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Sowei 2025-01-13
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d rich As the end of the year approaches, now’s the time to start preparing for filing your 2024 tax return in 2025. When it comes to tax strategies, generally Dec. 31 is the deadline to make changes that might lower your tax bill. One major exception is the deadline for contributing to a : You have until April 15, 2025, to make a contribution to a Roth or traditional IRA for tax year 2024. If you qualify for , then a contribution to your traditional IRA can reduce your taxable income for 2024. Here are tips and strategies to prepare now for the 2025 tax-filing deadline. If you had significant changes in your life in 2024 — maybe you got married or divorced, started your own business, or had to claim unemployment benefits — your taxes may be more complicated. Related Articles As a result, you might need to hire a certified public accountant (CPA), enrolled agent (EA) or other tax professional to prepare and file your taxes. If you decide to hire someone, it’s best to start planning for that sooner rather than later. Waiting until the calendar flips to April could cost you. The average fee for a professional to prepare and file a simple Form 1040 tax return, with no itemized deductions, is about $220, according to a survey by the National Society of Accountants in 2020-2021, the most recent data available. But that amount rises quickly for more complex returns, and varies depending on where you live. For example, a Form 1040 with itemized deductions costs an average of $432 in states on the Pacific Coast, compared with $285 in New England. No matter where you live, prices usually rise as the tax deadline approaches, so it’s smart to start searching for a tax pro soon. If you’re uncomfortable doing your taxes on your own and can’t afford a CPA, enrolled agent or other tax pro, or to , there are free options to consider. The IRS currently offers three ways to prepare your taxes for free: •With the IRS Free File program, the IRS partners with for-profit tax-software companies that offer free tax-prep software to eligible taxpayers so they can file their federal tax returns for free. Some taxpayers may also qualify for a free state tax filing, depending on the software provider. In January, the IRS will announce the income limit to qualify for the program for the 2025 tax season (for filing 2024 tax returns). For the 2024 tax season (2023 tax returns), taxpayers’ adjusted gross income (AGI) couldn’t exceed $79,000. •The IRS also offers its Direct File program, a free tool that allows you to file your federal income tax return directly with the IRS at no cost. The program supports simple tax returns and is available only in certain states. Check to see if you qualify here. •Another free-filing option is the Volunteer Income Tax Assistance (VITA) program. IRS-certified volunteers offer free basic tax preparation in person to people who earn less than $67,000 a year, are disabled or whose English is limited. The IRS has an online location tool for hundreds of free tax preparation sites in the U.S. (the locator tool is updated from February through April). Some VITA sites also offer online tax-prep assistance. Now is a good time to create an IRS If you want to see your Form 1040 from last year, or you’re missing a prior year Form W-2 or mortgage interest statement, you can find your documents using this free tax tool. Another benefit of creating an IRS online account is that it allows you to quickly obtain your prior year’s tax information without sitting on the phone for hours with an IRS representative, says Carl Johnson, a certified public accountant in New Orleans. An IRS online account also lets you view your account balance and payment history for each year. You can also create a payment plan to settle your federal income tax debt within minutes. If you’re 73 years old and have enjoyed watching your 401(k) or IRA grow tax-free without touching it, remember that the IRS is going to want its share each year. That means you’ll have to make withdrawals — and pay income tax. If you turned 73 in 2024, plan to take your at the latest by April 1, 2025. Read this for more information. The amount of your RMDs is based on your age and the year-end values of your retirement accounts. A has two big tax advantages over a : Qualified withdrawals are not considered income for federal (and usually state) tax purposes, and you don’t have to take distributions from a Roth every year once you reach age 73. may save you money in the long run. Just know that when you convert an IRA to a Roth, it’s considered taxable income, which will raise your tax bill for that year. Generally, it’s best to convert to a Roth IRA when you’re in a low-income year. As tax season approaches, many people start receiving phone calls, emails and texts from entities claiming to be the IRS. Be wary, and understand that these are scams. Typically, the IRS will mail you a notice before using any other method of communication to notify you concerning issues with your tax return. The IRS won’t reach out via social media or text messaging. Relatedly, the IRS warns taxpayers to be careful when choosing a tax preparer. Taking time to vet your tax preparer is crucial to protect yourself from tax scams and fraud. Before hiring a tax professional, search that person’s name in the to avoid dishonest “professionals.” “Taxpayers should check the tax professional’s credentials,” Johnson says. Tax pros without credentials “may take questionable positions without any degree of scrutiny or fear of losing their access to the profession,” Johnson says. Taxpayers who and owe a tax bill, or who file but don’t on time, risk severe penalties. The IRS can even seize assets if necessary. Respond quickly if the IRS has been sending you letters because it found an error on your return or claims you owe back taxes. Typically, the IRS will send you a notice if you have a balance due, changes were made to your tax return, or the agency needs additional information. “If you ignore a collection letter from the IRS, you may face wage garnishments, liens, bank levies, and other adverse action. And in some cases, the amount due may increase for failure to respond,” Johnson says. Keep in mind the IRS does offer and other payment plans. Make copies of your correspondence and use only the U.S. Postal Service, the postmark from which is your proof of timeliness when responding. But whatever you do, don’t ignore the IRS because this may cause more issues in the future.

