Using AI and ML in predictive analytics for bed demand forecasting

Hamilton, who is moving to Ferrari next season, raised question marks about his future in Formula One when he claimed he “is not fast anymore” at this weekend’s Qatar Grand Prix. The seven-time world champion’s comments arrived after he qualified only seventh for the sprint race – 0.399 sec slower than George Russell in the other Mercedes – in Doha on Friday night. Hamilton made up one place to finish sixth in the 19-lap dash to the flag, and then was sixth again – this time even further behind Russell with the gap standing at 0.436 sec – in qualifying for Sunday’s main event. The 39-year-old, whose 104 poles ensures he is the greatest one-lap performer the sport has ever seen, has now been beaten by Russell in 23 of the 29 qualifying sessions this season. And although Hamilton admitted he is now “looking forward to the end of his career” with the team which has carried him to six of his record-equalling seven world titles, he added: “I know I’ve still got it. “It’s just the car won’t go faster. But I definitely know I’ve got it. It is not a question in my mind.” Attempting to explain his comments 24 hours previously, Hamilton said: “I am slow, about half-a-second off my team-mate in the same car.” Another day, another impressive Quali performance 💪 Great effort out there, GR pic.twitter.com/jwYUngVdZH — Mercedes-AMG PETRONAS F1 Team (@MercedesAMGF1) November 30, 2024 Asked if he was referring to this weekend, Hamilton replied: “No, it has been all year.” And why is he slow? “I don’t know,” replied Hamilton. “It is not possible to change it.” With Hamilton struggling, Russell, a winner in Las Vegas, put his Mercedes on the front row, initially second to Max Verstappen after the newly-crowned four-time world champion looked to have claimed his first pole position since the Austrian Grand Prix, exactly five months ago. Verstappen started sixth and finished only eighth in the earlier sprint race won by Oscar Piastri as McLaren edged closer to their first constructors’ title in 26 years. But the Dutch driver returned to form in qualifying for the main event, only to later be penalised one place for impeding Russell as both drivers geared up for their final laps, giving top spot to the Mercedes man. Lando Norris, who handed victory to team-mate Piastriz in the sprint – with McLaren securing a one-two finish to move 30 points clear of Ferrari – took third. One big push to come on Sunday! 🙌 #QatarGP 🇶🇦 pic.twitter.com/OjOsj3ZCUc — McLaren (@McLarenF1) November 30, 2024 Piastri finished fourth to ensure both McLarens will start ahead of Ferrari. Charles Leclerc and Carlos Sainz qualified fifth and seventh respectively for the Italian team. Norris controlled the sprint before moving aside for Piastri at the final corner – the British driver returning the favour after they traded positions in Sao Paulo. Then Norris still harboured ambitions of claiming the drivers’ crown. But, with the individual title off the table, Norris’ sole focus is on delivering a ninth crown for McLaren to put them level with Williams in second place. Ferrari lead the way with 16 titles, but the Italians are also in a drought with their last triumph back in 2008. Norris aborted both his first and second laps in Q3 and then did not have the speed to match Verstappen and Russell. MAX VERSTAPPEN TAKES POLE IN QATAR! Unbelievably, his first pole since the Austrian Grand Prix in June! #F1 #QatarGP pic.twitter.com/iY5iTnPPd8 — Formula 1 (@F1) November 30, 2024 However, it remains advantage McLaren and they will secure the constructors’ crown on Sunday with one round remaining if they outscore Ferrari by 15 points. Verstappen has won in just one of his 12 previous appearances and would not have expected to even be in the fight for pole. “It is a crazy turnaround,” said Verstappen. “I didn’t expect that. Well done to the team for giving me a car that is more connected. “We changed some bits on the car, but I never thought it would make such a swing in performance. That is encouraging and I hope it continues into the race.”Taoiseach John Bruton had a firm view that neither Sinn Féin nor the SDLP were accurately representing the views of ordinary members of the nationalist community in Northern Ireland. State papers released by the National Archives show that the Fine Gael leader, who became taoiseach in December 1994, considered conducting opinion polling to better understand the priorities of Northern nationalists during the peace process. They also reveal that Mr Bruton was mistrustful of the views of the Department of Foreign Affairs on the same issue. Confidential files show that he questioned whether the public demands of the two main nationalist political parties which centred on issues of sovereignty and the establishment of North-South institutions aligned with the everyday concerns of nationalist voters. He suspected that issues of “respect” and “dignity” might resonate more strongly with the community than the constitutional goals espoused by Sinn Féin and the SDLP. In a memo to his advisers, the Taoiseach warned of the risks of entering peace talks without a clear understanding of nationalist voters’ core concerns. What's your view on this issue? You can tell us here “In the absence of a clear understanding of irreducible northern nationalist demands, there is a danger that the Irish Government will be drawn into writing a blank cheque in the talks,” he wrote. He claimed there was some urgency in finding out what nationalists in Northern Ireland wanted as peace talks were due to get underway within two months. Mr Bruton’s proposed solution was to conduct qualitative research into the opinions of Northern nationalists which would be funded by Fine Gael. Files show he wanted to find out whether nationalists might accept a settlement