e-sports in olympics

Sowei 2025-01-12
The Centers for Medicare and Medicaid Services shut down access to the Affordable Care Act marketplace to two health insurance agencies. Here's a look at what's happened.Feds suspend ACA marketplace access to companies accused of falsely promising ‘cash cards’2024 was a major year for new vehicle launches, with new generations of key models like the Toyota LandCruiser Prado, plus the first of a new wave of Chinese auto brands entering the market. But many models also departed the Australian market, headlined by the departure of what had been the longest-running auto brand in Australia: Citroen. In fact, there were so many discontinuations that we split all the SUVs axed in Australia into a separate article . Scroll below for all the passenger cars axed this year, or click on one of the links below to take you directly to a vehicle. If you love the look of the BMW 4 Series Gran Coupe , rest assured you’ll still be able to buy a car that looks like this – it’ll just have electric power. BMW revealed updated versions of the 4 Series Gran Coupe and its electric i4 sibling back in April, but never confirmed timing for the combustion-powered model. Somewhat unusually, the electric version sold in considerably greater numbers than the petrol model. To the end of November, BMW sold 1866 i4s in Australia this year, against just 243 examples of the 4 Series Gran Coupe. That led to BMW pulling the plug on the petrol-powered range. “The high volume of new BMW models introduced to the local market prompts us to constantly assess our product portfolio in line with customer demand and our commitment to offering products that suit individual needs,” a BMW Australia spokesperson told CarExpert in a statement. “This has led us to restructure the BMW 4 Series Gran Coupe lineup.” The 4 Series Gran Coupe was the second BMW to bear the Gran Coupe nameplate, which has been applied to a five-door liftback (the 4 Series Gran Coupe), a four-door sedan (the 2 Series ), and what you could arguably call four-door coupes (the 6 Series and 8 Series ). This nomenclature was born in a period where BMW was busily chasing niches, including coupe SUVs like the X4 and X6 and the unusual Gran Turismo models which were more upright five-door hatchbacks. The second-generation 4 Series Gran Coupe was revealed in June 2021 and arrived here later that year, sharing the same plunging double-kidney grille as coupe and convertible 4 Series models. While it later gained an electric version, the i4, it never received a full-fat M version like the other 4 Series body styles. There was no M4 version of the first-generation 4 Series Gran Coupe, either. With the axing of the base 420i in 2023, just two variants remained: the turbocharged four-cylinder, rear-wheel drive 430i and the turbocharged six-cylinder, all-wheel drive M440i xDrive. Though the Gran Coupe brought superior practicality over the 3 Series Sedan , if not the Touring wagon, it cost up to $14,100 more than its booted counterpart. 4 Series Gran Coupe sales had peaked in 2015 and 2022 with 858 sales in both years – incidentally, both of which were the first full years of their respective generations. MORE: BMW 4 Series Gran Coupe axed in Australia, i4 EV to live on MORE: Everything BMW 4 Series Citroen had been hanging on like grim death in Australia, even as its sales winnowed away each year. From a height of 3803 sales in 2007, Citroen fell below 1000 annual units in 2016 and continued sliding. Its retail network continued to shrink, and Peugeot Citroen Australia’s decision to make Peugeot its exclusive commercial vehicle brand here killed one of its higher-volume models, the Berlingo. Most embarrassingly for the brand, it was outsold by Ferrari in 2020 and 2021. But there were signs Peugeot Citroen Australia was taking the brand seriously here, introducing the C4 in 2021 and C5 X in 2022. These replaced the old C4 and C5 that hadn’t been on sale here for several years, and came after several years of Citroen focusing on more traditionally SUV-shaped models. Not that the C4 and C5 X were conventional passenger cars themselves, with their higher-riding stances blurring the lines between cars and SUVs. Though it was the C5 X that wore the ‘X’ suffix commonly used for SUVs, it was the C4 that was classified as an SUV in VFACTS industry sales reports. There was a C4 X, mind you, but this was a sedan version of the C4 that we never received. Confused? We were too. Disinterested? Well, it seems Australians were. C4 sales peaked at 94 units in its first full year on sale, before falling; the same happened with the C5 X, with 68 sold in its first full year on sale. From launch to the end of November 2024, Citroen sold just 200 C4s and 168 C5 Xs. The rarest of them all is the C5 X Plug-in Hybrid, for which orders opened in May... just three months before Citroen announced it was pulling up stumps here. Being an order-only vehicle and priced just over $16,000 higher than the regular C5 X, itself not the most affordable vehicle of its size, it may be one of the rarest Citroens ever sold here. The C4 and C5 X may have lacked the clever hydropneumatic suspension of older Citroens, but with their quirky styling and focus on comfort – in suspension tuning and even in the construction of their seats – these cars were distinctively Citroen. Alas, it seems buyers just didn’t care. MORE: Citroen leaving Australia after more than 100 years, importer focusing on Peugeot MORE: Everything Citroen C4 MORE: Everything Citroen C5 X While we received new generations of Citroen’s small and medium/large cars, the latest C3 – revealed in electric guise in October 2023, and with petrol power in April this year – was kept from us. That was perhaps an early warning that the brand wasn’t going to stick around here for long, and in August this year distributor Inchcape Australia announced it would close orders for all Citroen vehicles. The third-generation C3 arrived here in 2017, with an extremely mild facelift coming in 2021. That means the C3 is much the same as when it arrived here around seven years ago, and sales figures have reflected that. From a height of 122 sales in 2018, sales fell to double digits in 2019 and have subsequently remained relatively steady, if very, very low. The price has climbed since launch and this year sat at $32,267 before on-road costs for the single Shine variant, putting it up against vehicles the segment above. But even comparing it with similarly sized vehicles with similarly premium pricing, the C3 comes up short. From its 2017 launch to the end of November this year, Citroen has sold 544 C3s. In contrast, Audi sold 462 A1s and Skoda sold 433 Fabias in 2023 alone. Showing just how far Citroen sales have dropped off over the years, as well as the decline in light car sales, the brand sold upwards of 908 examples of the first-generation C3 in 2003. MORE: Everything Citroen C3 The Fiat 500 is cute as a bug, but its ability to survive year after year well after rivals were replaced made it seem like more of a cockroach. It’s still being manufactured, but Fiat announced it was axing the petrol-powered 500 in Australia in August. As of December, however, it still has stock at its dealers. The 500 and its hotter Abarth 595 sibling are sold alongside the new-generation Fiat 500e and Abarth 500e, electric-only micro cars with similar styling but much more modern underpinnings and technology. With the Fiat 500e set to be joined by a mild-hybrid petrol-powered variant in 2026, this should finally spell the end of the old 500, which has been in production since 2007 and which launched here in 2008. In that time, Fiats from the little Panda to the Dodge Journey-based Freemont have come and gone from the Australian market, but the little 500 has kept on ticking with the occasional minor refresh. Though it no longer sells in quite the same volumes as it did in the early/mid 2010s – where it sold between 2000 and 3000 units annually – it still sells in consistent volumes in a segment that consists solely of it and the Kia Picanto . Last year, Fiat sold 581 examples of the 500 and its Abarth sibling in Australia, an increase on the year before despite the axing of their cabriolet models. MORE: Fiat culls petrol 500 in favour of $50k EV hatch in Australia MORE: Everything Fiat 500 When the E-Type ended production in 1974, it left a hole in Jaguar’s lineup. The XJ-S that succeeded it was more of a grand tourer, a tradition which its XK replacement followed in. It wasn’t until the F-Type , which entered production in 2013, that Jaguar had a genuine spiritual successor to the E-Type. An E-Type successor had existed in development hell during the 1980s and 1990s, before Jaguar revealed the F-Type concept in 2000... only for a planned production version to be scrapped before it could see the light of day. Fast-forward to the 2011 Frankfurt motor show and the F-Type as we came to know it was previewed in concept form, albeit featuring a supercharged V6 hybrid powertrain that never reached production. Instead, the production coupe – which looked essentially identical to the concept – was launched with a choice of supercharged V6 or V8 powertrains. Like the E-Type, there was also a convertible; unlike the iconic Jag, there was an all-wheel drive option. Also in a departure from past Jaguar two-doors, a turbocharged four-cylinder engine joined the range. Designed under Ian Callum, the F-Type was