By Kemberley Washington, CPA, Bankrate.com (TNS) As the end of the year approaches, now’s the time to start preparing for filing your 2024 tax return in 2025. When it comes to tax strategies, generally Dec. 31 is the deadline to make changes that might lower your tax bill. One major exception is the deadline for contributing to a Roth or traditional IRA : You have until April 15, 2025, to make a contribution to a Roth or traditional IRA for tax year 2024. If you qualify for deductible IRA contributions , then a contribution to your traditional IRA can reduce your taxable income for 2024. Here are tips and strategies to prepare now for the 2025 tax-filing deadline. If you had significant changes in your life in 2024 — maybe you got married or divorced, started your own business, or had to claim unemployment benefits — your taxes may be more complicated. As a result, you might need to hire a certified public accountant (CPA), enrolled agent (EA) or other tax professional to prepare and file your taxes. If you decide to hire someone, it’s best to start planning for that sooner rather than later. Waiting until the calendar flips to April could cost you. The average fee for a professional to prepare and file a simple Form 1040 tax return, with no itemized deductions, is about $220, according to a survey by the National Society of Accountants in 2020-2021, the most recent data available. But that amount rises quickly for more complex returns, and varies depending on where you live. For example, a Form 1040 with itemized deductions costs an average of $432 in states on the Pacific Coast, compared with $285 in New England. No matter where you live, prices usually rise as the tax deadline approaches, so it’s smart to start searching for a tax pro soon. If you’re uncomfortable doing your taxes on your own and can’t afford a CPA, enrolled agent or other tax pro, or to pay for tax software , there are free options to consider. The IRS currently offers three ways to prepare your taxes for free: •With the IRS Free File program, the IRS partners with for-profit tax-software companies that offer free tax-prep software to eligible taxpayers so they can file their federal tax returns for free. Some taxpayers may also qualify for a free state tax filing, depending on the software provider. In January, the IRS will announce the income limit to qualify for the program for the 2025 tax season (for filing 2024 tax returns). For the 2024 tax season (2023 tax returns), taxpayers’ adjusted gross income (AGI) couldn’t exceed $79,000. •The IRS also offers its Direct File program, a free tool that allows you to file your federal income tax return directly with the IRS at no cost. The program supports simple tax returns and is available only in certain states. Check to see if you qualify here. •Another free-filing option is the Volunteer Income Tax Assistance (VITA) program. IRS-certified volunteers offer free basic tax preparation in person to people who earn less than $67,000 a year, are disabled or whose English is limited. The IRS has an online location tool for hundreds of free tax preparation sites in the U.S. (the locator tool is updated from February through April). Some VITA sites also offer online tax-prep assistance. Now is a good time to create an IRS online account. If you want to see your Form 1040 from last year, or you’re missing a prior year Form W-2 or mortgage interest statement, you can find your documents using this free tax tool. Another benefit of creating an IRS online account is that it allows you to quickly obtain your prior year’s tax information without sitting on the phone for hours with an IRS representative, says Carl Johnson, a certified public accountant in New Orleans. An IRS online account also lets you view your account balance and payment history for each year. You can also create a payment plan to settle your federal income tax debt within minutes. If you’re 73 years old and have enjoyed watching your 401(k) or IRA grow tax-free without touching it, remember that the IRS is going to want its share each year. That means you’ll have to make withdrawals — and pay income tax. If you turned 73 in 2024, plan to take your required minimum distribution (RMD) at the latest by April 1, 2025. Read this IRS bulletin for more information. The amount of your RMDs is based on your age and the year-end values of your retirement accounts. A Roth IRA has two big tax advantages over a traditional IRA : Qualified withdrawals are not considered income for federal (and usually state) tax purposes, and you don’t have to take distributions from a Roth every year once you reach age 73. Converting a traditional IRA to a Roth IRA may save you money in the long run. Just know that when you convert an IRA to a Roth, it’s considered taxable income, which will raise your tax bill for that year. Generally, it’s best to convert to a Roth IRA when you’re in a low-income year. As tax season approaches, many people start receiving phone calls, emails and texts from entities claiming to be the IRS. Be wary, and understand that these are scams. Typically, the IRS will mail you a notice before using any other method of communication to notify you concerning issues with your tax return. The IRS won’t reach out via social media or text messaging. Relatedly, the IRS warns taxpayers to be careful when choosing a tax preparer. Taking time to vet your tax preparer is crucial to protect yourself from tax scams and fraud. Before hiring a tax professional, search that person’s name in the IRS database of federal tax return preparers to avoid dishonest “professionals.” “Taxpayers should check the tax professional’s credentials,” Johnson says. Tax pros without credentials “may take questionable positions without any degree of scrutiny or fear of losing their access to the profession,” Johnson says. Taxpayers who don’t file a tax return and owe a tax bill, or who file but don’t pay their tax bill on time, risk severe penalties. The IRS can even seize assets if necessary. Respond quickly if the IRS has been sending you letters because it found an error on your return or claims you owe back taxes. Typically, the IRS will send you a notice if you have a balance due, changes were made to your tax return, or the agency needs additional information. “If you ignore a collection letter from the IRS, you may face wage garnishments, liens, bank levies, and other adverse action. And in some cases, the amount due may increase for failure to respond,” Johnson says. Keep in mind the IRS does offer installment plans and other payment plans. Make copies of your correspondence and use only the U.S. Postal Service, the postmark from which is your proof of timeliness when responding. But whatever you do, don’t ignore the IRS because this may cause more issues in the future. ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.What does 2025 have in store for your star sign?

CLEVELAND — Donovan Mitchell and Ty Jerome scored 26 points apiece as the Cleveland Cavaliers improved to 17-1 and stayed perfect at home with a 122-108 win over the Toronto Raptors on Sunday night. The Cavs, who opened the season 15-0 before losing at Boston last week, are 10-0 on their home floor for the first since the 2017-18 season, when they won their first 13 games at Rocket Mortgage FieldHouse. Jarrett Allen had 23 points and 13 rebounds for Cleveland. Evan Mobley added 14 and 11. Scottie Barnes and Gradey Dick had 18 points apiece for the Raptors, now 0-8 on the road. RJ Barrett added 16 points and Jakob Poeltl had 18 rebounds for Toronto. Barrett was playing his second game after missing 11 straight with a fractured orbital bone. It was another strong performance for Jerome, who has been a surprise contributor for the Cavs after missing almost all of last season with an ankle injury. The 27-year-old scored a career-high 29 in Cleveland's previous game. Takeaways Raptors: Played well in spurts, but made far too many mistakes to pull off the upset. Effort isn't the problem, execution is. ... Dick was forced out in the second half with a sore left calf. Cleveland Cavaliers' Donovan Mitchell, left, looks to pass as Toronto Raptors' Ochai Agbaji (30) defends during the first half of an NBA basketball game in Cleveland, Sunday, Nov 24, 2024. Credit: AP/Phil Long Cavaliers: A few days off were mentally and physically beneficial, but may have contributed to some sluggishness and sloppiness. Cleveland seemed to be on cruise control for long stretches, allowing Toronto to hang around. Key moment With the Raptors only down six points entering the fourth, Mitchell scored seven straight and Jerome dropped a 3-pointer from the extended right elbow in a 10-1 burst to put the Cavs in full control. Key stat Allen came in second in the league in field-goal percentage (.685) behind only