555bmw slot OWINGS MILLS, Md. (AP) — The biggest question facing the Baltimore Ravens right now has little to do with Lamar Jackson or even a defense that started the season poorly. It's about a kicking conundrum that has turned into a crisis. Can the Ravens make it to the Super Bowl with Justin Tucker? One of the more surprising subplots of this NFL season has been Tucker's decline from one of the greatest of all time to a week-in, week-out liability. Sunday's loss to Philadelphia might have been the nadir — he missed two field goals and an extra point in a game the Ravens ultimately lost 24-19 . “Points were at a premium in the game. They have been in a few of these games. Sometimes we haven't made the most of our opportunity to score points,” coach John Harbaugh said Monday. "We're racking our brains, talking to Justin, looking at what we're doing. I'm very confident that it's going to get fixed. I believe it will. It has to. “And he's the guy to get it fixed.” Harbaugh has given every indication that he's standing by Tucker, who is in his 13th season and is under contract through 2027. When he's at his best, he's the type of kicker that gives his team a clear advantage in close games, but this season he has missed eight field goals. Sunday showed that against a good defensive team, the Ravens (8-5) can't simply assume their excellent offense will pile up points. There almost certainly will be close games in the weeks to come. Tucker's ability to come through will be tested again, and it's hard for Baltimore to feel too confident at the moment. “When he was hitting, three or four years ago, hitting bombs, we were going 57, 58, 56 pretty regularly," Harbaugh said. “That's tightened up a little bit.” The Ravens continue to do a good job stopping the run. Although Saquon Barkley did eventually surpass the 100-yard mark late in the game, Baltimore held the Eagles to 140 yards on the ground, well below their usual output. Even beyond Tucker's problems, Sunday wasn't a great showing by Baltimore's special teams. Tylan Wallace was shaky returning punts, and the Ravens had to start four drives inside their own 20 and two inside their own 10. “They had great bounces, and they downed right down in there,” Wallace said. "I’m pretty sure we’ll come back and talk about those and see what we can do to avoid those.” The Ravens' defense continued to show signs of improvement, holding Philadelphia to 252 total yards. “I think we’ve just locked in on some things, and we’re playing our deep coverages better, bottom line,” Harbaugh said. "You watch the coverage, you watch the guys’ spacing, positioning, eyes, the communication, the checks that get made, and you just keep chasing doing the right things. It’s not (that we) changed the defense. We’re just playing it a lot better.” Harbaugh was vague on receiver Diontae Johnson's situation. He was active Sunday but didn't play, and he has only one catch in four games since the Ravens acquired him in a trade from Carolina. “I’m going to have to wait just to clarify it,” Harbaugh said. "There’s some moving parts there that we’re going to have to figure out and explore and just see where we’re at. I know that’s not the answer you want, but that’s the best I can do in fairness to everybody right now.” The Ravens were missing pass-rushing ace Kyle Van Noy (hamstring/neck) on Sunday, and WR Rashod Bateman was dealing with knee soreness. Through his first 12 seasons, Tucker made field goals at a 90% clip. That's dropped to 70% this season. He had a 95% success rate from under 50 yards, and that's dipped to 83%. The Ravens have this week off before a Dec. 15 road game against the New York Giants. Then comes a home matchup with Pittsburgh that may determine whether Baltimore has any shot to win the AFC North. AP NFL: https://apnews.com/hub/nflNeedless statement

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Maryland (4-7, 1-7 Big Ten) at No. 4 Penn State (10-1, 7-1 Big Ten, No. 4 CFP), Saturday, 3:30 p.m. ET (BTN) BetMGM College Football Odds: Penn State by 24 1/2. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.The ‘Dune: Prophecy’ Sets Have a Secret Built Into Them

Consumers in the United States scoured the internet for online deals as they looked to take advantage of the post-Thanksgiving shopping marathon with Cyber Monday. Even though e-commerce is now part and parcel of many people's regular routines and the holiday shopping season, Cyber Monday — a term coined in 2005 by the National Retail Federation — has become the biggest online shopping day of the year, thanks to the deals and the hype the industry has created to fuel it. Adobe Analytics, which tracks online shopping, expected consumers to spend $13.2 billion Monday — a record, and 6.1% more than last year. That would make it the biggest shopping day for e-commerce for the season — and the year. Online spending was expected to peak between the hours of 8 p.m. and 10 p.m. on Monday night, per Adobe — reaching an estimated $15.7 million spent every minute. For several major retailers, a Cyber Monday sale is a dayslong event that began over the Thanksgiving weekend. An Amazon Prime delivery person lifts packages while making a stop Nov. 28, 2023, in Denver. Amazon kicked off its sales event right after midnight Pacific time on Saturday. Target's two days of discount offers on its website and app began overnight Sunday. Walmart rolled out its Cyber Monday offers for Walmart+ members Sunday afternoon and opened it up to all customers three hours later, at 8 p.m. Eastern time. Consumer spending for Cyber Week — the five major shopping days between Thanksgiving and Cyber Monday — provides a strong indication of how much shoppers are willing to spend for the holidays. Many U.S. consumers continue to experience sticker shock after the period of post-pandemic inflation, which left prices for many goods and services higher than they were three years ago. But retail sales nonetheless remain strong, and the economy kept growing at a healthy pace. At the same time, credit card debt and delinquencies are rising. More shoppers than