com Twitter @acpresshuba Get Government & Politics updates in your inbox! Stay up-to-date on the latest in local and national government and political topics with our newsletter. Digital Editor Author facebook Author twitter Author email {{description}} Email notifications are only sent once a day, and only if there are new matching items.
As the volunteer reflected on the experience, they emphasized the importance of taking the time to listen, empathize, and act with kindness. In a world filled with chaos and uncertainty, small gestures of generosity can make a world of difference – as seen in the reunion of Sarah and her family.
As the probe unfolds, all eyes are on the developments within the ruling party and the response from the opposition. The unity and cohesion of the government will be put to the test as the nation awaits the findings of the investigations. The outcome of this internal turmoil could reshape the political landscape of South Korea and set the tone for the upcoming elections.Man-Ying's face is a treasure, a vision of loveliness that is as eternal as the stars in the night sky, as captivating as a melody that lingers in the air, and as pure as the first light of dawn breaking over the horizon. In her, we find a muse, a friend, and a source of inspiration that will forever guide us on our journey towards a brighter, more beautiful future. Thank you, Man-Ying, for sharing your beauty with the world, for inspiring us to dream, to create, and to celebrate the timeless elegance of Hong Kong's golden era. You are a gift to us all, a beacon of light in a world that is often dark and uncertain, and a reminder of the enduring power of beauty in all of its forms. May your face shine brightly in the hearts of all who behold it, illuminating the path to a brighter, more beautiful future for us all.Electric scooters have become a popular mode of transportation in urban areas due to their convenience, efficiency, and eco-friendliness. However, recent concerns have been raised regarding the safety of electric scooters equipped with windshields, prompting police authorities to issue warnings and some regions to prohibit their use.
NEW YORK (AP) — More shoppers than ever are on track to use ‘buy now, pay later’ plans this holiday season, as the ability to spread out payments looks attractive at a time when Americans still feel the lingering effect of inflation and already have record-high credit card debt. The data firm Adobe Analytics predicts shoppers will spend 11.4% more this holiday season using buy now, pay later than they did a year ago. The company forecasts shoppers will purchase $18.5 billion worth of goods using the third-party services for the period Nov. 1 to Dec. 31, with $993 million worth of purchases on Cyber Monday alone. Buy now, pay later can be particularly appealing to consumers who have low credit scores or no credit history, such as younger shoppers, because most of the companies providing the service run only soft credit checks and don’t report the loans and payment histories to the credit bureaus, unlike credit card companies. This holiday season, buy now, pay later users can also feel more confident if a transaction goes awry. In May, the CFPB said buy now, pay later company must adhere to other regulations that govern traditional credit, such as providing ways to demand refunds and dispute transactions. To use a buy now, pay later plan, consumers typically sign up with bank account information or a debit or credit card, and agree to pay for purchases in monthly installments, typically over eight weeks or more. The loans are marketed as requiring no or low interest, or only conditional fees, such as for late payment. Klarna, Afterpay and Affirm are three of the biggest buy now, pay later companies. But consumer advocates warn that shoppers who sign up for the payment plans using a credit card can be hit with more interest and fees. That's because individuals open themselves up to interest on the credit card payment, if it's carried month to month, on top of any late fees, interest, or penalties from the buy now, pay later loan itself. Experts advise against using a credit card to pay for these plans for this reason. Consumer watchdogs also say the plans lead consumers to overextend themselves because, for example, not paying full price up front leaves, in the shopper’s mind at least, more money for smaller purchases . They also caution consumers to keep careful track of using multiple buy now, pay later services, as the automatic payments can add up, and there is no central reporting, such as with a credit card statement. “Buy now, pay later can be an innovative tool for purchases you’re going to make anyway,” said Mark Elliott, chief customer officer at financial services company LendingClub. “The challenge is that it does fuel overspending.” For merchants, that’s part of the appeal. Retailers have found that customers are more likely to have bigger cart sizes or to convert from browsing to checking out when buy now, pay later is offered. One report from the Federal Reserve Bank of New York cited research that found customers spend 20% more when buy now, pay later is available. “The reality is that the increased cost-of-living and inflation have put more people in a situation where they’re already relying on revolving credit,” Elliott said. “The psychographics of ‘buy now, pay later’ may be different — people don’t think of it as debt — but it is.” If a consumer misses a payment, they can face fees, interest, or the possibility of being locked out of using the services in the future. Emily Childers, consumer financial expert for personal-finance technology company Credit Karma, said that internal data shows member credit card balances are up more than 50% for Gen Z and millennial members since March 2022, when the Fed started raising interest rates. “Young people are entering this holiday season already in the red,” she said. “And, based on what we’re seeing in the data, they’re continuing to bury their heads in the sand and spend.” The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.OnePlus 13 set to launch in India in January in these colours and finishes | Tech News
In addition to the financial implications, account sharing also poses security risks for both users and platforms. Sharing login credentials with multiple people increases the likelihood of unauthorized access to personal information and accounts, putting sensitive data at risk. By cracking down on account sharing, platforms like Tencent Video and Aiyouteng are not only protecting their revenue streams but also safeguarding the privacy and security of their subscribers.In celebration of the premiere of "Criminal Hunt Guide 2," fans will be delighted to learn that the entire first part of the series is now available for free viewing. This special limited-time offer allows both existing fans and newcomers to catch up on all the action-packed episodes that set the stage for the upcoming season.