Dallas' Daniel Gafford (.708). Up Next The Raptors continue a four-game trip at Detroit on Monday. The Cavaliers host Atlanta on Wednesday.ATLANTA (AP) — Georgia Senate Republicans recommended on Friday that the state write laws banning transgender girls and women from participating in high school and college sports, setting the stage for action in the 2025 legislative session. Read this article for free: Already have an account? To continue reading, please subscribe: * ATLANTA (AP) — Georgia Senate Republicans recommended on Friday that the state write laws banning transgender girls and women from participating in high school and college sports, setting the stage for action in the 2025 legislative session. Read unlimited articles for free today: Already have an account? ATLANTA (AP) — Georgia Senate Republicans recommended on Friday that the state write laws banning transgender girls and women from participating in high school and college sports, setting the stage for action in the 2025 legislative session. The vote by a committee that was studying the issue is hardly a surprise. Lt. Gov. Burt Jones — a possible Republican contender for governor in 2026 — announced almost identical goals at the panel’s first meeting in August. It’s an issue that’s already been addressed in Georgia. Legislators in 2022 empowered the Georgia High School Association to regulate transgender students’ participation in sports. The association, which regulates sports and activities for all public schools and some private schools, then banned transgender boys and girls from playing on the school sports teams matching their gender identity. Jones and others argue that doesn’t go far enough and that lawmakers themselves need to act. It’s a sign Republicans believe there is more political gain in fears about transgender women playing women’s sports or using women’s bathrooms. At least 26 mostly Republican states have passed laws or rules to restrict transgender girls from participating high school sports and, in some cases, transgender women from college sports, according to the Movement Advancement Project, a gay rights group. In Georgia, additional action appears more likely now after House Speaker Jon Burns and Gov. Brian Kemp, both Republicans, have voiced support for further legislation. Jeff Graham, executive director of the LGBTQ+ advocacy group Georgia Equality, said his group is playing defense, concerned about the possibility of other bills that could further restrict gender-affirming care or ban transgender people from using public bathrooms that match their gender identity. “We’re expecting that it’ll be at least what we saw in 2023 and 2024, with the number of bills and more than likely laws,” Graham told reporters Friday. But Burns, from Newington, has said he’s not interested in other bills dealing with transgender people besides those dealing with girls’ and women’s sports. Republican State Sen. Greg Dolezal, of Cumming, who led the Senate study committee, said Friday that he, too, is not interested in a broader bill regulating bathroom usage, although his committee recommended that schools that host sporting events require athletes to use locker rooms based on their assigned sex at birth. Dolezal said senators would seek to write legislation that regulated public schools and colleges, as well as private institutions that compete against public schools and colleges. The committee also recommends that people be able to sue or file grievances if schools break the rules, and that state money be withheld from schools that break the rules. Winnipeg Jets Game Days On Winnipeg Jets game days, hockey writers Mike McIntyre and Ken Wiebe send news, notes and quotes from the morning skate, as well as injury updates and lineup decisions. Arrives a few hours prior to puck drop. Supporters of more action have focused on the 2022 NCAA women’s swimming championships at Georgia Tech in Atlanta, where Lia Thomas, a transgender woman, swam for the University of Pennsylvania and won the 500-meter freestyle. The NCAA has since revised its policy on transgender women’s participation, saying it will follow the rules of respective athletics federations. World Aquatics, the swimming governing body, banned transgender women who have been through male puberty from competing in women’s races. That means Thomas wouldn’t be allowed to swim in NCAA events today. “My basic contention that this is a solution in search of a problem remains,” Graham said. He said he fears that many people who oppose laws that seek to restrict transgender people will be afraid to testify and lobby at the Georgia Capitol, citing assault charges against a man accused of shaking U.S. Rep. Nancy Mace in a Capitol office building in Washington, D.C. Dolezal repeatedly tried to turn down the emotional temperature of the issue on Friday. “I think that there’s a group of people that wants to be respected and I think that they deserve respect,” Dolezal told reporters. “But I also think that you can be respectful, but also recognize that in the sporting arena, fairness and competition is important.” Advertisement Advertisement

SCOTTSDALE, Ariz. (AP) — Even when Penn State quarterback gets some praise, it's usually a backhanded compliment. They say he's a good game manager and stays within himself, or that he doesn't try to do too much. They mention he might not be flashy, but he gives the team a chance to win. And here's the thing about Penn State since Allar stepped under center: The Nittany Lions have won games. A lot of them. Sometimes that's hard to remember considering the lukewarm reception he often gets from fans. “I get it — we have a really passionate fan base and they're a huge part of our success,” Allar said Sunday at media day. “For us, we always want to go out there every drive and end with a touchdown, so when we don't do that, there's nobody more frustrated than us.” The polarizing Allar is having a solid season by just about any standard, completing more than 68% of his passes for 3,021 yards, 21 touchdowns and seven interceptions while leading the sixth-seeded Nittany Lions to a 12-2 record and a spot in the Fiesta Bowl for Tuesday's game against No. 3 seed Boise State. But in a college football world filled with high-scoring, explosive offenses, Allar's no-frills performances often are the object of ire. , led by the talented combo of Nicholas Singleton and Kaytron Allen. “If we had a nickel for every time there was a Monday morning quarterback saying some BS stuff, we'd all be pretty rich,” offensive coordinator Andy Kotelnicki said. “I think part of being a quarterback, especially at Penn State but really anywhere, is how you respond to and manage criticism.” The 20-year-old Allar has made strides in that department after a trying 2023 season that finished with a 10-3 record. He says that's largely because once fall camp started back in August, he logged off the social media platform X. Allar said negative online experiences wore on him last year, and his phone number was leaked a few times, which added to the stress. He finally realized that controlling outside narratives was impossible, so the best course of action was to eliminate a needless distraction. “I’ve been more mentally free, as much as that sounds crazy,” Allar said. “I think that’s been a huge difference for me this year.” The biggest criticism of Allar — and really Penn State as a whole during the 11-year James Franklin era — is that he isn't capable of winning the big games. He's 0-2 against rival Ohio State and threw a late interception against Oregon in the Big Ten title game earlier this month, . He wasn't great in the CFP's first round, either, completing just 13 of 22 passes for 127 yards as Penn State to advance to the Fiesta Bowl. But the quarterback is confident a better performance — aided by a game that will be played in comfortable temperatures in a domed stadium — is coming. “For me, I just have to execute those (easy) throws early in the game and get our guys into rhythm,” Allar said. “Get them involved early as much as I can and that allows us to stay on the field longer, call more plays and open up our offense more. That will help us a ton, building the momentum throughout the game.” Allar might be a favorite punching bag for a section of the Penn State fan base, but that's not the case in his own locker room. Star tight end Tyler Warren praised his quarterback's ability to avoid sacks, saying that the 6-foot-5, 238-pounder brings a toughness that resonates with teammates. “He’s a football player,” Warren said. “He plays quarterback, but when you watch him play and the energy he brings and the way he runs the ball, he’s just a football player and that fires up our offense.” Now Allar and Penn State have a chance to silence critics who say that the Nittany Lions don't show up in big games. Not that he's worried about what other people think. “I think it's a skill at the end of the day — blocking out the outside noise," Allar said. "Focusing on you and the process and being honest with yourself, both good and bad.” Get poll alerts and updates on the AP Top 25 throughout the season. Sign up . AP college football: and