ever are also on track to use "buy now, pay later" plans this holiday season, which allows them to delay payments on holiday decor, gifts and other items. Many economists also warned that President-elect Donald Trump's plan to impose tariffs next year on foreign goods coming into the United States would lead to higher prices on everything from food to clothing to automobiles. A FedEx delivery person carries a package from a truck Nov. 17, 2022, in Denver. The National Retail Federation expects holiday shoppers to spend more this year both in stores and online than last year. But the pace of spending growth will slow slightly, the trade group said, growing 2.5% to 3.5% — compared to 3.9% in 2023. A clear sense of consumer spending patterns during the holiday season won't emerge until the government releases sales data for the period, but some preliminary data from other sources shows some encouraging signs for retailers. Vivek Pandya, lead analyst at Adobe Digital Insights, noted that discounts from Thanksgiving onward "exceeded expectations" and online spending throughout Cyber Week is on track to cross a record $40 billion mark combined. U.S. shoppers spent $10.8 billion online on Black Friday, a 10.2% increase over last year, according to Adobe Analytics. That's also more than double what consumers spent in 2017, when Black Friday pulled in about $5 billion in online sales. Consumers also spent a record $6.1 billion online on Thanksgiving Day, Adobe said. Meanwhile, software company Salesforce, which also tracks online shopping, estimated that Black Friday online sales totaled $17.5 billion in the U.S. and $74.4 billion globally. Mastercard SpendingPulse, which tracks in-person and online spending, reported that overall Black Friday sales excluding automotive rose 3.4% from a year ago. A United Parcel Service driver sorts deliveries July 15, 2023, on New York's Upper West Side. E-commerce platform Shopify said its merchants raked in a record $5 billion in sales worldwide on Black Friday. At its peak, sales reached $4.6 million per minute — with top categories by volume including clothing, cosmetics and fitness products, according to the Canadian company. Toys, electronics, home goods, self-care and beauty categories were among the key drivers of holiday spending on Thanksgiving and Black Friday, according to Adobe. "Hot products" included Lego sets, espresso machines, fitness trackers, makeup and skin care. Other data showed physical stores saw fewer customers on Black Friday, underscoring how the huge crowds that were once synonymous with the day after Thanksgiving are now more than happy to shop from the comfort of their homes. RetailNext, which measures real-time foot traffic in stores, said its early data showed store traffic on Friday was down 3.2% in the U.S. compared to last year, with the biggest dip happening in the Midwest. Sensormatic Solutions, which also tracks store traffic, said its preliminary analysis showed retail store traffic on Black Friday was down 8.2% compared to 2023. Grant Gustafson, head of retail consulting and analytics at Sensormatic Solutions, noted that in-store traffic was getting spread across multiple days since many retailers offered generous discounts before and after Black Friday. "Some of the extended Black Friday promotions really ended up leading to a little bit of a softer day-of traffic than expected," Gustafson said. In 2024, staying small on purpose seems to be paying off big for small businesses. They're keeping operations small and targeting niche, highly specialized customers. And some business owners find this strategy results in more time, energy, and money to intentionally capitalize on unique, small cap opportunities. The data tells the story of growth in small businesses for the year. According to NEXT , the Small Business Administration (SBA) reports awarding 38,000 SBA 7(a) loans under $150,000: double the amount they awarded in 2020. Here are the related small-business trends paying off in 2024. Commercial real estate agent Ryan Beckenhauer of Market Real Estate in Boulder, Colorado, has noticed that small businesses are growing smaller, and that their office and warehouse spaces are starting to reflect that as they shop for business space. In commercial real estate, many small business owners gravitate toward industrial condos and other flexible spaces. These are small-scale industrial spaces with a 90:10 or 80:20 split of warehouse to office. "More individuals are leveraging skills acquired at larger organizations to venture out on their own," explains Beckenhauer. And he goes on to say that they don't need a large commercial space as they make that leap to start a business. His clients include engineers, consultants, builders and other tradespeople. Beckenhauer's clients like the flexibility of being out of an office and being close to their inventory and workshop space. "The clients want to see and touch the finishes," he says. Small business owners both rent or buy these spaces. But he's seeing his clients opt to own industrial condos to stabilize costs due to rent increases in Boulder. And because these spaces are smaller, it can be easier for new buyers to qualify for financing. Mariana Alvarez, owner of Controller Works , an online bookkeeping and advisory firm, has noticed that small business owners outsource financial support services because they don't want to increase headcount. "Outsourcing gives them the possibility of having access to the knowledge and the skills of a CFO without having to pay for the salary," she says. "They don't have to manage or deal with the workload, employment taxes , and all that comes with it," says Alvarez. Additionally, many small business owners in fields like construction are family-owned, and this makes it easier for business owners to hand off delicate financial work to a trusted person with financial experience. Every small business has recurring tasks that can benefit from some level of artificial intelligence automation . And Alvarez sees a lot of value in using AI for small business bookkeeping. She explains