involving power-sharing, a reformed police force, greater cultural recognition, and modest North-South co-operation. While it appears the proposed polling never went ahead, Bruton’s envisioned compromise is not too dissimilar to elements of the 1998 Good Friday Agreement which ultimately resolved many of the issues he had outlined. The State papers also reveal the Taoiseach’s wariness that the outlook of the Department of Foreign Affairs was closely aligned to the views of Sinn Féin and the SDLP. He emphasised the need for the various parties to be reminded of the firm stance adopted by unionist leaders for nationalists to demonstrate their commitment to the peace process through actions such as IRA decommissioning. In one note, Mr Bruton wrote: “We need to stress to SDLP, SF, D/FA and all others, how definite the Unionists were on paragraph 10 of the Downing St declaration re ‘action to show commitment’ and the vital necessity for nationalists to come up with new thinking.” Nationalist concerns Other documents show that Sinn Féin and the SDLP were somewhat concerned about Mr Bruton’s commitment to the peace process following his surprise election as Taoiseach following the collapse of the Fianna Fáil-Labour coalition at the end of 1994. They reveal that Sinn Féin president, Gerry Adams, initially expressed cautious optimism about the Fine Gael leader’s approach to the peace process but grew critical by early 1995. Mr Adams complained that the IRA ceasefire had been sold on the basis of “three pieces of the jigsaw” — a reference to support from Irish America, the relationship with SDLP leader, John Hume, and the commitment of the Fianna Fáil-Labour government. However, he pointed out that there was a new government in place in the Republic while the support from Irish America had not lived up to expectation. The SDLP leader also had some concerns about Mr Bruton and told a senior civil servant in the Department of Foreign Affairs that the British were using the issue of the IRA decommissioning weapons solely for the purpose of tactically driving a wedge between the Taoiseach and other nationalist interests. Mr Hume claimed it “would be disastrous” if that was allowed to happen. In turn, files show that Mr Bruton had his own concerns about the SDLP leader and informed his own officials in September 1995 about the need “to clarify John Hume’s personal position on the peace process". The Fine Gael leader wanted to determine whether Mr Hume supported Sinn Féin’s position of no decommissioning until after a peace agreement or whether he would back the Irish government’s call for symbolic gestures during negotiations. Without knowing the position of Mr Hume, whom he noted was regarded as “the expert on the peace process”, Mr Bruton warned that his government would be “travelling blind.”

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Paigham-i-Pakistan seminar hosted A view of the ‘Paigham-i-Pakistan’ seminar held at the National University of Modern Languages on Dec 23, 2024. — Facebook@NUMLOFFICIALPAGE Islamabad:The Pakistan Studies Department of the Faculty of Social Sciences at the National University of Modern Languages organized a one-day seminar titled ‘Paigham-i-Pakistan’ at the university's Islamabad campus. Renowned religious scholars shed light on the critical importance of religious tolerance, patience, and peaceful co-existence as pillars of a progressive and prosperous Pakistan. googletag.cmd.push(function() { googletag.display('div-gpt-ad-1700472799616-0'); }); The seminar featured prominent speakers, including Qari Syed Sadaqat Ali, Dr. Sajid-ur-Rehman, former president of Islamic International University and the former head of the Seerat-un-Nabi chair at Allama Iqbal Open University; and Sahibzada Ali Raza Bukhari, a former member of the Azad Jammu and Kashmir Assembly and a permanent delegate at the United Nations.Methane pyrolysis – the case for cleaner hydrogen with existing infrastructure Hydrogen has the potential to significantly decarbonize multiple sectors. Conventional wisdom says that we must build dedicated new hydrogen pipelines and processing infrastructure over the next decades to realize this potential. What if we already had an effective and efficient way to transport (and store) hydrogen across nearly all the United States? What if this system were able to help us reliably eliminate carbon emissions from existing hydrogen production, begin to displace diesel, jet fuel and shipping fuel, and help kick start demand for other new uses almost right away? And, at the same time, what if this system sustainably produced materials for cleaner products for the energy transition and reduced our dependence (at least somewhat) on mining? We do have such a system. Simply put, we can utilize existing infrastructure to transport (and store) natural gas across the country, as we currently do. At the point of use (e.g., an ammonia production facility or truck stop) in the system, we can convert the natural gas into hydrogen using thousands of deployable, easily maintained and operated methane pyrolysis units — an underdiscussed and relatively-mature production method that produces only hydrogen and solid carbon (e.g., carbon black, graphite, or carbon nanotubes) with no carbon dioxide emissions. Over the past 100 years, the United States has constructed around of natural gas transmission and distribution pipelines to supply a wide swath of homes, businesses, factories and power plants. We have also invested in massive underground capacity, capable of balancing energy needs across seasons. We can continue to improve (i.e., replace aging pipes, repair leaks) and leverage this massive infrastructure investment to eliminate emissions from hydrogen production and begin to offset emissions in a host of other sectors. Importantly, the United States is