CAESAREA, Israel , Nov. 24, 2024 /PRNewswire/ -- Max Stock Limited (TASE: MAXO(; )the "Company", " Max Stock ") today announced that on November 20 th , 2024, Phoenix Financial Ltd. and Phoenix Investment House Ltd. (" Phoenix reporting group"), including their respective nostro account, provident funds and provident fund management companies, as well as mutual fund management companies and market maker sub entities, informed the Company that they had sold shares of the Company thereby lowering their joint holdings to 4.8% of the Company's issued capital (4.15% and 0.65% respectively). As a result, Phoenix reporting group will no longer be an interested party in the Company. This is an English translation of segments of a Hebrew immediate report that was published on November 24, 2024 (Ref. No: 2024-01- 618032 ) (hereinafter: the " Hebrew Version "). This English version is only for convenience purposes. This is not an official translation and has no binding force. In the event of any discrepancy between the Hebrew Version and this translation, the Hebrew Version shall prevail. About Max Stock Max Stock is Israel's leading extreme value retailer, currently present in 64 locations throughout Israel and 2 locations in Portugal . We offer a broad assortment of quality products for customers' everyday needs at affordable prices, helping customers "Dream Big, Pay Small". For more information, please visit https://ir.maxstock.co.il Company Contacts: Talia Sessler , Chief Corporate Development and IR Officer [email protected] SOURCE Max Stock LimitedDon McHenry scores 7 of his 29 points in OT to rally Western Kentucky past Murray State 81-76

Thrivent Financial for Lutherans Has $6.09 Million Stock Holdings in US Foods Holding Corp. (NYSE:USFD)

A hypersonic underwater tunnel connecting the UK to the United States could see trains travelling at speeds of 3,000mph. But the dream of a trans-Atlantic train connecting London and New York would come at a price - almost £16billion ($20tn). The idea of a "Transatlantic Tunnel" has existed for a while. But developments in technology mean it may one day be possible. The world's richest man, Elon Musk, is one of those who has championed vacuum tube technology. He once proposed sending capsules through a vacuum environment to reduce air resistance. Currently a flight between the two cities takes around eight hours. Trains powered by conventional technology running underneath the ocean would not be able to make the journey fast enough to justify the cost of construction. The distance between the two global cities is more than 3,000 miles, and it would take years to build. The cost could be anything up to £15.5tn. But Musk and others say vacuum tube technology could hold the key and make the concept viable. The multi-billionaire introduced the concept in a white paper in 2013, and has also been a proponent of the field, organising student competitions and founding The Boring Company, focused on tunnelling technology. It would work by creating a vacuum within the tunnel and using pressurised vehicles. Trains would not face any air resistance within the tunnel. In theory, they could reach far higher speeds than conventional trains. Capsules darting along the structure could theoretically reach speeds of more than 3,000 mph. If that was to happen then a journey between the two great cities would barely take a hour. This design is sometimes called a "hyperloop". It might seem like the stuff of fantasy sci-fi but the age of hyperloop technology might be closer than we think, reports Newsweek . Trials of the technology are underway in India and China , with plans to integrate it into their high-speed rail systems nationwide. A Transatlantic Tunnel would be much more efficient and environmentally friendly than flying. Proposals for a tunnel are still unclear. While some have suggested a route underneath the ocean floor, others have favoured stilts or a floating tube, held in place by cables attached to the ocean floor. And judging by how long it took to build the Channel Tunnel linking France to the UK it won't be something we see in our lifetime. The link between Britain and France took more then six years to build. If the trans-Atlantic tunnel were built at the same speed, it would take 782 years.7 tips to prepare for next year’s taxes now

Email services often come with hidden costs to your privacy. These days, data breaches and privacy concerns are rampant, so choosing the right email service is crucial. While free email providers may seem convenient, they often come with hidden costs to your privacy. Let's explore why secure email services are becoming increasingly important and how you can make the switch to protect your personal information. I’M GIVING AWAY A $500 GIFT CARD FOR THE HOLIDAYS A person typing on a laptop (Kurt "CyberGuy" Knutsson) The hidden costs of free email Free email services may not charge you money directly, but they often monetize your data in other ways. These providers typically engage in data collection and analysis, which can lead to targeted advertising and tracking of your email activity. As a result, they create comprehensive user profiles that can compromise your privacy and increase your vulnerability to cyber threats. Users often find themselves inundated with ads tailored to their interests, while their sensitive information remains at risk of misuse. A person typing on a laptop (Kurt "CyberGuy" Knutsson) BEST ANTIVIRUS FOR MAC, PC, IPHONES AND ANDROIDS - CYBERGUY PICKS Benefits of privacy-focused email services Secure email providers offer several advantages over their free counterparts. One of the most significant benefits is enhanced encryption, which provides better protection for your communications. Unlike many free services that collect and sell user data to third parties, privacy-focused providers do not engage in such practices. They offer an ad-free experience and give you greater control over your personal information. This means that when you choose a secure email service, you are investing in a platform that prioritizes your privacy and security. HOW TO REMOVE YOUR PRIVATE DATA FROM THE INTERNET Steps to switch to a secure email service Switching to a secure email service involves several steps that can enhance your online security. First, you should research and choose a provider that meets your needs by comparing features, pricing and user reviews. Once you have made your selection, create an account with your chosen service; many offer a free tier to get started. After setting up your account, it is essential to enable encryption by following the provider's instructions. Next, you can import any existing emails from your old account using the provider's import tool. Informing your contacts about your new email address is also important to ensure seamless communication moving forward. To further enhance security, enable two-factor authentication on your new account to add an extra layer of protection. Finally, take some time to familiarize yourself with the new interface and features offered by your secure email service. WHAT IS ARTIFICIAL INTELLIGENCE (AI)? A person typing on a laptop (Kurt "CyberGuy" Knutsson) HOW SCAMMERS USE YOUR PERSONAL DATA FOR FINANCIAL SCAMS AND HOW TO STOP THEM The value of investing in privacy While paying for an email service might seem unnecessary at first glance, it is an investment in your privacy and security that can yield significant benefits over time. By choosing a subscription-based model, you support the development of privacy-focused technologies that prioritize user interests over advertising revenue. This ensures that the service remains accountable to you rather than marketers or corporate investors. Investing in a secure email service also provides peace of mind, knowing that your communications are protected from prying eyes. GET FOX BUSINESS ON THE GO BY CLICKING HERE Top choice for safe email solutions We've narrowed down our top choices to protect your privacy, whether you want to keep your existing email address or create a new and completely safe one. To find out more about upgrading the security of your email, head over to CyberGuy.com/Mail Kurt's key takeaways In an era where digital privacy is increasingly under threat, taking control of your email communications is a crucial step toward safeguarding your personal information. Secure email services offer a robust alternative to free providers, ensuring that