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GAINESVILLE, Fla. — Florida coach Billy Napier exchanged an uncomfortable handshake with Ole Miss counterpart Lane Kiffin, shared a few well-earned hugs and then headed to the northeast corner of the Swamp to join his players singing the school’s alma mater. On a crisp and sunny November day, Napier’s Gators had just done the unexpected, if not the unthinkable, beating the No. 9 Rebels 24-17. Ole Miss was a 10-point favorite Saturday fresh off a bye week after a dominant 28-10 win against Georgia, that positioned the Rebels for a spot in the expanded 12-team College Football Playoff. Instead, the Gators (6-5, 4-4 SEC) stopped the Lane Train in its tracks and dispatched of the Rebels (8-3, 4-3). “These guys have stepped up in a major way,” Napier said. The Gators’ victory marked consecutive wins against ranked teams for the first time since triumphs against Florida State and Alabama during the 2008 national championship season. The last time the unranked Gators beat ranked teams on back-to-back weeks were 2003 wins at LSU and Arkansas. This time, Florida capitalized on the friendly confines of the Swamp. “Just an incredible atmosphere; it doesn’t get much better than that,” Napier said. A pair of interceptions by sophomore safety Bryce Thornton in the final 1:31 iced the game and spurred roaring responses by a sold-out crowd of 89,942 and end-zone celebrations by players and fans. On Senior Day in the Swamp, true freshman quarterback DJ Lagway threw two touchdowns, veteran tailback Montrell Johnson Jr. ran 127 yards in his final home game and another inspired defensive effort led the way. On the game-winning drive, Johnson followed a 41-yard completion from Lagway to a diving Chimere Dike with runs of 12, 5 and 9 yards to give the Gators a 24-17 lead with 7:40 to go — the final run coming out of the wildcat formation. Meanwhile, the SEC’s leading passer and keenest offensive mind failed to capitalize on their chances. The Rebels left Florida’s red zone three times without points. “There’s an understanding you have to play well in the trenches,” Napier said. “I thought we were better on both sides up front. We had a guy step up and make plays.” Twice, the Gators stuffed the Ole Miss jumbo package on fourth-and-1, stopping 6-foot-2, 325-pound defensive tackle JJ Pegues shy of the first down following a direct snap — the second time when trailing 17-14. The other time, Ole Miss dropped three passes, the final one when star receiver Tre Harris, back after a three-game absence, re-injured his leg. Caden Davis then missed a 34-yard field goal with the game tied 14-14. Davis tied the game at 17-17 with 45 seconds left in the third quarter. But Dart, who finished with 394 total yards, and the SEC’s top-scoring attack could not overcome the Gators’ defense or three turnovers. “We took advantage,” Napier said. ©2024 Orlando Sentinel. Visit orlandosentinel.com . Distributed by Tribune Content Agency, LLC.
Victorian jockey Laura Lafferty has opened up on rebuilding her health and life following a fall that left her in an induced coma. The 25-year-old fell off The Praised One from the lead of a 1400m race at Ballarat in October, sent tumbling as the rest of the field made its way past her. Lafferty suffered two collapsed lungs, Grade 4 lacerations to her liver and spleen, severe body bruising, concussion, a broken foot and two broken ribs. Lafferty can still recall the “really nice, sunny day” and exactly who she was talking to behind the gates — “then everything changed”. “The last thing I remember was coming out of the gates and making my way to the front of the field,” she told Racing.com. “I had thought that the fall had happened 200m out of the gates but I don’t really remember. “But my horse had shied at something on the inside, and I’d come off the side of it. That’s the last thing I remember. “I don’t remember making it from Ballarat Racecourse to Ballarat hospital. “I woke up again at Ballarat Hospital, where they had said they were going to put me in an induced coma, and then obviously don’t remember until I’d woken up in Melbourne Alfred.” Still “so thankful” for trackside paramedic Mick saving her life, Lafferty said she and her family do not relive the accident itself. “It’s still pretty new, pretty raw,” she said. “My biggest challenge is definitely mentally coming to terms with not being able to even run, let alone work. “That’s why I’m putting steps in place to be able to get through the next 12 months, just doing a course at RMIT, setting those goals, booking physio every week just gets me through every week. “It’s a mental game at this stage.” The mind and body are both a work in progress but improvements are clear on the physical front, with Lafferty crediting many people — and one in particular — for her fightback. “The doctors and specialists have been really happy,” Lafferty said. “My mum, she’s stayed with me, taken me to all my appointments. She’s just literally done everything so I wouldn’t be as far along in the recovery journey if it weren’t for her.” Lafferty is aiming to compete in a triathlon midway through next year but horse racing has taken a back seat to a more realistic proposition. “My goal in regards to horse riding would be get back show jumping in beyond six months,” she said.