widely regarded as gorgeous. Somehow a facelift, revealed in 2019, arguably improved the styling with a more aggressive look up front. The F-Type featured all-aluminium construction, and Jaguar touted the coupe as the most torsionally rigid production car it had ever built. While the four- and six-cylinder powertrains weren’t shrinking violets, the supercharged V8 was the star. For 2022, Jaguar Australia dropped the four- and six-cylinder engines entirely, leaving the blown 5.0-litre in 331kW/580Nm P450 and 423kW/700Nm R tunes. In June 2024, Jaguar revealed the final F-Type and what it says will be its final combustion-powered sports car: a supercharged 5.0-litre V8-powered convertible in classic green-over-tan. A total of 87,731 F-Types were produced between 2013 and 2024. MORE: Jaguar reveals its last-ever petrol-powered sports car, bound for a museum MORE: Jaguar’s last ever petrol-powered sports car is coming to Australia MORE: Everything Jaguar F-Type When Jaguar used the Ford Mondeo platform to create its first BMW 3 Series rival, many scoffed. To Jaguar’s credit, it went back to the drawing board and developed a rear/all-wheel drive sports sedan with tasteful, modern styling and poised dynamics. Look out, BMW! Except the XE is now being axed almost a decade after it entered production in 2015, as part of Jaguar’s pivot to being a more exclusive, electric-only brand. Jaguar is done trying to take on BMW and is aiming higher, with JLR design boss Gerry McGovern saying in 2023: “What we won’t worry about is being loved by everybody, because that’s the kiss of death.” “That’s what’s put Jaguar where it is today, which is with no equity whatsoever,” he said. The XE never could match its German rivals in the sales race, and JLR confirmed the sedan wasn’t profitable – something likely not helped by its use of aluminium suspension componentry and a bonded and riveted aluminium unitary structure, unusual for this segment. The 3 Series rival was offered with a range of powertrains, including turbo-petrol and turbo-diesel four-cylinder engines plus a supercharged V6. Jaguar even developed the limited-run SV Project 8, which featured a supercharged V8 engine. Sadly, the SV Project 8 never came here, nor did it presage a more widely available BMW M3 rival. The six-cylinder and diesel engines were also eventually phased out in Australia. Disappointing sales and the resultant lack of profitability doomed the XE, which was axed in the US in 2020 but grimly held on for a few more years in markets such as ours. Unusually, Jaguar Australia switched the XE from rear-wheel drive to all-wheel drive for 2021 for reasons unclear. For 2023, the XE range was whittled down to a single model and, though it still appears on Jaguar’s local website, production ended this year. In its best year, 2016, global sales for the XE reached 44,095 units. The same year, BMW produced over 400,000 3 Series models globally. In Australia, the XE’s best year was also 2016 with 1524 sold, beating the Infiniti Q50 and Volvo S60 and falling just short of the Lexus IS . But sales fell each year, plunging to double-digits in 2022. Last year, the XE was outsold by every single one of its rivals, with its 58 sales bested by the Genesis G70 (81 sales) and Volvo S60 (152). From launch to the end of November 2024, Jaguar sold 4332 XEs in Australia. While rivals received significant facelifts or new generations, the XE was left to soldier on as its lineup shrunk. It’s a sad end for what was an extremely promising BMW 3 Series rival. MORE: Everything Jaguar XE If any car could make Jaguar’s XE look like a sales success, it’s the second generation of the brand’s BMW 5 Series rival. The first-generation XF was a breath of fresh air when it was revealed in 2007, with the Ian Callum-penned sedan casting aside the shackles of Jaguar’s retro design language in favour of a more modern yet still elegant look inside and out. The second generation wasn’t as impactful. Also attributed to Mr. Callum, the design was conservative, looking more like a stretched version of the XE with which it shared its new platform. Unlike the XE, however, there was a wagon version; this made the trip to Australia, even though the first-generation model was offered here only in sedan guise. Globally, the XF was offered with a choice of turbo-petrol and turbo-diesel four-cylinder engines, plus a turbo-diesel V6 and a supercharged petrol V6. Sadly, there was no supercharged V8 XFR as there had been with the first generation. To Jaguar Australia’s credit, it offered almost every available powertrain, and even brought the niche wagon here. But the British 5 Series rival was met with buyer apathy: sales shrunk compared to the outgoing model, with just 433 sold in 2016. That was down from the over 800 units Jaguar shifted in 2013 and 2014. Sales fell below three digits in 2019 with 50 units, and below two digits in 2023 with just 6 sold. By this point the XF range had been shrunk to a single variant, as for model year 2021 Jaguar axed all rear-wheel drive, diesel, six-cylinder and wagon variants in favour of a lone all-wheel drive turbo-petrol four-cylinder. MORE: Everything Jaguar XF Technically, Maserati didn’t sell any Quattroportes in Australia in 2024, with global production wrapping late last year. No further examples were delivered this year but as it appeared on Maserati’s local website during 2024, we’ve included it in this article. The Quattroporte nameplate is taking a leave of absence, with a replacement – featuring electric power – delayed until 2028. It’s not the first time the Quattroporte nameplate has taken a lengthy leave of absence, with gaps of several years between the first and second and the third and fourth generations. The Quattroporte competed in an extremely low-volume segment in Australia, battling the likes of the BMW 7 Series and Mercedes-Benz S-Class . Maserati executives would therefore clearly bristle at the mention of the Quattroporte sharing a platform with Chrysler and Dodge. “From the Chrysler 300 we carried over the electrical system, a portion on the platform where seats are hinged and some elements of the air conditioning, that is all,” then-Maserati global CEO Harald Wester told Automotive News Europe back in 2013. The current, sixth-generation Quattroporte entered production that year, underpinned by what Maserati called its M156 platform which was also used by the Ghibli and Levante . The gorgeous, lithe Pininfarina styling of its predecessor made way for an in-house design that was more fuller-figured and conservative, with a clear kinship with the cheaper Ghibli. If it looked bigger than the previous Quattroporte, that’s because it was – in length alone, the Quattroporte VI grew by over 200mm. A Ferrari-developed twin-turbo V8 remained available, along with a twin-turbo V6 developed with the Prancing Horse brand. This was also the first Quattroporte to offer a diesel engine, a turbocharged V6 mill sold here from 2014 to 2019. While the Quattroporte had a decade-long production run, there were updates made during this time. In 2016, the Quattroporte received a new infotainment system and more standard equipment including a suite of active safety features. This suite was expanded in a subsequent update in 2018. In 2020, Maserati revealed a hot Trofeo version of its luxury limo, featuring a 433kW/730Nm tune of the twin-turbo 3.8-litre V8 – up 43kW and 80Nm on the GTS. This coincided with another minor facelift for the Quattroporte line that saw the old Chrysler-derived infotainment system swapped for one running on Android Automotive. The Quattroporte consistently sold in the double digits each year in Australia, before slumping to just three units in 2023. Even in a low-volume segment, that was very low. MORE: Everything Maserati Quattroporte The Ghibli was first a stunning coupe and convertible in the 1960s, then a rather brutalist two-door in the 1990s, before being revived as a BMW 5 Series sedan rival that was revealed at the 2013 Shanghai motor show. It represented a return to a segment which Maserati last occupied in 1995 with the 430, a descendant of the Biturbo. With the introduction of the Ghibli and Levante, which entered production in 2013 and 2016 respectively, Maserati was chasing broader market appeal and therefore greater sales volumes. By the 2000s, after the end of the Biturbo era, its lineup had receded to a small, more exclusive one. In 2013, it announced plans to sell 50,000 vehicles each year around the world in 2015, more than eight times as many as it sold in 2011. The Ghibli used the M158 platform of the new sixth-generation Quattroporte, and shared its twin-turbocharged V6 petrol and turbocharged V6 diesel engines. There was a choice of rear- or all-wheel drive, while an eight-speed automatic transmission was standard across the range. The Quattroporte’s twin-turbo V8 wasn’t added until 2020, while at the other end of the spectrum the Ghibli gained a turbocharged four-cylinder mild-hybrid powertrain. Other changes to the Ghibli during its lengthy run mirrored those of the Quattroporte: new infotainment and a suite of active safety tech for 2017, and an expanded suite in 2018 enabled by the switch to an electric-assisted power steering setup. The Ghibli helped Maserati reach its 50,000-unit target, albeit a couple of years late. Alas, the brand’s sales dropped from then. In 2022, Maserati announced its plans to transition to an EV-only lineup by 