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Snowflake Q3: Sustainable Valuation And Strong Management (Rating Upgrade)Today is International Day of Persons with Disabilities (IDPD). It’s a day to promote the rights and wellbeing of those with disabilities and reflect on what we’re doing to make the world a more inclusive place. But here’s the uncomfortable truth: for many Australians with disabilities, inclusion still feels like a lot of lip service. Despite the progress in the last two to three decades, Australians with disabilities are still fighting uphill battles for access and opportunity. So, today, rather than patting ourselves on the back for what’s been achieved, we need to be honest. Are we doing enough? And if not, what’s stopping us? Leaders in the disability sector like , and are crystal clear on one thing: change doesn’t come from just talking about it. It comes from consistent, practical, unapologetic action. Inclusion or illusion? Australia is a global leader in recognising the importance of support systems for people with disabilities. The National Disability Insurance Scheme (NDIS) in particular, has transformed lives by providing funding for essential services and giving individuals the tools to participate fully in society. Australia has also made strides in embracing disability rights and increasing the presence of inclusive public infrastructure. But is it truly delivering? According to Chloe Kempe, CEO of , Australia hasn’t quite turned inclusion into a universal experience. “Many communities, especially in regional areas, still face challenges in accessing resources,” says Kempe. “We need a collective push to normalise inclusivity, not just as an ideal but as a lived reality”. Kerry Kingham, CEO of , agrees that while progress has certainly been made, many systemic challenges still remain. Simplifying NDIS processes, enhancing physical and digital accessibility and driving equity in employment are critical steps Australia must take, along with considering intersectional equity. “People need to understand thatdisability intersects with other factors such as age, gender and cultural background and create policies that address these intersections to ensure no one is left behind”, said Kingham. “Inclusivity is about more than just having a seat at the table. It’s about making sure the table works for everyone—and if it doesn’t, we’re ready to flip it over and build a better one.” Cheryl Drury, Director of , likewise believes that while Australia making progress, there’s plenty of room for improvement. “It’s hard to believe we’re still talking about inclusion as something to strive for, rather than something that just ” Drury said. “We’re seeing more conversations about disability rights and representation in media and leadership. But there’s still a way to go. Workplaces need to be more adaptable; communities need to be more accessible, and schools need to create environments where kids with disabilities can thrive socially and academically”. According to Kingham, while the NDIS has been life-changing for many, it’s still an overwhelming maze for participants and carers. “From complex claiming processes, to a lack of integration between providers, navigating the system is daunting,” Kingham said. Kerry and her team at are committed to removing barriers and empowering individuals with disabilities to live more independently. “We are taking the everyday frustrations of Australians with disabilities—confusing systems, inaccessible products, endless red tape—and replacing them with simple, empowering solutions,” says Kingham. “We are simplifying claiming processes by offering consolidated invoices and integrated workflows for Agency, Plan and Self-Managed participants”. Kerry also believes that many online platforms still fall short when it comes to providing user-friendly and accessible experiences for individuals with disabilities. To address this, The Chooze Shop is leveraging AI to build tools that ensure accessibility while innovating for the future of assistive technology. Employment opportunities and social skills programs Drury believes that while inclusive hiring practices are improving, individuals with disabilities continue to face barriers to meaningful employment. Australia must do more to incentivise businesses to adopt these practices. “For people with disabilities, the reality is often a world that feels closed off—one where opportunities to build connections, find meaningful work, and simply feel a part of the community are out of reach”, says Drury. “We want to break down barriers and make sure people with disabilities have the same opportunities as everyone else. Whether it’s education, employment, or just the chance to meet new people and form relationships, the goal is to create a society that truly includes everyone”, she continues. “Loneliness is something we all feel at times, but for people with disabilities, it’s far too common. That’s why what we do at and our sister organisations, and , are just so important”. Inclusion by design Kempe believes that accessibility isn’t just a checkbox—it’s a cornerstone of inclusivity and dignity. Through ongoing , Chloe revealed they are setting new standards for care, creating environments that empower individuals living with disabilities to lead more independent, meaningful lives. “Our collaboration integrates The Chooze Shop’s innovative assistive technology and consumables into SACARE’s supported accommodations, enabling our clients to have greater control over their daily lives,” said Kempe. “From adaptive tools that support mobility to consumables that simplify day-to-day tasks, this partnership ensures our living environments go beyond basic accessibility, . And their vision doesn’t stop with homes. Together, SACARE and The Chooze Shop are making public spaces more inclusive too. “By providing our SACARE Carers Lounge, which includes a sensory room and purpose-built changing space at major events across SA, VIC, and QLD, we’re ensuring that people with sensory sensitivities and changing needs can enjoy these experiences with dignity and comfort”. SACARE and The Chooze Shop’s partnership exemplifies what’s possible when innovation meets advocacy. Together, they’re not only meeting immediate needs, but also reshaping