both personal and professional correspondence remains confidential. Although there may be a small financial cost involved in switching to a secure email provider, the long-term benefits to your privacy and security are invaluable. CLICK HERE TO GET THE FOX NEWS APP What are your thoughts on the importance of email privacy, and have you considered switching to a secure email provider? Let us know by writing us at Cyberguy.com/Contact For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter Ask Kurt a question or let us know what stories you'd like us to cover Follow Kurt on his social channels Facebook YouTube Instagram Answers to the most asked CyberGuy questions: What is the best way to protect your Mac, Windows, iPhone and Android devices from getting hacked? What is the best way to stay private, secure and anonymous while browsing the web? How can I get rid of robocalls with apps and data removal services? How do I remove my private data from the internet? New from Kurt: Try CyberGuy's new games (crosswords, word searches, trivia and more!) Enter Cyberguy’s $500 Holiday Gift Card Sweepstakes Copyright 2024 CyberGuy.com. All rights reserved. Kurt "CyberGuy" Knutsson is an award-winning tech journalist who has a deep love of technology, gear and gadgets that make life better with his contributions for Fox News & FOX Business beginning mornings on "FOX & Friends." Got a tech question? Get Kurt’s free CyberGuy Newsletter, share your voice, a story idea or comment at CyberGuy.com.Article content A citywide parking ban drops Sunday night in the wake of this weekend’s snow dump. The first phase of the ban starting Sunday at 7 p.m. is expected to last for three to five days, the city said in a Saturday news release. Environment Canada forecasters said come Sunday morning, there could be as much as 25 cm of snow on the ground in the Edmonton area, with some parts of eastern Alberta walloped with up to 35 cm. A snowfall warning issued Friday remained in effect Saturday, with the “long period of snowfall” and its “significant accumulations” continuing into the night, when it was to finally taper. “The city has experienced blowing and drifting of snow, in addition to the significant accumulation in the last 24 hours. A Phase 1 parking ban is necessary to ensure the major roadways are cleared and safe for all vehicles,” Val Dacyk, general supervisor of infrastructure field operations, parks and roads services, said in the Saturday afternoon release. “Keeping major roadways cleared of parked vehicles is essential for crews to clear roads. We anticipate the parking ban will remain in effect for three to five days.” During the first phase, crews will clear arterial roads, collector roads, bus routes (roads marked with seasonal no parking signage) and roads within business improvement areas. Parking is prohibited in these areas until the clearing of the roadways is complete. Motorists may continue to park on residential streets. But vehicles parked on hills along arterial roads, collector roads and bus routes in the downtown area will be ticketed and may be towed, warns the city. Drivers are reminded that parking is also allowed on roads as soon as they have been cleared, as long as parking is allowed there normally. Residents can refer to the roadways snow clearing map for clearing status of roadways. And, warns the city, EPark zones are not active during this phase of the parking ban while these areas are cleared. Vehicles parked on parking ban routes after 7 p.m. on Sunday may be ticketed, continues the warning. Crews and equipment will be working 24 hours a day until Phase 1 roads are clear. Once the first parking ban phase is complete, a separate announcement may be made if the city determines a second phase for residential and industrial parking is necessary. Motorists are reminded to drive to conditions, giving snow and ice clearing crews room as they work. The winter blast also triggered the City of Edmonton’s extreme weather response Friday night, with the city running one more nightly shelter shuttle bus, allowing anyone to hop on at every stop, and open 50 more shelter beds temporarily until extreme weather, including -20 wind chills, subside.

7 tips to prepare for next year’s taxes now

It’s a supercharged start to 2025 for you Aries, with your ruler in proud Leo, your fellow Fire sign, and at a potent angle to the planet of change, Pluto. This can be a year with a lot of positive developments. As Jupiter and Mercury connect potently, your words and ideas can create an impact. And with the Solar Eclipse in your sign in late March, the arrival of Neptune, then Saturn, for their first blushes in your sign for many years, and Uranus nipping into Gemini for four months from the 7th of July, a new beginning shapes up. This may be around where you live as much as your worldly interactions. Both the start of the year and from the 9th of June can see you thinking seriously about relocating. If you do, it’s because you’re so much clearer about who you are and what you want. Once you’re settled, the things you put into action will really start to come to fruition from the start of 2026, when first Neptune then Saturn return for the longer haul. With the Point of Destiny visiting your most spiritual sector from January, your interest in healing, releasing past issues and spending time in places that can recharge you will increase. Your ruler Venus starts this year in your sector of success, along with the planet of evolution, Pluto. This combination can help you to elevate your personal charisma and talents and connect with influential people in 2025. With the planet of change Uranus with you for eight months of the year, this may require you to refocus your plans. Longer-term schemes can make progress but may require a lot of commitment due to Saturn, the planet of hard work, squaring off Jupiter the planet of growth in your sector of everyday money as the year begins and in mid-June. New ways of earning money will show up in the summer months, but the Solar Eclipse in your sister earth sign of Virgo on the 21st of September suggests, along with Saturn and Neptune’s role in your sector of deep appraisal for some of the year, that old strands are going to make way. This will free up space for you to pursue new priorities, and key to this is going to be how you share your ideas, which with Jupiter’s help, if you can express them with enthusiasm and self-belief, can bring lots of new opportunities from the 9th of June. With Mars and Pluto face to face as the year begins, you have a fantastic opportunity to be passionate about your ideas and how you share them. This can also be a year when you travel a lot, and connections with like-minded people and friends could really come to life from the end of March. Lots of positive interactions are possible, but also some people may make way as newer and fresher faces seek out your company. Your financial sector gets a huge boost from the 9th of June through to the year’s end, and with the electric energies of Uranus joining you for four months from the 7th of July, some exciting and very novel possibilities start to take shape. Where you live will take on more precedence from the Solar Eclipse of the 21st of September, when balancing your home, family and work needs with your professional or worldly commitments can play a larger role. Expect to be in demand Gemini, as your skill set is going to see you very much in vogue and promotions and greater recognition are possible with the Point of Destiny so beneficial. Really driving this success through, however, will require a lot of focused effort and discipline. Your ruler, the Moon, is always very influential for you, as well as the Moon’s Nodes, and they’re suggesting new experiences and possibilities are in the celestial mix. Even if you are not a particularly materialistic person, influences from the start of the year can see you take resources more seriously. Or will it be a magnetic connection which makes your pulse race? It could be either or both. If variety is the spice of life, you may want to freshen up your daily routines or interests. Equally, you may find yourself making a change around your work. This could see you pitching into a completely new sector or redeploying hard-won skills and experiences in a new way. The planet or fortune Jupiter joins you for a year from the 9th of June, and this can feed into a sense of excitement but also a desire for fresh experiences. If you’ve long thought of working for yourself, or you already do, your enthusiasm can prove infectious. This is also a year when you may consider a new vehicle. Technology has a major role to play with many of us these days, but it could also be a way which you can liberate yourself, so working from home can appeal. The year begins with