endowed with a vast natural gas resource and a great deal of expertise in locating, accessing, and extracting it. A recent estimate put total at 692 trillion cubic feet (Tcf). For reference, we consume around annually. So, that’s more than 21 years’ worth. With a few exceptions over the past decade, this abundance of domestic natural gas has led to very . Yet, there’s a problem with current natural gas consumption; combusting it produces carbon dioxide, which is accumulating in our atmosphere, warming the planet, and creating dangerous climate change. Moreover, fugitive emissions from the production and distribution of natural gas are also a powerful, contributing source of greenhouse gas emissions. We must continue to mitigate fugitive emission, and we must combust less (unless we are capturing and sequestering or utilizing the carbon dioxide molecules). Methane pyrolysis (also known as “turquoise” hydrogen) has existed for decades, but due to high energy inputs and other technical challenges it is not as mature as steam methane reforming (SMR). SMR, which also converts natural gas into hydrogen, is an emissions intensive process that is responsible for 95 percent of today’s U.S. hydrogen production. While pyrolysis requires less than one-third of the consumed by electrolysis, it uses more natural gas than SMR per quantity of hydrogen produced. Additionally, scaling the technology to commercial levels has proved challenging. Generally, the International Energy Agency (IEA) grades existing methane pyrolysis technology designs from three to eight on its technological readiness level (TRL) scale – with a score of nine implying commercial readiness. A wide range of current analyses indicate that methane pyrolysis has a similar or slightly lower cost per unit of hydrogen produced than “blue” hydrogen (i.e., SMR with carbon capture), but it has nearly zero carbon dioxide emissions, does not need to sequester or transport captured carbon dioxide, and can be lower cost depending on the value of the solid carbon produced. The solid carbon in its several forms produced in pyrolysis offers additional revenue potential (above the hydrogen value), which can further incentivize companies pursuing this production pathway. Carbon black, a fine black powder, is already used in tire manufacturing, printing, plastics, asphalt, and coatings. Graphite, a more structured form of carbon, is mined in many countries for battery anodes, among other things. If it were produced as part of pyrolysis, it would reduce pressure on graphite mining – an environmental win. Carbon nanotubes are perhaps the most valuable form of solid carbon. They are exceedingly lightweight, yet orders of magnitude stronger than steel. As a substitute, they would offset highly emissions intensive steel production and iron mining (to an extent). Furthermore, utilizing nanotubes in structures increases strength and reduces weight (e.g., aerospace vehicles, planes, cars and trucks), making them more energy efficient. Finally, carbon nanotubes conduct electricity, potentially helping to make electric vehicle batteries lighter and reducing demand for other mined critical minerals. Companies are at various stages of development with pyrolysis. In 2021, Monolith, a Nebraska-based chemical and energy company, received a from the U.S. Department of Energy to expand its proprietary technology using natural gas and clean electricity; it plans to use the capital to expand clean hydrogen and carbon black production. Its produced hydrogen is used to make clean ammonia and fertilizer, which is used on nearby farms. Additionally, Monolith has partnered with a major , helping them reduce their emissions by with a source of low emission carbon black. A Washington-based company, Modern Hydrogen, has developed a , drop-in, “shipping-container” approach to scale hydrogen production volumes needed by end users. In Germany, the chemical company BASF has developed a proprietary process and constructed a in Ludwigshafen; currently, it is researching how to scale its production and is exploring economic uses for the solid carbon it creates. Additionally, U.S. chemical company is commercializing its exclusive pyrolysis technique that creates a more valuable solid carbon product in addition to hydrogen. Molten Industries, C-Zero, Aurora hydrogen, and Transform Materials are at earlier stages of development. Startup Molten Industries is focusing on producing (i.e., another form of solid carbon) for lithium-ion batteries and hydrogen for the chemical and steel industries. California-based is initially focusing on Asian markets. In Canada, Aurora Hydrogen recently received support for its scalable, modular microwave (i.e., electricity) pyrolysis technology, which produces hydrogen at the point-of-use, eliminating the need for hydrogen-specific transportation infrastructure. Similarly, Transform Materials produces hydrogen, and other valuable products using microwave energy and pyrolysis. Since hydrogen is an indirect greenhouse gas, producing it close to where it will be consumed can help minimize leaks and its impact on climate change. What should we be using the hydrogen for? There is wide agreement here. First, we should be replacing the current dirty hydrogen production (i.e., SMR) with cleaner methods as quickly as possible. Next, we should be focusing on hard to abate sectors like industry (e.g., ammonia production), heavy-duty long-haul transportation (e.g., trucks), and creating cheaper, scalable pathways to low carbon drop in fuels (e.g., sustainable aviation fuel). With a safe, efficient transportation and storage network already in place, we can start plugging in the additional elements of the methane pyrolysis production pathway almost right away. We don’t need to wait years or decades (and spend billions of additional dollars) to