NEW YORK (AP) — More shoppers than ever are on track to use ‘buy now, pay later’ plans this holiday season, as the ability to spread out payments looks attractive at a time when Americans still feel the lingering effect of inflation and already have record-high credit card debt. The data firm Adobe Analytics predicts shoppers will spend 11.4% more this holiday season using buy now, pay later than they did a year ago. The company forecasts shoppers will purchase $18.5 billion worth of goods using the third-party services for the period Nov. 1 to Dec. 31, with $993 million worth of purchases on Cyber Monday alone. Buy now, pay later can be particularly appealing to consumers who have low credit scores or no credit history, such as younger shoppers, because most of the companies providing the service run only soft credit checks and don’t report the loans and payment histories to the credit bureaus, unlike credit card companies. This holiday season, buy now, pay later users can also feel more confident if a transaction goes awry. In May, the CFPB said buy now, pay later company must adhere to other regulations that govern traditional credit, such as providing ways to demand refunds and dispute transactions. To use a buy now, pay later plan, consumers typically sign up with bank account information or a debit or credit card, and agree to pay for purchases in monthly installments, typically over eight weeks or more. The loans are marketed as requiring no or low interest, or only conditional fees, such as for late payment. Klarna, Afterpay and Affirm are three of the biggest buy now, pay later companies. But consumer advocates warn that shoppers who sign up for the payment plans using a credit card can be hit with more interest and fees. That's because individuals open themselves up to interest on the credit card payment, if it's carried month to month, on top of any late fees, interest, or penalties from the buy now, pay later loan itself. Experts advise against using a credit card to pay for these plans for this reason. Consumer watchdogs also say the plans lead consumers to overextend themselves because, for example, not paying full price up front leaves, in the shopper’s mind at least, more money for smaller purchases . They also caution consumers to keep careful track of using multiple buy now, pay later services, as the automatic payments can add up, and there is no central reporting, such as with a credit card statement. “Buy now, pay later can be an innovative tool for purchases you’re going to make anyway,” said Mark Elliott, chief customer officer at financial services company LendingClub. “The challenge is that it does fuel overspending.” For merchants, that’s part of the appeal. Retailers have found that customers are more likely to have bigger cart sizes or to convert from browsing to checking out when buy now, pay later is offered. One report from the Federal Reserve Bank of New York cited research that found customers spend 20% more when buy now, pay later is available. “The reality is that the increased cost-of-living and inflation have put more people in a situation where they’re already relying on revolving credit,” Elliott said. “The psychographics of ‘buy now, pay later’ may be different — people don’t think of it as debt — but it is.” If a consumer misses a payment, they can face fees, interest, or the possibility of being locked out of using the services in the future. Emily Childers, consumer financial expert for personal-finance technology company Credit Karma, said that internal data shows member credit card balances are up more than 50% for Gen Z and millennial members since March 2022, when the Fed started raising interest rates. “Young people are entering this holiday season already in the red,” she said. “And, based on what we’re seeing in the data, they’re continuing to bury their heads in the sand and spend.” The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.17 Things To Buy During Walmart’s Black Friday Sale That Thousands Of Reviewers Swear By
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