2028, but conspicuous by its absence from these plans was the Ghibli nameplate. Instead, both it and the Quattroporte are set to be replaced by a single sedan model bearing the latter’s nameplate, though this has subsequently been delayed to 2028. In Australia, from a height of 345 sales in 2015, the Ghibli gradually declined before an uptick in 2021 to 152 sales. They then slumped to double digits, and just 17 Ghiblis found homes in Australia this year to the end of November. From its debut year, the Levante took over as Maserati’s best-selling vehicle locally, a title it maintained until the launch of the smaller Grecale SUV in 2023. The Ghibli remains on Maserati’s local website, but with production having ended it’s only a matter of time before the nameplate is retired for a third time. MORE: Everything Maserati Ghibli Even as it rolls out new electric vehicles (EVs) like the Aceman , Mini has updated its long-running three- and five-door hatchbacks and convertible and given them a slightly fresher look. The same treatment hasn’t been extended to the long-running Clubman , which Mini ended production of in February after two generations. It’s probably best to blame the Countryman as, in many markets including ours, given the choice of a wagon or an SUV most buyers will opt for the latter. BMW launched Mini as a standalone brand in 2000, and for the first several years of its life it only sold a hatchback. A convertible followed, before the Clubman was launched as Mini’s third body style. It came during a period where Mini was rapidly and creatively expanding its lineup or, to put it less charitably, throwing things at a wall and seeing what stuck. If debuted in 2007, and was followed in 2010 by the Countryman SUV (which did stick) and the Roadster, Coupe and Paceman (which didn’t). Mini wisely added a pair of conventional rear passenger doors with the second-generation Clubman, which launched in Australia in 2015, replacing the suicide door setup of its predecessor. A more practical alternative to the hatchback it was based on, the second-generation Clubman stuck with the rear barn doors of its predecessor – highly unusual for a wagon in 2024. The second-generation Clubman moved to the UKL2 platform underpinning vehicles like the BMW 1 Series . While this platform was used for a raft of vehicles including BMW and Mini-branded hatchbacks, sedans and even a people mover, the quirky Clubman was the only wagon. While it offered a choice of petrol powertrains (though as with its predecessor, no diesel in Australia), including a hot John Cooper Works model with a turbocharged four-cylinder engine and all-wheel drive. Between the launch of the second-gen model and the end of November 2024, Mini Australia sold 3143 Clubmans. It was a steady if unexceptional seller, but over the same period Mini sold around twice as many Countryman SUVs. MORE: Everything Mini Clubman The 508 may have been the prettiest mid-sized Peugeot since the 406 Coupe of the 1990s, but that wasn’t enough to save it. While it lives on in Europe, in September Peugeot Australia pulled the plug on the liftback and wagon “in response to changing consumer preferences in the segment”. It arguably wasn’t a surprise, given Ford, Kia and Volkswagen, among other brands, had already exited the mid-sized segment. Peugeot sales have also been broadly on a downward trajectory over the past decade. Peugeot Australia added a plug-in hybrid version of the 508 Fastback in 2022, with a Sportwagon PHEV following in 2023. But with one hand Peugeot Australia giveth, and with one another it taketh away. Later in 2023, Peugeot axed the petrol-powered 508s, leaving only the pricier PHEVs. Unusually, the Sportwagon PHEV was introduced after Peugeot revealed a facelifted version of the 508 in Europe, for which it conspicuously didn’t announce specific local launch timing. The facelifted model never came, and when Peugeot UK announced earlier this year it was axing the 508, its local demise appeared inevitable. The second-generation 508’s best year in Australia was 2021, with 240 sold. That was a far cry from the first-generation model which in 2012, its first full year on the market, recorded 1085 sales. In fairness to the 508, mid-sized passenger car sales have fallen over the past decade or so. But in 2023, the 508’s 156 sales saw it outsold by the Volkswagen Passat and Arteon , and even more niche models like the Volvo V60 Cross Country. MORE: Another mid-sized car gets the axe in Australia MORE: Everything Peugeot 508 You can still buy a Renault Megane in Australia, but it’s quite a different creature. The last examples of the RS Trophy hot hatch, the sole remaining member of the combustion-powered Megane range, were sold earlier this year as the new electric Megane E-Tech joined the local lineup. The RS-badged Megane hatch, sent off with a special-edition RS Ultime, was the last member of a once significantly wider lineup of small Renaults. The current, fourth-generation Megane was revealed in 2015 and went on sale locally late in 2016. Wagon and sedan models, introduced in 2017, were dropped in 2019 along with the entry-level Zen hatch, while the RS Sport and RS Cup hatchbacks were axed in 2021. That left just the RS Trophy. Not only was the Australian Megane lineup winnowed down locally, the car was discontinued in almost every market. Turkish production continues, however, of the sedan. This mirrors what happened with the Ford Focus , with a once-wide lineup continually chipped away at in Australia until a single hot hatch was left, before the nameplate was axed entirely. The Focus is also being discontinued globally. Renault only sold 69 Meganes in Australia in 2023. That was well down on the 1259 units it shifted in 2017, its first full year on sale. The Megane RS Trophy (and RS Ultime) used a turbocharged 1.8-litre four-cylinder engine, mated with either a six-speed manual or six-speed dual-clutch automatic transmission, producing 221kW of power and 420Nm of torque (400Nm in the manual) Those outputs remained competitive even among a growing contingent of hot hatches on the local market. While Renault is moving away from hot petrol-powered models, it’s entering the hot electric hatch fray with both its namesake brand and its Alpine spinoff. It remains to be seen whether these hot EVs will come here, however. MORE: Everything Renault Megane MORE: Every SUV discontinued in Australia in 2024 MORE: Every car and SUV discontinued in Australia in 2023 MORE: Every car discontinued in 2022 MORE: Every car discontinued in 2021 MORE: The cars we lost in 2020e-sports in olympics

International Court of Justice to begin hearings in landmark climate change case started by Pacific Islander students

“The air traffic control tower, the departure lounge — just a few metres from where we were — and the runway were damaged,” Tedros Adhanom Ghebreyesus said on the social media platform X. He added that he and UN colleagues were safe. “We will need to wait for the damage to the airport to be repaired before we can leave,” he said. UN spokesperson Stephanie Tremblay later said the injured person was with the UN Humanitarian Air Service. Our mission to negotiate the release of @UN staff detainees and to assess the health and humanitarian situation in #Yemen concluded today. We continue to call for the detainees' immediate release. As we were about to board our flight from Sana’a, about two hours ago, the airport... pic.twitter.com/riZayWHkvf — Tedros Adhanom Ghebreyesus (@DrTedros) December 26, 2024 Israel’s army later told The Associated Press it was not aware that the WHO chief was at the location in Yemen. The Israeli strikes followed several days of Houthi launches setting off sirens in Israel. The Israeli military in a statement said it attacked infrastructure used by the Iran-backed Houthis at the international airport in Sanaa and ports in Hodeida, Al-Salif and Ras Qantib, along with power stations, asserting they were used to smuggle in Iranian weapons and for the entry of senior Iranian officials. Israel’s military added it had “capabilities to strike very far from Israel’s territory — precisely, powerfully, and repetitively”. The strikes, carried out over 1,000 miles from Jerusalem, came a day after Prime Minister Benjamin Netanyahu said “the Houthis, too, will learn what Hamas and Hezbollah and Assad’s regime and others learned” as his military has battled those more powerful proxies of Iran. The Houthi-controlled satellite channel al-Masirah reported multiple deaths and showed broken windows, collapsed ceilings and a bloodstained floor and vehicle. Iran’s foreign ministry condemned the strikes. The US military has also targeted the Houthis in recent days. The UN has said the targeted ports are important entry points for humanitarian aid for Yemen, the poorest Arab nation that plunged into a civil war in 2014. Over the weekend, 16 people were wounded when a Houthi missile hit a playground in the Israeli city of Tel Aviv, while other missiles and drones have been shot down. Last week, Israeli jets struck Sanaa and Hodeida, killing nine people, calling it a response to previous Houthi attacks. The Houthis also have been targeting shipping on the Red Sea corridor in what it says is an act of solidarity with Palestinians in Gaza. The UN Security Council has an emergency meeting on Monday in response to an Israeli request that it condemn the Houthi attacks and Iran for supplying them with weapons.