the planet of desire, Mars, in your sign, and this is going to fire up considerable determination and willpower in you. Just be conscious that despite the best-laid plans, it might not be until March that things really start to build up momentum. You may find yourself wanting to complement your existing talents with new skills and knowledge, so any kind of course you do could prove to be crucial. The Solar Eclipse of late March can certainly give your enthusiasm a big push, and when Uranus moves into a sparkling location from the 7th of July, new and unexpected chances can just seem to fall for you. Jupiter’s arrival in your sector of deep revelations for a year in the early summer can also see you beginning a journey of personal and spiritual understanding. A guide, life coach or professional could give you great encouragement this year, but ultimately it’s what you take from them and deploy in your everyday life that’s going to be crucial. If you travel this year, it can be life-changing. You may visit somewhere that really grips your senses, but do make sure all the documentation is in order before you head off. It’s a really big year for you Virgo, because of the Lunar Nodes and the Eclipse series being your sign and your opposite sign of Pisces. A major focus will be relationships, but this can be with yourself as much as anyone else, and they don’t have to be romantic, they could be with friends, colleagues or family members as much as more intimate involvements. What you’re being asked to do is become more aware of any habitual patterns that you retreat into that stop you from growing. With the planet of limitations, Saturn, moving from the end of May to the end of August in the area associated with karma, there could be some powerful transformations. Brightly, Jupiter gives you support from early June to connect to people who will be good for you. The Solar Eclipse in your sign on the 21st of September makes you more single-minded about following your muse when it comes to personal interests and spheres where you can showcase your individual needs. The delicate balance between collaboration and self-realisation is this year’s overarching theme. As you enter 2025, you’re still surfing the tailwind of your last Solar Eclipse. And with Pluto the transformer now firmly entrenched for the long haul in the most charismatic part of your solar chart and Mars applying considerable thrust, it may seem that your social and romantic realms will hold most sway. And they can. But there will be a hiatus from the 6th of January through to the 18th of April, when your leadership qualities, professional demands and innate ambitions will need engaging with. In this sense you could surprise people with just how much willpower and authority you can manifest. The big lunation of late March and the move of Neptune followed by Saturn into your relating zone brings another powerful dynamic to life: your unwillingness to budge on the boundaries you’ve worked so hard to firm up. Good for you if so! After years of being a people-pleaser you’re becoming more aware of the need to fulfil your desires. But as first Jupiter and then the Cancer Solstice clash with this duo’s fiery new home, don’t be too intransigent. Stay with your love of fairness and justice too. Your two rulers clash as you surge into the new year. You may find yourself unexpectedly determined and perhaps a tad forceful as 2025’s new dawn emerges. Any politics could give you the push to break out and do something to burn off any frustration. Whether you head off for winter sun or snow, early January can be a fine time to shake things up. As the year unfolds you might find yourself looking to juggle your social interactions, friendships and sex life with the more practical demands which develop from the end of March onwards. Delightfully, the opportunity to travel to exotic or interesting destinations will be repeated from the 9th of June to the year’s end, and for a sign that can like a certain amount of familiarity to your life patterns, excitement pulses through your veins as new vistas beckon. If you’re single, a sizzling connection can occur, ironically in the most mundane of situations and places. But in any ongoing relationship, a fair balance of who does and contributes what to everyday chores will help to create greater domestic and harmonic bliss. Once more a year begins with chatty Mercury in your sign, but the great news is that this year it’s not in Retrograde. Also, it’s in a direct opposition to your ruler, Jupiter. This combination can bring a sense of lighter energy and possibility. Further, potent Mars stirs your love of change and variety, or does it? For soon enough Mars is asking you to think of a very deep bond, shared finances, business matters or what you would like to break down and transform in your life. As the year unfolds, the Aries Solar Eclipse can sure help you to create a greater sense of possibility. But whatever choices and directions you take, do be guided by your inner voice, Archer. For this is the lesson that Saturn has been asking of you over the last couple of years, and the Point of Destiny will guide you towards this year. If you’re unfulfilled in a close romantic relationship, you may have some big decisions to make. Again, be guided by your instincts. Any energetic space you do create could prime you in readiness to go for a major prize in the last four months of the year, one you can seize. Wherever your guide planet Saturn is located is a big deal for all of us, but an even bigger deal for Capricorns, and particularly so this year. Why? Well, for just over three months he makes an expeditionary journey into Aries. And for you, that’s the part of your situation to do with how you feel, where you live, your family life and emotional sphere. With Neptune entering this arena for nearly eight months, and a Solar Eclipse in March, it’s fair to say that where you live, with whom and how, is going to be part of this year’s story. But equally, how you express yourself, how you think about things, your belief systems, your level of knowledge and expertise are all at the heart of this celestial equation too. Now with Jupiter, the planet of fortune, lighting up your relationship sector from June, and Mars asserting himself in it from the 6th of January to the 18th of April, there could be a link. Essentially, relationships with those closest to you can be most gratifying or perhaps the most challenging. Yet if you do want to break out and be a free spirit, you’ll be able to do this in the last four months. Your two co-rulers, Saturn and Uranus, are right at the heart of the year 2025’s action Aquarius, but in a seriously positive way for your zodiac sign in particular. And with Pluto with you now for many years to come, this is a year when celestial cycles will start to turn in your direction. The action begins with assertive Mars helping you to establish your relationship needs loud and clear. If you’re solo but would like to meet someone this is significant. But so will the four months from the 7th of July onwards, as Uranus absolutely lights up the most exciting and riveting part of your solar chart. The Golden Triangle that this creates back to Saturn and Neptune in your 3rd House of expressive ideas, and Pluto in Aquarius, could see people finally start to be drawn to your magical and innovative ideas. But the exciting conversations you hold won’t be without a sense of purpose. Oh no, people will sense your gravitas and know that what you say is what you mean. True, shared finances, everyday income, business costs and investment will be areas that will require a juggle. The Point of Destiny enters your sign on the 11th of January. It hasn’t visited for just over eighteen years and can be seminal. This, and a series of Eclipses going between your sign and your sector of relating in Virgo, gives you some serious opportunities to find that fine balance between what you want from situations, what you’re prepared to give, and what other people require from you, but most of all work hard on your creative talents and individual flair. Saturn has possibly limited your energy in the last couple of years, and that can be a factor still now, but you could counter this by not scattering your energies too thinly. He suggests from the 27th of May to the end of August that you might take on a diet challenge or look to squeeze more from your resources, and you can! However, as Jupiter helps you to get more playful from the 9th of June, you may find yourself surprising loved ones and playing host over the four months from the 7th of July onwards. The Solar Eclipse in your relationship sector on the 21st of September can trigger some important connections in the last months of the year, be they professionally or personally.