build out a 100 percent dedicated hydrogen transportation system in order to start realizing significant emission reductions. Our current infrastructure provides us with an extraordinary head start. The co-production of solid carbon (e.g., carbon black, graphite, and carbon nanotubes) provides an additional range of very compelling environmental and economic benefits. Methane pyrolysis is one of many clean hydrogen production pathways that we should strongly pursue. With respect to the continued use of fossil fuels, gains made with pyrolysis (or carbon capture) can be cancelled out or made worse without concerted stewardship. The natural gas industry must do better at removing emissions from all segments of product development (i.e., exploration, production, gathering, transmission, storage, and distribution). Additionally, negative impacts on nearby communities must be considered and improved. A group of innovative companies, leveraging existing infrastructure, and cheap, abundant natural gas, can reduce global emissions considerably in the next decade. Though some technical challenges remain, this pathway of least resistance should be supported and enabled to the fullest extent. the latest news shaping the hydrogen market at Methane pyrolysis – the case for cleaner hydrogen with existing infrastructure, First Hydrogen (TM) Explores Small Modular Reactors (SMRs) for Green Hydrogen Production Vancouver, British Columbia–(Newsfile Corp. – December 16, 2024) – First Hydrogen Corp. (TSXV: FHYD) (OTC Pink:... Gasunie – Seven questions about offshore hydrogen New offshore wind farms are going to generate a lot of sustainable electricity in the future. Some of that electricity will be converted to hydrogen and brought... DNV pioneers certification for safer, scalable hydrogen production The recently released standard sets requirements and establishes an industry benchmark for the safe design, construction, and operation of electrolyser...

Trump threatens 100% tariff on the BRIC bloc of nations if they act to undermine US dollar

The realization came in the form of the Consumer Price Index (CPI) report from November indicating a reacceleration of inflation, as well as a material reacceleration of “core inflation,” which for some reason excludes the things I spend most of my money on, food and energy. While this reality check was somewhat abated a week later when one of the Fed’s now preferred alternative inflation indicators, Personal Inflation Expenditures (PCE) did not reaffirm the November CPI number, the sting of the higher CPI number still hangs in the air. If one were to muse as to why the Fed has so many divergent flavors of inflation tracking, perhaps the best answer is if inflation was a core metric of your job performance, wouldn’t you? Either way, whether its CPI, Core CPI, PCE or Core PCE, PPI, or the GDP Deflator, those of use who live in the real world know inflation is by no means tamed (I just spent $127 on ribeye steaks for Christmas). Cost inflation is both a simple and extremely complicated topic. The simple part of the equation is when the supply of money in an economy increases, prices denominated in this money also tend to rise as more money circulating means each unit of money is worth a little less in terms of purchasing power. In the United States, the most widely used measure of money supply is a metric called M2, and the Fed of course tracks this as well. A glance at the Fed’s M2 chart shows what we would expect based on our lived experience over the past four years. A historically rapid increase in money supply during COVID years, a gentle reduction through 2022 and 2023 as the Fed shifted its policy approach, but surprisingly a then even more subtle but clear increase in M2 starting again mid-2024. With this chart as our guide, the reacceleration of CPI inflation last month should not catch us off guard. So, what causes money supply to rise? This is where the topic gets considerably more complicated, but one straightforward part of the answer to this question is of course, government deficit spending. Regardless of which end of the political spectrum we draw our bias from, it's impossible to argue the Federal government has been running a tight ship over the past few years. Rampant ineptitude, coupled with zero accountability, tends to bust the budget, and with a $1.8 trillion deficit in 2024, “busting the budget” is a woeful understatement. Rather than festering in blame, I say it’s time to look forward. In my opinion we stand at a unique spot in the history of the economic cycle. I believe it will soon become apparent the Fed has no ability to address rising inflation and this realization will come at a very important moment in time politically in the U.S. While by any measure the rest of us would use in real life, the 2017 Tax Cuts and Jobs Act, aka the Trump tax cuts, have been amazingly productive from a federal revenue perspective. With $4.92 trillion in 2024 federal tax receipts, government funding has never been higher. Tax cuts, however, are not an immediate gratification magic bullet. Smarter tax and regulatory burden tend to work into the economy over time, creating stronger growth and more tax receipts, but present less attractive short-term math when it comes to immediate tax receipts. Based on the rhetoric leaking into the ether, I expect the new Trump administration to cut taxes even more next year. These tax cuts are highly likely to result in lower tax receipts at the front end of the policy period. Maybe the D.O.G.E. will be effective at tightening up federal spending, but it certainly won’t happen quickly. Long story short, federal deficits are highly likely to not go down in the shorter term, and I wouldn’t bet on inflation cooling as well, leaving the Fed in a lurch when it comes to interest rate policy. Welcome to 2025.