NEW YORK (AP) — Shohei Ohtani wins his third MVP and first in the NL following a historic offensive season with the Los Angeles Dodgers.Reforms in Nigeria will improve Africa’s economic prospects – Tinubu

California could offer state EV subsidy if federal credit is axedAs open enrollment for Affordable Care Act plans continues through Jan. 15, you’re likely seeing fewer social media ads promising monthly cash cards worth hundreds, if not thousands, of dollars that you can use for groceries, medical bills, rent and other expenses. But don’t worry. You haven’t missed out on any windfalls. Clicking on one of those ads would not have provided you with a cash card — at least not worth hundreds or thousands. But you might have found yourself switched to a health insurance plan you did not authorize, unable to afford treatment for an unforeseen medical emergency, and owing thousands of dollars to the IRS, according to an ongoing lawsuit against companies and individuals who plaintiffs say masterminded the ads and alleged scams committed against millions of people who responded to them. The absence of those once-ubiquitous ads are likely a result of the federal government suspending access to the ACA marketplace for two companies that market health insurance out of South Florida offices, amid accusations they used “fraudulent” ads to lure customers and then switched their insurance plans and agents without their knowledge. In its suspension letter, the Centers for Medicare & Medicaid Services (CMS) cited “credible allegations of misconduct” in the agency’s decision to suspend the abilities of two companies — TrueCoverage (doing business as Inshura) and BenefitAlign — to transact information with the marketplace. CMS licenses and monitors agencies that use their own websites and information technology platforms to enroll health insurance customers in ACA plans offered in the federal marketplace. The alleged scheme affected millions of consumers, according to a lawsuit winding its way through U.S. District Court in Fort Lauderdale that seeks class-action status. An amended version of the suit, filed in August, increased the number of defendants from six to 12: — TrueCoverage LLC, an Albuquerque, New Mexico-based health insurance agency with large offices in Miami, Miramar and Deerfield Beach. TrueCoverage is a sub-tenant of the South Florida Sun Sentinel in a building leased by the newspaper in Deerfield Beach. — Enhance Health LLC, a Sunrise-based health insurance agency that the lawsuit says was founded by Matthew Herman, also named as a defendant, with a $150 million investment from hedge fund Bain Capital’s insurance division. Bain Capital Insurance Fund LP is also a defendant. — Speridian Technologies LLC, accused in the lawsuit of establishing two direct enrollment platforms that provided TrueCoverage and other agencies access to the ACA marketplace. — Benefitalign LLC, identified in the suit as one of the direct enrollment platforms created by Speridian. Like Speridian and TrueCoverage, the company is based in Albuquerque, New Mexico. — Number One Prospecting LLC, doing business as Minerva Marketing, based in Fort Lauderdale, and its founder, Brandon Bowsky, accused of developing the social media ads that drove customers — or “leads” — to the health insurance agencies. — Digital Media Solutions LLC, doing business as Protect Health, a Miami-based agency that the suit says bought Minerva’s “fraudulent” ads. In September, the company filed for Chapter 11 protection from creditors in United States Bankruptcy Court in Texas, which automatically suspended claims filed against the company. — Net Health Affiliates Inc., an Aventura-based agency the lawsuit says was associated with Enhance Health and like it, bought leads from Minerva. — Garish Panicker, identified in the lawsuit as half-owner of Speridian Global Holdings and day-to-day controller of companies under its umbrella, including TrueCoverage, Benefitalign and Speridian Technologies. — Matthew Goldfuss, accused by the suit of overseeing and directing TrueCoverage’s ACA enrollment efforts. All of the defendants have filed motions to dismiss the lawsuit. The motions deny the allegations and argue that the plaintiffs failed to properly state their claims and lack the standing to file the complaints. The Sun Sentinel sent requests for comment and lists of questions about the cases to four separate law firms representing separate groups of defendants. Three of the law firms — one representing Brandon Bowsky and Number One Prospecting LLC d/b/a Minerva Marketing, and two others representing Net Health Affiliates Inc. and Bain Capital Insurance Fund — did not respond to the requests. A representative of Enhance Health LLC and Matthew Herman, Olga M. Vieira of the Miami-based firm Quinn Emanuel Urquhart & Sullivan LLP, responded with a short message saying she was glad the newspaper knew a motion to dismiss the charges had been filed by the defendants. She also said that, “Enhance has denied all the allegations as reported previously in the media.” Catherine Riedel, a communications specialist representing TrueCoverage LLC, Benefitalign LLC, Speridian Technologies LLC, Girish Panicker and Matthew Goldfuss, issued the following statement: “TrueCoverage takes these allegations very seriously and is responding appropriately. While we cannot comment on ongoing litigation, we strongly believe that the allegations are baseless and without merit. “Compliance is our business. The TrueCoverage team records and reviews every call with a customer, including during Open Enrollment when roughly 500 agents handle nearly 30,000 calls a day. No customer is enrolled into any policy without a formal verbal consent given by the customer. If any customer calls in as a result of misleading content presented by third-party marketing vendors, agents are trained to correct such misinformation and action is taken against such third-party vendors.” Through Riedel, the defendants declined to answer follow-up questions, including whether the company remains in business, whether it continues to enroll Affordable Care Act clients, and whether it is still operating its New Mexico call center using another affiliated technology platform. The suspension notification from the Centers for Medicare and Medicaid Services letter cites several factors, including the histories of noncompliance and previous suspensions. The letter noted suspicion that TrueCoverage and Benefitalign were storing consumers’ personally identifiable information in databases located in India and possibly other overseas locations in violation of the centers’ rules. The letter also notes allegations against the companies in the pending lawsuit that “they engaged in a variety of illegal practices, including violations of the (Racketeer Influenced & Corrupt Organizations, or RICO Act), misuse of consumer (personal identifiable information) and insurance fraud.” The amended lawsuit filed in August names as plaintiffs five individuals who say their insurance plans were changed and two agencies who say they lost money when they were replaced as agents. The lawsuit accuses the defendants of 55 counts of wrongdoing, ranging from running ads offering thousands of dollars in cash that they knew would never be provided directly to consumers, switching millions of consumers into different insurance policies without their authorization, misstating their household incomes to make them eligible for $0 premium coverage, and “stealing” commissions by switching the agents listed in their accounts. TrueCoverage, Enhance Health, Protect Health, and some of their associates “engaged in hundreds of thousands of agent-of-record swaps to steal other agents’ commissions,” the