that you can automate the data entry on Quickbooks. "When you create rules, as long as you create the rules correctly, it pretty much does itself," says Alvarez. From there, you can lean on financial experts to help you analyze the data and make more informed decisions. She uses AI as a background resource when guiding her accounting clients. "I believe that we still need the human-to-human interaction that comes with more perspective for financial analysis," she explains. According to the SBA , 77% of consumers feel that human interaction is still required for a positive customer experience. People turn to small businesses every day for a human experience. According to Arvind Rongala, CEO of Edstellar , small business workers can show up for their customers but still use AI for routine tasks like customer queries. "This balance allows companies to scale their operations without losing the personal touch that makes them unique. It's important to remember that AI isn't there to replace the human element—it's there to enhance it," he says. "By really focusing on one very small weakness that Amazon has, I've been able to carve out a successful business by offering something different," says Lou Harvey owner of Tank Retailer , a retailer of commercial water and fuel tanks. "When you read our customer reviews, many of them actually mention me by name because of how much we focus on customer service and go the extra mile." One of Harvey's most successful business strategies this year has been to lean into his small, niche market and offer the kind of customer experience that large retailers like Amazon don't. "Any small weaknesses that Amazon has (however small those weaknesses may be) needs to become a strength of a smaller business focusing on a niche market," says Harvey. Harvey has his company's customer service phone number front and center on the website to help earn customer trust. "I prominently feature our phone number, and a real person always answers the phone (usually it's me)," says Harvey. Lucie Voves, CEO and founder of Church Hill Classics , an online, woman-owned diploma framing company that uses sustainable materials, has noticed an uptick in customers seeking services from a business on a mission. "This year, we've seen a growing inclination for consumers to actively seek out and support small businesses owned by women and minorities," says Voves. When consumers shop small, they choose to make their dollars count. "Customers are fueled by a desire to promote social impact through purchasing power," says Voves. Long gone are the days of online retailers "building it and they will come." In 2024 we've seen more small businesses than ever turn to social commerce to sell directly on social media platforms like Instagram Shopping , Facebook Marketplace , and TikTok . Small business owners are turning toward influencers, social media ads, and organic content to target their customers. Mike Vannelli of Envy Creative creates online ads for businesses, and he has seen his clients succeed on TikTok of late. "I've seen businesses, especially in retail, use TikTok's short-form video format to make their products go viral. Think of it as word-of-mouth marketing on steroids," says Vannelli. He uses the platform's algorithm to push a company's content to the right audiences, and it works because TikTok loves storytelling. "I know small brands that use behind-the-scenes videos, customer testimonials, and even playful challenges that tap into trends to humanize their products and build trust," explains Vannelli. To stand out on TikTok, he says, smaller brands need to embrace authenticity and emotional connection. Show your team, share your journey, and involve your community in content creation. This story was produced by NEXT and reviewed and distributed by Stacker. Get the latest local business news delivered FREE to your inbox weekly.

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Ice Spice has been quiet on the music front since dropping her debut album in July. She has been plenty busy, however. The rapper has been touring the world, and keeping fans updated on her exploits via IG. She makes sure to post photos from each of her stops. Her latest batch of photos, has stood out from the rest. Ice Spice decided to turn up the heat during her recent stop in Dubai. She posted a ton of eye catching photos, and fans and artists alike flocked to the comment section with praise. Ice Spice posted a dozen photos from her stay in Dubai. Some of them including her riding dirt bikes and partying, while others saw her holding a baby tiger. But it was the thirst traps that definitely garnered her the most praise. "Cute, sexy, c**ty," Saweetie wrote in the comments. Tons of superstar artists also liked the post, including Tyga , GloRilla , Camilla Cabello and SZA . The glowing attention is a positive change of pace for Ice Spice, who has been the subject of intense scrutiny throughout 2024. Her album, Y2K , was considered a major disappointment in terms of sales . Read More: Ice Spice Transforms Into A Playboy Bunny For Halloween Performance The album only sold 28K in its first week, which led to widespread debate as to whether Ice Spice was the star that many touted her to be. She clapped back at the haters following the album's release, and made it clear she was proud of her sales. She also correctly pointed out that the album was sold more than her debut EP. "Thank u to everyone who supported me then & thank u to all the new supporters," she tweeted. "WORLD TOUR been so fun that these numbers are cool but b*tch u should of seen that Boston CROWD last night." Unfortunately, Ice Spice's streaming numbers have also gone down since the release of her album. AllHipHop reported that the rapper's monthly Spotify listens dropped from 47 million in August 2023 to 15 million in July. That's a decline of over 30 million. The rapper's star is not quite as bright as it was this time last year, but she's continuing to hustle and have fun. Her peers, some of which have been in the game for over a decade, appear to be in support.