Enhancing Electrical Safety: WEW1-4000 Air Circuit Breaker 12-26-2024 05:14 PM CET | Industry, Real Estate & Construction Press release from: ABNewswire The WEW1-4000 air circuit breaker [ https://www.w9-group.com/air-circuit-breaker-wew1-4000-air-circuit-breaker-withdrawable-type-acb-fixed-type-switch-odm-400vac-690vac-4000a-3-4p-acb-product/ ] is a high-performance, withdrawable type air circuit breaker (ACB) designed for critical applications in industrial, commercial, and utility environments. Manufactured by a leading China Air Circuit Breaker [ https://www.w9-group.com/ ] factory, this ACB offers robust and reliable protection for electrical systems operating at both 400VAC and 690VAC, with a current rating of up to 4000A. Available in both 3-pole and 4-pole configurations, the WEW1-4000 ensures comprehensive electrical safety and operational efficiency. Image: https://ecdn6.globalso.com/upload/p/1205/image_product/2024-11/1-34.png Key Features and Specifications The WEW1-4000 air circuit breaker (ACB) is a high-quality and versatile product designed to provide exceptional performance and protection for electrical systems. Below are the key features and specifications that make the WEW1-4000 stand out in the market. Withdrawable Type ACB The withdrawable design of the WEW1-4000 ACB allows for easy installation, maintenance, and replacement without disrupting the overall system operation. This feature is particularly beneficial in environments where downtime needs to be minimized, such as data centers, manufacturing plants, and critical infrastructure facilities. High Current Rating With a maximum current rating of 4000A, the WEW1-4000 ACB is capable of handling substantial electrical loads, making it suitable for heavy-duty applications. This high current capacity ensures that the breaker can manage large power demands without compromising safety or performance. Voltage Compatibility The WEW1-4000 is versatile in its voltage handling capabilities, being compatible with both 400VAC and 690VAC systems. This dual voltage support provides flexibility for use in various applications and geographical regions. Pole Configurations Available in both 3-pole and 4-pole configurations, the WEW1-4000 can be tailored to meet specific system requirements. The 4-pole option provides additional protection by ensuring that the neutral line is also protected, which is essential in balanced load systems. Advanced Protection Mechanisms Equipped with advanced trip units, the WEW1-4000 offers precise and reliable protection against overloads, short circuits, and ground faults. These trip units are designed to respond swiftly to abnormal conditions, thereby preventing potential damage and ensuring system integrity. 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Advanced Trip Units and High Breaking Capacities The advanced trip units and high breaking capacities of 400V air circuit breakers contribute to the overall resilience and dependability of electrical systems. These features ensure that the circuit breakers can handle high fault currents and operate effectively under diverse conditions, thereby enhancing safety and operational efficiency. Real-Time Monitoring and Control The incorporation of digital protection relays and communication interfaces in 400V air circuit breakers enables enhanced monitoring and control capabilities. This allows for real-time status monitoring, remote operation, and seamless integration with SCADA systems. Facility managers and operators gain greater visibility and control over the electrical infrastructure, empowering them to respond promptly to any issues and maintain optimal system performance. Image: https://ecdn6.globalso.com/upload/p/1205/image_product/2024-11/2-30.png Benefits of Using WEW1-4000 Air Circuit Breakers [ https://www.w9-group.com/air-circuit-breaker-wew1-4000-air-circuit-breaker-withdrawable-type-acb-fixed-type-switch-odm-400vac-690vac-4000a-3-4p-acb-product/ ] The WEW1-4000 air circuit breaker is designed to provide superior protection and performance in a variety of electrical systems. Here are the key benefits of using the WEW1-4000 air circuit breaker: 1. Reliable Protection The primary function of the WEW1-4000 Air Circuit Breaker (ACB) is to provide robust protection for electrical systems against various faults: * Overload Protection:The ACB monitors the current flowing through the system. If it detects a sustained overcurrent condition that could damage equipment or wiring, it trips to disconnect the circuit, thereby preventing overheating and potential fires. * Short Circuit Protection:In the event of a short circuit (a sudden surge of current due to a fault), the ACB reacts instantaneously to interrupt the circuit. This rapid response prevents excessive current flow, which could otherwise cause severe damage to equipment and pose safety hazards. * Ground Fault Protection:For systems where a ground fault occurs (current flows through unintended paths such as to ground), the ACB detects this abnormal condition and trips to isolate the fault. This protects personnel from electric shocks and prevents further damage to the electrical system. * High Breaking Capacity:The WEW1-4000 is equipped with a high breaking capacity, meaning it can safely interrupt fault currents up to a specified level without sustaining damage. This capability ensures reliable operation even under extreme conditions, enhancing overall system resilience. 