suit states. “Using the Benefitalign and Inshura platforms, they created large spreadsheet lists of consumer names, dates of birth and zip codes.” They provided those spreadsheets to agents, it says, and instructed them to access platforms linked to the ACA marketplace and change the customers’ agents of record “without telling the client or providing informed consent.” “In doing so, they immediately captured the monthly commissions of agents ... who had originally worked with the consumers directly to sign them up,” the lawsuit asserts. TrueCoverage employees who complained about dealing with prospects who called looking for cash cards were routinely chided by supervisors who told them to be vague and keep making money, the suit says. When the Centers for Medicare and Medicaid Services began contacting the company in January about customer complaints, the suit says TrueCoverage enrollment supervisor Matthew Goldfuss sent an email instructing agents “do not respond.” The lawsuit states the “scheme” was made possible in 2021 when Congress passed the American Rescue Plan Act in the wake of the COVID pandemic. The act made it possible for Americans with household incomes between 100% and 150% of the federal poverty level to pay zero in premiums and it enabled those consumers to enroll in ACA plans all year round, instead of during the three-month open enrollment period from November to January. Experienced health insurance brokers recognized the opportunity presented by the changes, the lawsuit says. More than 40 million Americans live within 100% and 150% of the federal poverty level, while only 15 million had ACA insurance at the time. The defendants developed or benefited from online ads, the lawsuit says, which falsely promised “hundreds and sometimes thousands of dollars per month in cash benefits such as subsidy cards to pay for common expenses like rent, groceries, and gas.” Consumers who clicked on the ads were brought to a landing page that asked a few qualifying questions, and if their answers suggested that they might qualify for a low-cost or no-cost plan, they were provided a phone number to a health insurance agency. There was a major problem with the plan, according to the lawsuit. “Customers believe they are being routed to someone who will send them a free cash card, not enroll them in health insurance.” By law, the federal government sends subsidies for ACA plans to insurance companies, and not to individual consumers. Scripts were developed requiring agents not to mention a cash card, and if a customer mentions a cash card, “be vague” and tell the caller that only the insurance carrier can provide that information, the lawsuit alleges. In September, the defendants filed a motion to dismiss the claims. In addition to denying the charges, they argued that the class plaintiffs lacked the standing to make the accusations and failed to demonstrate that they suffered harm. The motion also argued that the lawsuit’s accusations failed to meet requirements necessary to claim civil violations of the RICO Act. Miami-based attorney Jason Kellogg, representing the plaintiffs, said he doesn’t expect a ruling on the motion to dismiss the case for several months. The complaint also lists nearly 50 companies, not named as defendants, that it says fed business to TrueCoverage and Enhance Health. Known in the industry as “downlines,” most operate in office parks throughout South Florida, the lawsuit says. The lawsuit quotes former TrueCoverage employees complaining about having to work with customers lured by false cash promises in the online ads. A former employee who worked in the company’s Deerfield Beach office was quoted in the lawsuit as saying that senior TrueCoverage and Speridian executives “knew that consumers were calling in response to the false advertisements promising cash cards and they pressured agents to use them to enroll consumers into ACA plans.” A former human resources manager for TrueCoverage said sales agents frequently complained “that they did not feel comfortable having to mislead consumers,” the lawsuit said. Over two dozen agents “came to me with these complaints and showed me the false advertisements that consumers who called in were showing them,” the lawsuit quoted the former manager as saying. For much of the time the companies operated, the ACA marketplace enabled agents to easily access customer accounts using their names and Social Security numbers, change their insurance plans and switch their agents of record without their knowledge or authorization, the lawsuit says. This resulted in customers’ original agents losing their commissions and many of the policyholders finding out they suddenly owed far more for health care services than their original plans had required, the suit states. It says that one of the co-plaintiffs’ health plans was changed at least 22 times without her consent. She first discovered that she had lost her original plan when she sought to renew a prescription for her heart condition and her doctor told her she did not have health insurance, the suit states. Another co-plaintiff’s policy was switched after her husband responded to one of the cash card advertisements, the lawsuit says. That couple’s insurance plan was switched multiple times after a TrueCoverage agent excluded the wife’s income from an application so the couple would qualify. Later, they received bills from the IRS for $4,300 to cover tax credits issued to pay for the plans. CMS barred TrueCoverage and BenefitAlign from accessing the ACA marketplace. It said it received more than 90,000 complaints about unauthorized plan switches and more than 183,500 complaints about unauthorized enrollments, but the agency did not attribute all of the complaints to activities by the two companies. In addition, CMS restricted all agents’ abilities to alter policyholders’ enrollment information, the lawsuit says. Now access is allowed only for agents that already represent policyholders or if the policyholder participates in a three-way call with an agent and a marketplace employee. Between June and October, the agency barred 850 agents and brokers from accessing the marketplace “for reasonable suspicion of fraudulent or abusive conduct related to unauthorized enrollments or unauthorized plan switches,” according to an October CMS news release . The changes resulted in a “dramatic and sustained drop” in unauthorized activity, including a nearly 70% decrease in plan changes associated with an agent or broker and a nearly 90% decrease in changes to agent or broker commission information, the release said. It added that while consumers were often unaware of such changes, the opportunity to make them provided “significant financial incentive for non-compliant agents and brokers.” But CMS’ restrictions might be having unintended consequences for law-abiding agents and brokers. A story published by Insurance News Net on Nov. 11 quoted the president of the Health Agents for America (HAFA) trade group as saying agents are being suspended by CMS after being flagged by a mysterious algorithm that no one can figure out. The story quotes HAFA president Ronnell Nolan as surmising, “maybe they wrote too many policies on the same day for people who have the same income or they’re writing too many policies on people of a certain occupation.” Nolan continued, “We have members who have thousands of ACA clients. They can’t update or renew their clients. So those consumers have lost access to their professional agent, which is simply unfair.” Ron Hurtibise covers business and consumer issues for the South Florida Sun Sentinel. He can be reached by phone at 954-356-4071, on Twitter @ronhurtibise or by email at rhurtibise@sunsentinel.com.