As Yang Niu Hua left the courtroom, her head held high, her eyes filled with a quiet strength, she became a symbol of courage and resilience. Her unwavering faith in the face of tragedy, her determination to seek justice for her son, and her unyielding spirit in the pursuit of truth, had touched the hearts of many.PHILADELPHIA (AP) — The Philadelphia Phillies have signed closer Jordan Romano to a one-year contract, making a short-term bet that the right-hander can return to form following a right elbow injury. The Phillies announced the deal on Monday. They did not provide the terms of the agreement, but it is reportedly worth $8.5 million. An All-Star in 2022 and 2023, Romano spent the first six seasons of his major league career with the Toronto Blue Jays. He has 105 career saves and a 2.90 ERA in 231 relief appearances. Of the 17 pitchers in the majors with at least 100 save opportunities since 2019, Romano’s 88.98% save percentage ranks second, trailing only Josh Hader (187 for 210, 89.04%). Among all pitchers in baseball since 2019, Romano’s 105 saves rank ninth. The 31-year-old Romano was limited to just eight saves in 15 games last season. He had arthroscopic surgery on his elbow in July. Romano's arrival could lead to the departures of one or both of Carlos Estévez and Jeff Hoffman from Philadelphia. The former All-Star relievers both closed games for the Phillies last season but each suffered epic meltdowns in the postseason. Both pitchers are free agents. ___ AP MLB: https://apnews.com/hub/mlb The Associated PressCommuter town just 23 minutes from London with a 24-hour train service
"I joked with my brother, saying if he ever feels bored, he can come and manage Girona," Pere Guardiola shared with a chuckle during a casual conversation. Girona, a club based in Catalonia, Spain, currently competes in the Segunda Division, the second tier of Spanish football. The idea of Pep Guardiola taking charge of a club like Girona, known for its close ties to Barcelona, sparked a wave of speculation and amusement among football enthusiasts.One of the most memorable highlights of the year was their epic showdown in the finals of the World Badminton Championships, where they faced off against their toughest rivals in a nail-biting match that had fans on the edge of their seats. The Sanctum Duo displayed incredible skill, resilience, and fortitude, ultimately emerging victorious and clinching the coveted title of world champions.
The news of Chris Evans' return and Emma Dumont's coming out have sparked important conversations about representation and inclusion in the entertainment industry. Evans' decision to reprise his role as Captain America not only brings joy to fans, but also highlights the significance of diverse storytelling and the power of iconic characters in shaping popular culture. Similarly, Dumont's decision to share her gender identity publicly serves as a powerful reminder of the importance of visibility and acceptance for the LGBTQ+ community.
Biden administration races to approve clean energy loans before Trump takes over — here’s who’s benefittingAfter much speculation and anticipation, it has been officially confirmed that Chris Evans will be making a return to the Marvel Cinematic Universe in the highly anticipated Avengers 5. Fans around the world were overjoyed to learn that Evans will once again don the iconic red, white, and blue suit to reprise his role as Captain America.