2. Enhanced Operational Efficiency Beyond protection, the WEW1-4000 ACB contributes to improved operational efficiency in several ways: * Withdrawable Design:Its withdrawable design allows for easy installation, maintenance, and replacement. When maintenance is required, the ACB can be quickly removed and replaced with minimal downtime, which is crucial for industries where uninterrupted operation is essential. * Dual Voltage Compatibility:Supporting both 400VAC and 690VAC systems, the WEW1-4000 offers flexibility in application. This versatility makes it suitable for various industrial and commercial environments, adapting to different voltage requirements without the need for additional equipment. * Digital Protection Relays:Integrated digital protection relays provide advanced monitoring capabilities. They continuously monitor key electrical parameters such as current, voltage, and power quality. Any deviations from normal operating conditions trigger alerts or automatic actions, allowing operators to proactively address potential issues before they escalate. * Communication Interfaces:The ACB's communication interfaces (such as Modbus, Profibus, or Ethernet) enable seamless integration with Supervisory Control and Data Acquisition (SCADA) systems or Building Management Systems (BMS). This connectivity facilitates remote monitoring and control, providing operators with real-time data and the ability to manage the electrical infrastructure from a centralized location. 3. Flexibility and Adaptability The WEW1-4000 ACB is designed to meet diverse application needs: * Customizable Configurations:Available in both 3-pole and 4-pole configurations, the ACB can be tailored to specific system requirements. The 4-pole configuration includes protection for the neutral line, which is essential in balanced load systems to ensure comprehensive protection. * Wide Range of Applications:From heavy industrial plants to commercial buildings and critical infrastructure facilities, the WEW1-4000 ACB is versatile and adaptable. Its robust design and high performance make it suitable for applications where reliable electrical protection and operational continuity are paramount. 4. Compliance and Quality Assurance Manufactured by a reputable China Air Circuit Breaker [ https://www.w9-group.com/product/ ] Factory, the WEW1-4000 complies with international standards for electrical equipment: * Quality Assurance:The ACB undergoes rigorous testing and quality assurance processes during manufacturing to ensure compliance with standards such as IEC (International Electrotechnical Commission) and relevant national regulations. This commitment to quality ensures that the ACB meets performance expectations and delivers long-term reliability. * Safety Standards:Compliance with safety standards ensures that the ACB not only protects electrical systems but also safeguards personnel and property. By adhering to stringent safety criteria, the WEW1-4000 provides peace of mind to users regarding its reliability and safety in operation. Final Thoughts The WEW1-4000 air circuit breaker from our trusted China Air Circuit Breaker Factory is a pinnacle of reliability and innovation in electrical protection. With its advanced features, high performance, and adherence to international standards, it ensures both safety and efficiency for critical applications. Contact us [ https://www.w9-group.com/contact-us/ ] today to learn more about how the WEW1-4000 can safeguard your electrical infrastructure and optimize your operations. Media Contact Company Name: W9 group Technology Electronic Co,. Ltd. Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=enhancing-electrical-safety-wew14000-air-circuit-breaker ] Phone: +8615906878798 Address:No. 36, Punan Second Road, Yueqing Economic Development Zone City: Wenzhou State: Zhejiang Country: China Website: https://www.w9-group.com/ This release was published on openPR.Rachel Christian | (TNS) Bankrate.com Just because retirement planning involves some guesswork doesn’t mean it has to be a total mystery. Related Articles Business | The year in money: inflation eased, optimism ticked upward Business | Nearly half of US teens are online ‘constantly,’ Pew report finds Business | How to protect your communications through encryption Business | About 2.6 million Stanley cups recalled after malfunctions caused burns. Is your mug included? Business | Musk says US is demanding he pay penalty over disclosures of his Twitter stock purchases Whether you’ve been saving since your first job or you’re getting a late start, you can leverage expert-recommended strategies to gauge your progress on the road to retirement. And if you’re not quite on track, don’t sweat it — the experts we spoke to offered actionable tips to help you close the gap. You might have a general idea of how much money you need to save for retirement . A few quick calculations can give you an estimate, but to truly appreciate where you stand, you’ll need to dive into the numbers. Here’s how to get started. A good rule of thumb to estimate your retirement savings goal is the Rule of 25 . Simply multiply your desired annual retirement income by 25. The result