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The Bangladesh stock (equity) market has experienced significant fluctuations since the 2010 market crash, reflecting a challenging macroeconomic and political environment. Analysing the post-crash period from 2011 onwards provides insights into the volatility and recovery patterns of the market. In 2011, the market experienced a dramatic loss of 32.2 percent (total return), driven by a sharp capital loss of 36.6 percent following the speculative bubble that burst in late 2010. This was compounded by high inflation (10.7 percent), leading to a substantial negative real return of 42.9 percent. Investor confidence remained low in 2012, with a further decline in market returns (by 16.1 percent) and inflation staying elevated (8.7 percent), resulting in another negative real return of 24.9 percent. However, the market began to stabilise from 2013 onwards. Although capital gains were modest at 4 percent, dividend yields provided some cushion, and total market return rose to 7.8 percent. With inflation beginning to taper (7.5 percent), the real return turned positive at 0.3 percent, signalling a tentative recovery. From 2014 to 2017, the market gradually improved, with total returns averaging around 15 percent per year. The highest total return during this period was 26.7 percent in 2017, despite inflation averaging around 5-7 percent, leading to consistent positive real returns. A major setback occurred in 2018 when the market saw a loss of 10.8 percent (total return), coupled with inflation at 5.7 percent, resulting in a negative real return of 16.4 percent. This trend continued into 2019 as the market struggled to recover, with a further 13.1 percent decline in total return. The market showed a sharp recovery in 2020 and 2021, with total returns of 24.4 percent and 29.1 percent, respectively, as post-pandemic optimism boosted performance. However, high inflation and corporate-led corruption have led to a decline in 2022 and 2023, and in 2024 YTD, the market is down by 16.2 percent (capital loss), facing significant headwinds like macro instability, high inflation, and weak investor sentiment. The overall post-crash analysis shows a pattern of recovery but is marked by periods of volatility, inflationary pressure, and ongoing political and economic risks. The Bangladesh stock market typically rebounds after 2-3 consecutive years of correction, as historical patterns suggest. Based on past trends, one might expect a recovery in or by 2025. However, the current situation presents unique challenges, as the market's trajectory is increasingly intertwined with the country's macroeconomic conditions and political landscape. Given these dynamics, the projection for the next two years remains cautious. The Bangladesh stock market is poised to encounter substantial headwinds due to a confluence of macroeconomic and political uncertainties, which could significantly impact its performance. Below is a detailed analysis of the key challenges expected to shape market outcomes in the coming years. To provide a more comprehensive understanding, the article includes historical context that sheds light on the underlying causes of anxiety among minority investors in Bangladesh's stock market, ensuring these issues are neither overlooked nor ignored. Bangladesh's stock market is under strain as high interest rates on government bonds (11-13 percent) pull institutional investors toward safer, risk-free returns, weakening liquidity and investor confidence. Rising inflation, projected to hover around 10 percent for at least the next two years, exacerbates economic instability by eroding consumer purchasing power and corporate profitability while also increasing borrowing costs. Additionally, declining foreign exchange (FX) reserves, driven by reduced export competitiveness, supply chain disruptions, and rising business costs, further undermine economic stability. The weakening taka adds to the strain, raising import prices, feeding inflation, and deterring foreign investment due to the risk of currency losses. Compounding these challenges is Bangladesh's rising foreign debt burden, which is becoming increasingly expensive to service due to the taka's depreciation, diverting resources away from critical development projects and infrastructure investments. Without effective fiscal management, investor confidence and stock market growth are likely to remain subdued. High global interest rates, particularly in the US, are drawing investment flows away from emerging markets like Bangladesh. With US bonds offering safer, more attractive returns, foreign investors are less likely to invest in Bangladesh's stock market, exacerbating capital outflows. Additionally, capital flight driven by export-import manipulation and corruption in large project financing, involving major corporations like S Alam Group, Summit Group, and BEXIMCO Group, continues to deplete foreign exchange reserves. Hopes of recovering these siphoned funds are unrealistic, as they are often held in tax havens with little incentive to cooperate. This capital flight and lack of international legal recourse further weaken the country's economic stability and stock market performance. Bangladesh's stock market faces significant challenges due to weak regulatory leadership, institutional failures, and unresolved margin loan issues. The Bangladesh Securities and Exchange Commission (BSEC) remains under scrutiny. Compounding these concerns, the Investment Corporation of Bangladesh (ICB), once a major stabilising force in the market, is now struggling under a portfolio of junk stocks and questionable investments. Years of mismanagement and corruption, including dubious investments have left ICB in a weakened financial state, severely limiting its ability to intervene in market downturns. Moreover, the persistent issue of margin loans continues to burden financial institutions. Merchant banks and brokerage firms, plagued by bad debts from margin loans extended during previous market bubbles, are unable to provide fresh loans, stifling market liquidity. The total outstanding margin loans, including interest, have reached Tk 250 billion ($2 billion), with a significant portion in negative equity. Despite efforts to address these issues, powerful individuals with political and social connections have manipulated the system, obtaining unauthorised loans and evading accountability. Without decisive action from the BSEC and a comprehensive cleanup of financial institutions' balance sheets, Bangladesh's stock market will remain vulnerable, limiting its growth potential and undermining investor confidence. Bangladesh's stock market is grappling with a significant lack of "smart capital," as wealthy investors and corporations either move funds abroad or hold back investments due to uncertainty. This absence of new, well-capitalised investors leaves the market dependent on a small group of players, increasing the risk of manipulation and volatility. Foreign investors, too, are deterred by poor transparency, particularly under the previous leadership of the BSEC, further stalling capital inflows. Additionally, tax policies provide little incentive for companies to list on the stock exchanges, with the tax differential between listed and non-listed firms being too narrow to justify the costs of going public. As a result, many well-established companies avoid the stock market, depriving it of the quality listings needed for growth and stability. Combined with the regulatory failures that allow debt-ridden companies to remain listed, these factors prevent the market from attracting both local and international long-term investors, ultimately stifling its development. Without reforms, the Bangladesh stock market will struggle to achieve sustainable growth and liquidity. Given these challenges, a conservative investment strategy focusing on government bonds is advisable. Allocating 60-70 percent of funds to government bonds ensures capital preservation in uncertain times. Until a stable government is established and market conditions improve, focusing on low-risk investments is a prudent approach. It's important to remember that in a stormy sea, keeping your ship steady is far more vital than rushing toward the horizon. In such dangerous waters, ensuring your vessel stays afloat matters more than chasing quick profits.NoneSpaid, Winner of CES Innovation Awards for Redefining the Future of Geospatial with AI, to Unveil AI Solution and OpenAI Platform at CES 2025With the Detroit Lions set to play against the Chicago Bears on Thursday this week, the team released its first injury report on Monday and a total of six players did not take part in practice. The injury report was an estimation, as the Lions only held a walkthrough. The six players who did not take part are cornerback Carlton Davis (knee, thumb), left tackle Taylor Decker (knee), running back David Montgomery (shoulder), wide receiver Kalif Raymond (foot), defensive lineman D.J. Reader (illness) and wide receiver Amon-Ra St. Brown (knee). The only player listed on the initial injury report as a full participant was cornerback Terrion Arnold (groin), who missed the Week 12 game against the Indianapolis Colts . The estimated full session puts Arnold on track to return in Week 13. After practice, head coach Dan Campbell addressed the media and revealed that of those aforementioned six players, Decker, Davis and Raymond have a chance to sit out the Thanksgiving contest against Chicago. Dan Campbell says there may be three of the guys listed below who could miss this week: Decker, Davis, Raymond. Says St. Brown is a little banged up, too. https://t.co/Gak7b9Q1ho Amon-Ra St. Brown injury update St. Brown was the only real surprise on the injury report, but knowing how tough he is, it would take an act of God to prevent him from playing. "Saint is a little banged up," Campbell said. "We'll see how he recovers." Campbell also noted he doesn't think most of the injuries will be long-term issues. After the game on Sunday, Campbell said Raymond was likely to miss time. David Montgomery injury update Raymond, Davis, Decker and Montgomery all exited Sunday's contest due to injury, but Decker was able to return to the game. Montgomery said he could have returned but was held out as a precaution and he expects to suit up on Thursday. Decker was also positive about his outlook . MORE DETROIT LIONS NEWS NFL power rankings: Did Lions to enough to stay at No. 1? Lions break multiple franchise records in win over Colts Photo of Aaron Glenn just chillin' on Lions sideline goes viral