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LIVING ON THE EDGE: Do the Ottawa Senators need Brady Tkachuk to tone down his emotion?Arizona (7-8) at Los Angeles Rams (9-6) Saturday, 8:15 p.m. EST, NFL Network BetMGM NFL odds : Rams by 6 1/2. Against the spread: Cardinals 9-6; Rams 8-7. Series record: Rams lead 50-41-2. Last meeting: Cardinals beat Rams 41-10 in Glendale, Ariz. on Sept. 15. Last week: Cardinals lost to Carolina 36-30, OT; Rams beat New York Jets 19-9. Cardinals offense: overall (11), rush (5), pass (20), scoring (14). Cardinals defense: overall (20), rush (22), pass (13), scoring (T-13). Rams offense: overall (15), rush (20), pass (13), scoring (17). Rams defense: overall (24), rush (25), pass (19), scoring (21). Turnover differential: Cardinals minus-4; Rams plus-5. WR Marvin Harrison Jr. has had a relatively productive rookie season with 51 catches for 726 yards and seven touchdowns. But it’s also true that he hasn’t always looked like the true franchise changing force the Cardinals expected when they took him with the No. 4 overall pick. Arizona might be out of the playoff race, but Harrison’s development continues to be a major focus for the team down the stretch. RB Kyren Williams is coming off his best game of the season after rushing for 122 yards and a touchdown on 23 carries to help Los Angeles grind out a win at the Meadowlands. He hardly factored into the first meeting against Arizona, a game the Rams trailed 14-0 halfway into the first quarter and 24-3 at halftime, getting 12 carries and running for 25 yards and a touchdown behind a battered offensive line. Cardinals QB Kyler Murray vs. Rams defensive line. Los Angeles had no answers for Murray in September as he threw for 266 yards and three touchdowns without an interception and added 59 yards rushing. But their defensive front is much more cohesive than it was in the second week of the season, with rookies Jared Verse and Braden Fiske proving to be menaces in the backfield. If Murray feels that pressure and can’t keep his eyes downfield, the Rams will be in much better shape to limit Arizona’s passing game. The Cardinals have been beat up over the past two games. Both of the starting tackles — Paris Johnson Jr. (knee) and Jonah Williams (knee) — are out for the season after they were put on injured reserve this week. Others such as RB James Conner (knee), LB Baron Browning (neck), LB Mack Wilson Sr. (concussion) and DL Darius Robinson (calf) have been limited during practice. ... The Rams are in good shape, a far cry from where they were to start the season. RT Rob Havenstein was the only name on their injury report through Wednesday, when he was limited because of a shoulder injury. Arizona has not swept the season series since 2014 when the Rams were playing in St. Louis. ... The Rams and Cardinals have split the past four meetings. Arizona had dropped 11 of the previous 12 in the series. ... Los Angeles is 3-2 against Arizona since moving into SoFi Stadium in 2020, kickstarting its run to the Super Bowl after the 2021 season with a 34-11 win in an NFC wild-card game. The Cardinals have lost four of their past five games and were eliminated from the playoff race after last week’s 36-30 loss to the Carolina Panthers. The Cardinals have made the playoffs just once over the past nine seasons. That was in 2021 ... Harrison had four catches for 130 yards and two TDs vs. the Rams in Week 2. All of that production came in the span of seven plays in the first quarter. ... The Cardinals are No. 5 in the NFL with 145.8 yards rushing per game. They also rank No. 2 with 5.28 yards per carry. ... Chad Ryland has made 25 field goals since his debut in Week 5, which ranks fourth in the NFL over that span. ... Safety Budda Baker has a career-high 148 tackles this season, which broke his previous high of 147 set in 2019. ... James Conner has 1,500 yards from scrimmage this season, including 1,090 rushing and 410 receiving. ... Trey McBride has caught 91 passes this season, which is a franchise record at tight end for the Cardinals. ... The Rams can clinch a playoff spot with a win and either a Seahawks loss or tie or a series of results elsewhere to secure the strength of victory tiebreaker. ... Rams QB Matthew Stafford threw for 110 yards against the Jets. Los Angeles has won all four games this season where Stafford has finished with fewer than 200 yards through the air. ... WR Puka Nacua had a record-setting rookie season, but Arizona was the one team that kept him in check. Nacua made four catches in each of the two meetings in 2023, finishing with 26 and 27 yards. ... The Rams didn’t have LT Alaric Jackson (suspension), LG Steve Avila (knee) or Nacua (knee) in the Week 2 game against the Cardinals. ... Los Angeles has run for at least 132 yards in four straight games, with Williams accounting for at least 87 yards in each outing that span. Cooper Kupp likely sank many a fantasy title push with his limited production over the past month, and the Rams WR should remain on benches this week for any owners still in the mix. Kupp has topped 44 yards receiving once in his past five games against Arizona. AP NFL: https://apnews.com/hub/NFLIt’s been a week since a woman died in a New York City subway car, allegedly set on fire by a homeless, undocumented man. She has yet to be identified and the man charged with her murder says he doesn’t even remember being there. The crime has renewed focus on a set of multilayered and inextricable issues felt almost daily in America’s biggest city: homelessness, crime and the nation’s broken immigration system. The killing’s gruesome details and videos from the scene spread quickly on social media, leaving lawmakers in New York to highlight the city’s failure to provide housing, address the ongoing mental health crisis and improve public safety. Riding the F train for shelter Both suspect and victim rode the F train to the end of the line in Brooklyn last Sunday, a frequent practice by homeless people seeking to take shelter from the cold at night. Once the train arrived at the station, authorities said the suspect, Sebastian Zapeta-Calil, walked over to the victim and using a lighter to set her ablaze. As the woman burned alive, Zapeta-Calil appeared to watch from a platform bench while bystanders recorded video and police struggled to put out the flames. Zapeta-Calil, who arrived in the United States from Guatemala in 2018, had also recently checked in and out of homeless shelters across the city. Zapeta-Calil’s last recorded residence, according to police, was a shelter in Brooklyn which offers help to people with substance abuse disorders. Brooklyn District Attorney Eric Gonzalez announced a grand jury indictment against