is roughly how much you’ll need to save before hitting retirement. For example, if you plan to spend $50,000 a year, you’ll need about $1.25 million to make it a reality. The Rule of 25 is based on the idea that withdrawing 4% annually from your retirement savings should last you about 30 years. While it’s not an exact science by any means — health care costs and lifestyle changes can skew the numbers, for example — the Rule of 25 can be a good starting point to figure out how much you need to save. Fidelity Investments, a behemoth in the retirement planning space, offers savings guidelines to help you determine if you’re on track . —By age 30: Save 1x your annual salary —By age 40: Save 3x your annual salary —By age 50: Save 6x your annual salary —By age 60: Save 8x your annual salary —By age 67: Save 10x your annual salary For example, if you earn $60,000 annually, you should aim for $600,000 in savings by age 67. But like the Rule of 25, Fidelity’s guidelines offer a 10,000-foot look at retirement goals, and they’re not customized to your situation. Maybe you earned a low salary in your 20s, but you’re working hard in your 30s to make up for it. Use these estimates as a benchmark — but don’t get discouraged if you’re lagging behind. Now it’s time to zoom in a little. To get a clearer snapshot of your progress, use an online retirement calculator. These tools factor in your age, current savings, income and lifestyle goals to estimate whether you’re on track. You’ll get a more refined estimate without crunching the numbers yourself. Bankrate’s retirement calculator even lets you input different rates of return on your investments and accounts for estimated annual salary increases. Having a general savings goal is nice, but to avoid falling short in retirement, you’ll need more than a ballpark figure. Experts recommend creating a retirement budget to get an up-close-and-personal look at how much you’ll really need once you leave the workforce. First, estimate how much you’ll spend per month in retirement. While some costs will increase, like health care, others will likely decrease, like dining out and commuting. “Estimating expenses can be challenging for some people, so as a starting point, I often use your net take-home pay,” says Jeff DeLarme, a certified financial planner and president of DeLarme Wealth Management. For example, if you receive a direct deposit of $2,500 every two weeks from work, use $5,000 as your estimated monthly spending in retirement. “Assuming this was enough to pay the bills while working, we can use $5,000 a month as a starting budget to plan for,” says DeLarme. Next, map out your sources of income in retirement. Social Security is the largest income stream for most retirees, but don’t neglect other inflows, such as: —Workplace retirement accounts, like 401(k)s —Personal retirement accounts, like a traditional or Roth IRA —Pensions —Annuities —Selling your home or business —Rental income —Inheritance “If there’s a gap between your expected expenses and income, you’ll have a good idea of how much you need to save,” says Mike Hunsberger, a certified financial planner and owner of Next Mission Financial Planning. From there, you can adjust your savings and investment strategy accordingly. For something as important (and complex) as retirement planning, it pays to speak with a professional. Financial advisers can analyze your savings, investments and retirement goals to create a personalized plan. Advisers use special planning software that account for more variables than an online calculator, giving you a much more precise, granular look at your financial life in retirement. Many financial advisers can also help you optimize your tax strategy, which can potentially save you thousands of dollars over time. Make sure the adviser you hire is a fiduciary , meaning they’re legally obligated to prioritize your interests over their own. A fiduciary won’t push investments to earn a commission or recommend products that aren’t aligned with your needs. A certified financial planner is one of the most well-recognized designations for fiduciaries. You can use Bankrate’s adviser matching tool to find a certified financial planner in your area in minutes. Maybe you did the math and realized you’re not quite where you need to be. Don’t panic if you’re behind schedule. Here are five strategies experts recommend to help you catch up on your retirement savings . Cutting expenses now frees up more cash to invest in your retirement accounts. Evaluate your budget and identify areas where you can cut costs, like dining out, streaming subscriptions or shopping. Don’t rule out bigger lifestyle changes either, especially if retirement is rapidly approaching. Housing is the biggest monthly expense for most people. Getting creative here can help amplify the amount you can sock away, says Joseph Boughan, a certified financial planner and managing member at Parkmount Financial Partners. It can also reduce your expenses in retirement, so you may not need to save as much as before. “Downsizing can be a great way to cut expenses,” says Boughan. “This can even free up cash if you don’t end up needing all that money for a new home.” Moving somewhere with lower property taxes or income taxes can also help bring your retirement plan back in line. And