In a way, tariffs, sanctions and bans all boil down to one word: no. We’ve just had a month of “no”. No-vember, you could even say. But not all noes are the same. Tariffs, sanctions and bans are designed to achieve different things. This November, the words became confused, a scrambled negation. So it is with Donald Trump’s tariffs , promised during the election campaign as a way to protect American manufacturing interests in the face of competition from global trade. These promises spoke to the towns and cities gutted and citizens rendered jobless and hopeless as corporates offshored their business. They painted a picture of resurgent industry and innovation in America, leading to prosperity for working people. Trump’s tariff announcement wiped billions from the Australian sharemarket. Credit: The idea of tariffs has economists in a flap. As you are sure to have heard them patiently, if condescendingly, explain by now, tariffs are really taxes on consumers in the country that imposes them. They make imported goods more expensive, lowering the overall buying power of the average punter. In an economists’ paradise, our interests would be best served by removing trade barriers entirely and letting every country produce according to its ability and sell to others according to their need. Unfortunately, humanity has proven unworthy of this lofty ideal. In the real world, there are wars and chaos. In this world, a tariff can serve a strategic purpose – for instance, a country might put a tariff on the import of milk to protect its local milk producers. This ensures it always has access to the nutritious comestible, even if supply chains are cut off or relations with the supplying nations sour. Loading Trump isn’t yet president again, but he’s already described the tariffs he actually plans to make policy. When he gains office, at the end of January next year, he will slap a 25 per cent tariff on all goods imported from Canada and Mexico, along with another 10 per cent tariff on China. But here’s the perplexing thing: the purpose of these so-called tariffs is not to protect US industry (at least not any legal one) from cheaper goods from overseas. The tariffs Trump has announced since winning have been focused on curbing the importation of illegal drugs and stopping immigrants entering the US without permission. Trump posted on his social media platform, Truth Social, that his tariffs “will remain in effect until such time as Drugs, in particular Fentanyl, and all Illegal Aliens stop this Invasion of our Country!” Which reveals the problem: the word tariff doesn’t mean what Trump thinks it means. A tariff levied on all goods for the purposes of forcing a country to comply with international rules, such as respect for borders and prohibitions on narcotics, is not a tariff at all. It’s a sanction. Sorry, not sorry, for splitting that hair. Confounding tariffs and sanctions is a serious matter, which will lead to poor policy outcomes and worse living conditions for your average world citizen. Only pedantry can save us now. Loading It could save sex, too, and the joy of human relations. To celebrate this No-vember, American women unhappy with Donald Trump’s win imported the 4B movement from South Korea. The name translates to the Four Noes – because adherents say no to dating men, no to marrying men, no to having sex with men, and no to having children with men (which presumably means no entirely to the last, given the tricky gamete situation faced by our dioecious species). This is a classic case of imposing a sanction where a tariff would be better suited. It must be assumed that the women committing themselves to 4B are heterosexual women (otherwise there’s nothing to give up) who have decided, on the basis that some men have political or social attitudes that they disagree with, to place sanctions on the entire gender. Not only is this a neat illustration of the fact that sanctions can also have consequences for the sanctioning party – these women are denying their own urges to inflict a punishment on others – but it demonstrates the importance of choosing the right tariff, sanction or ban to achieve your objective. In this case, a tariff would be more beneficial. Instead of swearing off men entirely, heterosexual women (who want those things) could impose an extra cost on sex, dating, marriage and children by only engaging in those activities with men who treat women well and respect their physical autonomy. There are no rules that tariffs have to be levied in dollars and cents. Loading You could say that, before social norms changed, the tariff levied on sex used to be marriage; selecting for character was called being choosy. Sure, it’s harder to find a decent man than settle for one who’s handy, randy and willing. But as we’ve already established, while tariffs might protect something we consider desirable, they do it by making goods dearer for the consumer. At least, unlike sanctions, tariffs don’t render them unavailable entirely. So the power of pedantry to clarify the different types of “no” is crucial to getting the best out of national and social relations. But it could also create a better conversation around the so-called social media bans for under 16s. This legislation has been rammed through parliament just in time for parents to spend Christmas trying to explain it to their children. The trouble is, the ban is not a ban – it’s an attempt to respond to the damage that autoplay and algorithms are doing to attention spans and to discourage a scrolling spiral of harmful content. And that needs, somehow, to stop. Most people don’t necessarily want to ban social media; we want it to be better. Targeted modifications could help, but even more powerful would be a subscription fee that would force platforms to verify users through a credit card payment. So, yes, it would cost the consumer to fix social media. But if there’s one thing we can learn from this November, it’s that saying no – whether through tariffs, sanctions or bans – can, in the right circumstances, be worth the price. Parnell Palme McGuinness is managing director at campaigns firm Agenda C. She has done work for the Liberal Party and the German Greens. Save Log in , register or subscribe to save articles for later. License this article Trade wars Opinion Donald Trump Trump diplomacy China Parnell Palme McGuinness is managing director at campaigns firm Agenda C. She has done work for the Liberal Party and the German Greens. Most Viewed in Business LoadingLaurie Essig started receiving texts this year asking whether she was the gender studies professor at Middlebury College. When she responded that she was and then asked who was sending the messages, the replies startled her. “They were texting me to tell me that although men had temporarily lost the sex war, they were going to win it,” she said. Professor Laura Essig, of Middlebury College, received a couple messages a week from young men, some of whom blasted her views on gender, sexuality and feminism. Essig’s cellphone had been doxed on Reddit following comments she made to the New York Times about men struggling and falling behind in college. The unwelcome texts were just one of a growing number of misogynistic incidents on campuses at a time when more college men are embracing the Republican Party and its brand of masculinity. Over the next few months, Essig received a couple messages a week from young men, some of whom blasted her views on gender, sexuality and feminism. Others showed genuine curiosity about her comments. “They didn't call me names and it wasn’t the worst trolling in my life,” noted Essig, who formerly taught gender studies in Russia. “I think they were kind of young and lost and sad.” BETRAYAL AND FEAR The spike in sexist behavior on college campuses surfaced during a heated presidential campaign in which gender took centerstage. President-elect Donald Trump often came under fire for wielding sexist insults against Vice President Kamala Harris and courting misogynistic speakers at his rallies. At a Madison Square Garden rally in October, one speaker compared Harris to a prostitute, declaring she “and her pimp handlers will destroy our country.” In Greensboro, North Carolina, after a rally attendee yelled that Harris “worked on the corner,” Trump laughed and said, “This place is amazing.” Harris and other Democratic candidates also used gender to paint Republicans as anti-woman and present a bleak future for reproductive rights and other women’s issues if Trump won a second term. Essig noted at Middlebury College, following the Harris’ election loss, comments such as “your body, my choice” and “shouldn’t you be getting fitted for your Handmaid’s outfit?” appeared on the social media site Yik Yak, which allows students to make anonymous posts only viewable by others at the college. The Vermont school wasn’t alone. The day after the election, the terms “your body, my choice” and “get back in the kitchen” saw a 4,600% spike on X, according to a study by the Institute for Strategic Dialogue. One parent said her daughter was told three separate times on campus “your body, my choice,” and another group of boys told her to “sleep with one eye open tonight,” according to the study. At the University of New Mexico, a Reddit user reported women were being harassed by gangs of men in MAGA gear telling them to “go home where they belong.” In another incident at Texas State University, two men not affiliated with the college were escorted from campus for holding signs that said “Women Are Property” and “Homo Sex Is Sin.” Witnessing the surge in misogynistic behavior and reading sexist comments online have left some young women feeling disillusioned and alone, according to Rebecca Ewert, a Northwestern University sociologist who teaches a class on masculinity. “There’s kind of this feeling of betrayal,” she said. “They’re expressing fear, anger and feeling alienated from people they consider to be close, people from home or even friends on campus.” POLITICS TURNS MASCULINE Sylvia Slotkin, a Northwestern sophomore and Democrat studying journalism, said she experienced those feelings after the election. One conservative male friend mockingly told