Zapeta-Calil on Friday, charging him with first- and second-degree murder and arson. Gonzalez said investigators in his office, the New York City Police Department and the city’s medical examiner’s office are still working to identify the victim. “Just because someone appears to have been living in a situation of homelessness does not mean that there is not going to be family devastated by the tragic way she lost her life,” Gonzalez said. Brooklyn Councilman Justin Brannan, a Democrat who represents parts of Coney Island, said homeless people routinely ride the subways to the end of the line stations to seek shelter from the elements and during the overnight hours. They are usually met by outreach workers who try to coax them into accepting city services and shelter, but the offers are often rejected. Brannan, whose district includes two end-of-line stations, said the constant presence of homeless individuals and their frequent refusal of city services is evidence the city’s approach to the homelessness crisis is not working. “The fact that so many people seek refuge in our subway system is a testament to how bad the shelter situation is,” Brannan told CNN. “Someone would rather spend the day riding the subways back and forth instead of accepting shelter – that is an indictment on the entire system.” Crime beneath the streets Crime rates in the city’s subway system have decreased by 10% since New York Gov. Kathy Hochul rolled out a subway safety initiative in March, according to data provided by Hochul’s office. The plan included additional resources for mental health services, a plan to install surveillance cameras across the entire train system and the deployment of National Guard officers. Overall, crime has declined by 42% since January 2021. Still, multiple high-profile incidents involving homeless individuals and other passengers – including some which have resulted in fatalities – have continued to feed anxiety among city residents and commuters about the safety of the system . “Our subways have become this de facto mental health facility,” Brannan said. The subway might look different for people depending on what hour they ride the trains, which run 24 hours, nonstop every day of the year. “The reality on the subways is very different from the rush hour commute and the off hours. Someone who commutes after 11 p.m. or before 5 or 6 a.m. is seeing a very different reality while they’re on that train,” he said. The struggle to house migrants More than 225,000 migrants have come through New York City since the spring of 2022, according to numbers provided by City Hall. Since then, Mayor Eric Adams’ administration has spent more than $6 billion to meet the city’s housing obligation, struggling to provide shelter to every migrant who arrived in the city. As a right-to-shelter jurisdiction, New York City is legally mandated to provide shelter to any homeless person in the city who needs it. The legal requirement has forced the city to look beyond its typical shelter options – resorting to hotels, park fields and a web of shelter providers. Zapeta-Calil had recently bounced around the city’s shelter system, according to senior law enforcement officials briefed on the investigation. The multiple shelter stays likely reflect the city’s 60-day rule for single migrant men. The policy allows men to stay in a shelter for a maximum of 60 days before needing to reapply or leave the shelter system altogether. ‘They are being used’ While much of the focus has been on Zapeta-Calil’s immigration status and the graphic nature of the crime, homelessness advocates said the case also highlights the struggle by state and local government to provide housing and services to people in dire need of them. Dave Giffen, executive director for the Coalition for the Homeless, the country’s oldest homeless advocacy and service organization, told CNN the attack underscores how deeply entrenched the issue is in the city. “What is frustrating about all this is that when these horrible incidents happen and homeless people are victimized or in the rare instance that they are the perpetrator, they are used for political purposes rather than doing something to provide permanent housing and services,” Giffen said. Further proof of the acute nature of the nation’s homelessness crisis was outlined in a Department of Housing and Urban Development report released Friday , showing the number of people experiencing homelessness on a single night in 2024 as the highest ever recorded. The data show more than 770,000 people experienced homelessness on a single night across the country in 2024. The number represents an increase of 18% over the last year and the largest annual increase since the count began in 2007. Roughly 23 of every 10,000 people in the United States “experienced homelessness in an emergency shelter, safe haven, transitional housing program, or in unsheltered locations across the country,” the report said. Homelessness increased significantly across many of America’s biggest cities, driven by the affordable housing crisis, rising inflation and increased numbers of immigrants to the United States. Natural disasters also contributed, as well as the end of pandemic era homelessness prevention programs. According to the New York City Department of Homeless Services’ daily census, more than 86,000 people in New York City were housed in the shelter system as of Friday, including more than 32,000 children. A face in the crowd The nature of the injuries suffered by the still unidentified victim has made the identification process extremely difficult, but investigators with the Brooklyn District Attorney’s office are working to trace the steps the woman took that day before she ended up sleeping inside the train. Gonzalez said they are also using advanced DNA and fingerprinting technology. “We’re working on trying to go back and trace when she entered the subway system and exactly – if there’s a clear shot of her face,” Gonzalez said Friday. Giffen told CNN the difficulty in identifying the victim so far underscores how homeless people become invisible to everyone around them. He said homeless people typically have a hard time holding on to important documents and identification because they are always moving from place to place and their belongings are often stolen. “Especially around the holiday season it just underscores what a tragedy this is – we have become so used to seeing human beings sleeping in public spaces that it’s not surprising we have forgotten who they are,” Giffen said. “The level of dehumanization is tragic and it’s something that likely happened long before this tragic act of violence.”

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