how accessibility is defined—opening doors for individuals to fully engage in all aspects of life. Walking the talk: why women’s leadership matters Inclusion starts at the top, and the disability support sector is uniquely positioned to lead. As Kingham points out, women hold a significant number of senior leadership roles in this space. That’s a rarity in many industries, but it’s also a responsibility. “We have to set high standards and model them for everyone around us,” says Kingham. “It’s not enough to talk about inclusion—we have to live it, breathe it, and make it impossible to ignore.” Drury, echoes this sentiment, calling for action over rhetoric. “We need to move beyond words and focus on action. It’s about creating a society where everyone belongs, feels valued, and has the chance to contribute. Change happens when we all step up.” Kempe echoes this sentiment, highlighting that meaningful change requires a collective effort. “This International Day of Persons with Disabilities, we encourage businesses, policymakers, and communities to join us in pushing boundaries for inclusivity and innovation,” she says. “The fight for equity is everyone’s responsibility. Only together can we create a world where no one is left behind.”Ariyibi 4-6 6-7 14, Bieker 1-4 2-2 5, Byrd 5-8 9-9 23, Gonsalves 5-11 2-2 15, Riley 1-7 4-5 6, Rainwater 1-2 2-2 4, Berrett 4-10 0-0 10, Misic 0-0 0-0 0, Hutchings 1-2 0-0 2, Schenck 0-0 0-0 0. Totals 22-50 25-27 79. Fofana 2-3 2-4 6, Jones 8-15 5-10 23, Lewis 1-3 0-0 2, Fuller 0-0 0-0 0, Washington 7-14 2-2 19, Adams 11-16 2-3 25, Brinson 0-2 0-1 0, Beard 2-4 0-0 4, Martindale 2-3 0-0 5, Barbee 2-2 0-0 5, Cain 0-1 0-0 0. Totals 35-63 11-20 89. Halftime_Utah Tech 50-40. 3-Point Goals_Utah Tech 10-27 (Byrd 4-5, Gonsalves 3-9, Berrett 2-7, Bieker 1-4, Riley 0-2), CS Northridge 8-17 (Washington 3-6, Jones 2-2, Barbee 1-1, Martindale 1-2, Adams 1-3, Beard 0-1, Brinson 0-1, Cain 0-1). Rebounds_Utah Tech 22 (Riley 5), CS Northridge 31 (Jones 9). Assists_Utah Tech 16 (Rainwater 4), CS Northridge 15 (Beard 4). Total Fouls_Utah Tech 17, CS Northridge 17. A_138 (7,321).

Senator John Fetterman (D-Pa.) reacted with characteristic bluntness to the withdrawal of former Representative Matt Gaetz from consideration for U.S. Attorney General . Speaking to reporters at the Capitol on November 21, Fetterman sarcastically remarked on the news, which came after fresh revelations about Gaetz's alleged misconduct. "Holy s–t! I didn't see that coming," Fetterman said, adding, "Like yes, he was the ultimate troll... You better pace yourself though—it's not even Thanksgiving yet. We don't have to take unserious things so seriously, like the world's gonna spin off its axis." John Fetterman on Matt Gaetz withdrawing name: Holy shit! I didn't see that coming! @DailyCaller pic.twitter.com/OO43H1d9Ck Gaetz , nominated by President-elect Donald Trump, faced widespread skepticism about his fitness for the role due to ongoing ethics investigations and a history of scandal. His withdrawal Thursday followed CNN's reporting of new allegations regarding a sexual encounter between Gaetz and a 17-year-old. The allegations and mounting criticism led Gaetz to step down , stating he did not want to be a "distraction" to Trump's transition team. Fetterman mocked the situation further, joking that Trump might commemorate the incident: "I just heard that Trump is going to issue a new silver dollar to commemorate that. So, I think that's going to be the next cycle." Earlier in the month, Fetterman had described Gaetz's nomination as "God-tier trolling" by Trump, suggesting it was meant to provoke outrage rather than a serious consideration. Despite his critique of Gaetz, Fetterman praised some of Trump's other cabinet picks, such as Senator Marco Rubio (R-Fla.) for Secretary of State, calling them "serious choices." Sen. John Fetterman says Donald Trump tapping Rep. Matt Gaetz for Attorney General is "god tier level trolling." pic.twitter.com/O7RfrKBRbk While Gaetz's resignation from Congress ended the House Ethics Committee's jurisdiction over his conduct, allegations surrounding Gaetz continue to garner attention amid scrutiny regarding his political future. Originally published by Latin Times .The media’s drive for traffic has hit a dead end. What now?

Gus Malzahn is resigning as Central Florida's head coach to become Florida State 's offensive coordinator, a person familiar with the hire told The Associated Press on Saturday. The person spoke on condition of anonymity because the Seminoles have not confirmed Malzahn's move, which is pending a state background check. ESPN first reported the decision. The Knights made official that Malzahn is leaving in a statement released a day after UCF (4-8) concluded its season with a 28-14 loss to Utah. Recommended Videos “We would like to thank Coach Malzahn for his contributions to our football program over the past four seasons, including our transition into the Big 12 Conference," the school said. "We appreciate his professionalism and dedication to our student-athletes throughout his tenure at UCF and wish he and his wife, Kristi, the very best in their future endeavors.” Malzahn finished with a 28-24 mark in four years at UCF, the last two ending with losing records after joining the Big 12. He coached at Auburn for eight seasons before being fired in 2020. Malzahn replaces offensive coordinator/offensive line coach Alex Atkins, who was fired Nov. 10 following a 52-3 loss at Notre Dame. The Seminoles rank 131st out of 134 in total offense and scoring offense, averaging 15.8 points a game heading into Saturday night's rivalry game against Florida. The Seminoles (2-9) have dropped significantly since going 13-1 last season and winning the Atlantic Coast Conference championship. The Knights, meanwhile, struggled mightily in Malzahn's fourth season — most of it because of quarterback issues. Four players took snaps from center as the Knights finished 2-7 in conference play. It was the program's worst record since going 0-12 in former coach George O’Leary’s final season in 2015. Florida State coach Mike Norvell fired Atkins, defensive coordinator Adam Fuller and receivers coach Ron Dugans amid the Seminoles' season-long skid. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football