her “Sorry, Trump won” as a way to insult her. Sylvia Slotkin, a Northwestern sophomore and Democrat studying journalism, said she experienced those feelings after the election. “Others were posting like, ‘Boohoo, the liberals are crying’ and just being so tasteless,” she said. “When people think of toxic masculinity, they think of bottling up emotions, so they’re making fun of these people crying because their candidate lost. That was definitely jarring.” That kind of condescending behavior from men is becoming more mainstream at her campus, Slotkin explained, and the culprit can be found in the kinds of social media that college men consume. Slotkin pointed specifically to Joe Rogan, a hugely popular podcaster with millions of listeners, and social-media personality Dave Portnoy, founder of Barstool Sports media. Both appeal to a bro-culture, male-centric sensibility sometimes associated with college Greek life. During his campaign, Trump courted those influencers, giving interviews that ranged from discussions about policy to speculation about the existence of UFOs. Others asked Trump whether he’d ever been in a fist fight. Boosting his appeal to young men, Trump attended testosterone-fueled events such as Ultimate Fighting Championship competitions. He was introduced to the Republican National Convention by Dana White, head of the UFC. Hulk Hogan attended and tore off his shirt. Such campaign strategies tap into a growing male perception of politics as an expression of masculinity. The Survey Center on American Life found in 2022 that 54% of Republicans described themselves as “very masculine,” compared to 33% of Democrats. Hulk Hogan speaks before Republican presidential nominee former President Donald Trump at a campaign rally at Madison Square Garden, Sunday, Oct. 27, 2024, in New York. (AP Photo/Evan Vucci) In 2022, nearly 40% of college men identified as Republican compared to just 21% who considered themselves Democrat, according to College Pulse's Future of Politics survey that included interviews with over 1,500 undergraduate students. Men in the 18-29 age range, in particular, say it’s personally important that others perceive them as masculine or manly. Nearly half reported feeling that way and also reported they believe American society has become “too soft and feminine,” according to the Survey Center. The fallout of those views was clear after the election. About 56% of young men voted for Trump. The number was even higher, 63%, among young white men. Daniel Cox, director of the Survey Center, believes the survey findings are tied into Republicans’ attempts to reassert aggressive, unapologetic and dominant politics — the kind of masculinity defined by Trump. “I don’t have a hard time believing that certain Republican candidates can attract support from young men,” he wrote in a survey analysis. “... Young men today are adapting to behavioral requirements foreign to older generations of men. It can be disorienting.” Andre Rocker, a Northwestern junior wrestler studying political science, said for college guys who might feel insecure about their masculinity, right-leaning social media influencers provide a playbook on how to be a man. Andre Rocker, a Northwestern junior wrestler studying political science, said for college guys who might feel insecure about their masculinity, right-leaning social media influencers provide a playbook on how to be a man. The influencers' support for Trump and his sexist behavior made it easy for many male students to vote for him. For Slotkin, the journalism student, the connection between Trump and the rise in misogynistic comments and incidents on college campuses is even clearer. “Trump's presidency will impact so many women so negatively,” she said. “I think, just inherently, if you voted for Trump, that is a sign of toxic masculinity. There's no other way to slice that.” ‘A DEAFENING SILENCE’ The impulse of some liberals to define all male Trump voters as toxic is actually causing serious harm to young men, argued Richard Reeves, president of the American Institute for Boys and Men. The notion that college males have shifted their views on gender equality and become more sexist isn’t supported by data or surveys, he maintained, and it’s a “fatal mistake” to think those who voted for Trump now are more likely to denigrate women. Richard Reeves, president of the American Institute for Boys and Men, said the notion that college males have shifted their views on gender equality and become more sexist isn’t supported by data or surveys, he maintained, and it’s a “fatal mistake” to think those who voted for Trump now are more likely to denigrate women. “I think it's incredibly important that we don't let the exception get characterized as the rule,” he said. “We are in danger of throwing a generation of men under the bus completely falsely as a new generation of misogynists.” For many young men, the left’s rhetoric about "mansplaining" and patriarchy is unwelcoming and sometimes feels like a personal attack, argued Reeves. That carries over to their perception of college, which some view as liberal bastions where men are blamed for society’s inequities. Today, fewer men than women enroll in or finish college, and men are far more likely to kill themselves while at college, yet university leaders have done little to reach out or support them, according to Reeves. “There has been such a huge blind spot on the left and at progressive institutions, including colleges, towards the genuine challenges of men,” he said. “The deafening silence on men's issues on the left has made ... college-age men feel somewhat politically homeless and up for grabs.” Enter Republicans, whose messaging during the campaign was crystal clear: They like the things most men like, and they like men, Reeves explained. Rocker, the Northwestern wrestler, said when that messaging is packed with not-so-subtle sexist undertones, it can normalize bad behavior toward women. He sees it happening with some of his peers. “I do feel like, generally, our youth is not going in the right direction,” he said. “I think that direction is sort of reverting on our treatment of women as human beings.” Trump and other Republicans have also used gender issues to generate deep concern among conservatives that colleges are attempting to "turn kids gay" and promote what some call deviate behavior, argued Essig, the Middlebury professor. That fear played out in Indiana last year when the GOP-controlled legislature stripped state funding for Indiana University’s Kinsey Institute, which researches sex, gender and relationships. In Florida, new legislation eliminated diversity programs and severely restricted gender, race and sexuality studies at state-funded colleges. Women who don’t live by traditional gender roles — including college women — are increasingly targeted by male misogyny and sexism, argued Essig. That’s why she found it jarring, but not unsurprising, when anonymous texters began attacking her work in gender studies this year. “It’s a really easy way of tapping into very fragile and wounded masculinity,” she said. “I think about how compelling that rhetoric is for young men, because actually naming the real problems they face is far more complicated.”Support our high school sports coverage by becoming a digital subscriber. Subscribe now Scores and stats from Orange County games on Thursday, Dec. 26 Click here for details about sending your team’s scores and stats to the Register. The deadline for submitting information is 10:45 p.m. Monday through Friday and 10 p.m. Saturday. THURSDAY’S SCORES BOYS BASKETBALL DAMIEN CLASSIC Diamond Division Foothill 61, Washington Prep 52 Foot: Davidson 16 pts, 2 blks. Nixon 15 pts, 7 rebs, 7 asts. Turner 14 pts, 4 rebs. Kennard 12 pts, 10 rebs. ESTANCIA COAST CLASSIC Elsinore 99, Villa Park 95 (2OT) VP: Johnson 36 pts (5 3-ptrs), 6 rebs, 4 stls. Griffin 14 pts. Harris 14 pts, 5 rebs. NONLEAGUE Canyon 71, Prescott 56 Can: Benjamin 29 pts. Yilmazturk 14 pts. Kim 10 pts. Haugen 8 pts. Cypress 63, Del Norte 53 Cyp: Gov 17 pts (all in first half). Birdsong 11 pts. Kroll 9 pts. Brea Olinda 68, La Sierra/Riverside 34 Brea: Severson 20 pts, 5 rebs, 3 stls. Tayag 10 pts, 7 asts GIRLS BASKETBALL DESERT HOLIDAY CLASSIC St. Margaret’s 72, Xavier Prep 39 ORANGE HOLIDAY CLASSIC Laguna Hills 47, Fullerton 28 LH: McDermott 12 pts, 8 rebs. Olsen 10 pts SUNNY HILLS TOURNAMENT Los Alamitos 57, Lakewood 49 LosAL: Tam Yoshida 13 pts. 7 rebs, 5 asts. Asumbrado 12 pts. SO CAL HOLIDAY PREP CLASSIC (SAN DIEGO) NCAA Premier San Juan Hills 41, Victory Christian 25 NCAA Gold Santa Margarita 61, Cathedral Catholic 51 NCAA Bronze Glen Wilson 39, University 30 WNBA Premier Gold Lincoln 62, Mater Dei 45 WNBA Silver El Capitan 47, Dana Hills 40

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Xbox Cloud Gaming Down? Users Report 'Request Is Blocked Error'OTTAWA, Ontario (AP) — Tuomas Uronen scored at 1:46 of overtime to give Finland a 4-3 victory over the defending champion United States on Sunday in the world junior hockey championship. Uronen, who plays for the Kingston Frontenacs in the Ontario Hockey League, came down the right side on a rush and beat goalie Trey Augustine high to the glove side. The Americans lost for the first time in three games. They'll finish Group A play Tuesday night against Canada. Finland has won two straight after an opening loss to Canada. In the late game at Canadian Tire Centre, Carter George made 18 saves to help Canada rebound from an overtime loss to Latvia with a 3-0 victory over Germany. Jesse Kiiskinen, Julius Miettinen and Arttu Alasiurua also scored for Finland, and Petteri Rimpinen made 41 saves. Carey Terrance of the Erie Otters of the OHL, Cole Hutson of Boston University and Brody Ziemer of Minnesota scored for the United States. Augustine, from Michigan State, stopped 29 shots. For Canada, Oliver Bonk opened the scoring midway through the first period, Caden Price made it 2-0 with 4:58 left in the game and Mathieu Cataford added an empty-netter. In Group B at TD Place, Sweden and Czechia each improved to 3-0 ahead of their showdown Tuesday night in the round-robin finale. Tom Willander had two goals and assist in Sweden's 7-5 victory over Switzerland. Eduard Sale scored twice to help Czechia beat Slovakia 4-2. ___ AP sports: https://apnews.com/sports The Associated Press

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