if you’re a renter, making tough short-term decisions, like taking on a roommate or moving to a lower cost-of-living area, can free up hundreds of dollars a month for your retirement. “Everyone’s plan is unique, so exploring all the options is important,” Boughan says. Joe Conroy, a certified financial planner and owner of Harford Retirement Planners, recommends taking a “retirement test drive” as you near your target date. “Start to live on what income you think you can afford in retirement and stash all the extra income into savings and investments,” says Conroy. “If you can make it through each month, you’re ready for retirement. If you run short, then adjust your plan accordingly.” Working a little longer can be a game-changer for your retirement nest egg. Not only does it give you more time to save, it also gives your investments room to grow. “Working longer or even just part time for a few years early in retirement is one of the best ways to reduce the amount of money you need to save,” says Hunsberger. Postponing retirement can also boost your Social Security benefits . “You can claim as early as 62, but your benefits will be reduced significantly,” says Hunsberger. Meanwhile, each year you delay claiming Social Security benefits beyond your full retirement age , your monthly check will increase by 8%, though this benefit maxes out at age 70. So waiting can really pay off. It may seem obvious, but if you’re behind on retirement savings, you’ll need to boost your contributions as much as possible. Here are a few ways to make saving for retirement easier: —Increase your contribution rate: Allocate a larger portion of your paycheck to a workplace retirement plan. Even bumping up your contributions by 1% or 2% can make a huge difference down the road. —Take advantage of your employer match: Don’t leave free money on the table. Many employers will chip in between 3 and 5% depending on your plan, so make sure you’re contributing enough to take advantage of the benefit. —Use “unexpected” money to catch up: If you get a raise or bonus at work, funnel part of it directly into your 401(k). And if you get a refund at tax time, siphon some of it off to beef up your IRA. If you’ve been investing in low-risk, low-return investments, you may not be keeping up with inflation, let alone growing your nest egg. Reallocating part of your portfolio to stocks or low-cost growth exchange-traded funds (ETFs) is one way to get your money working harder. Higher-risk investments like stocks carry more volatility but also offer higher potential returns. Work with a financial adviser or use a robo-adviser to strike the right balance between growth and your personal risk tolerance. Contribution limits for 401(k) plans and IRAs are higher for people over 50. For 2025, employees aged 50 and up who participate in most 401(k) plans or the federal government’s Thrift Savings Plan can save up to $31,000 annually, including a $7,500 catch-up contribution . But thanks to SECURE 2.0 , a sweeping retirement law, a new higher catch-up contribution limit of $11,250 applies for employees ages 60 to 63. So, if you’re in this age group, you can squirrel away a whopping $34,750 a year during the final stretch of your career. Of course, you’ll need a big salary (think six figures) in order to take full advantage of such massive contribution limits. But if you can afford it, these catch-up allowances can put your plan back on track, especially if you struggled to save much early in your career. There’s no GPS to gauge your progress on the road to retirement. If you’ve veered off course or aren’t sure where to start, begin by getting a quick estimate of how much you’ll need before mapping out a retirement budget. And if you’re behind, don’t panic — adjusting your spending, boosting your contributions and speaking with a financial adviser can help you catch up. ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.

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Chess grandmaster Magnus Carlsen returns to a tournament after a dispute over jeans is resolved NEW YORK (AP) — Top ranked chess player Magnus Carlsen is headed back to the World Blitz Championship on Monday. That's after its governing body agreed to loosen a dress code that got him fined and denied a late-round game in another tournament for refusing to change out of jeans. The International Chess Federation president said in a statement Sunday that he’d let World Blitz Championship tournament officials consider allowing “appropriate jeans” with a jacket, as well as other "minor deviations” from the dress code. Carlsen quit the World Rapid and Blitz Chess Championships on Friday. He said Sunday he would play — and wear jeans — in the World Blitz Championship. Javascript is required for you to be able to read premium content. Please enable it in your browser settings. Success! An email has been sent to with a link to confirm list signup. Error! There was an error processing your request. Get the latest need-to-know information delivered to your inbox as it happens. Our flagship newsletter. Get our front page stories each morning as well as the latest updates each afternoon during the week + more in-depth weekend editions on Saturdays & Sundays.

No. 10 Maryland holds off George Mason late, 66-56 in a matchup of unbeatens