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super ace tips Online Trading Scam in Bengaluru: Techie Loses Over INR 1 Crore in Share Market Fraud After Joining Telegram GroupWhen you buy through our links, Business Insider may earn an affiliate commission. Learn more With its big discounts, Black Friday is a great time to shop for makeup of all kinds — but it's an even better time to be a Charlotte Tilbury fan . You can start shopping discounts now through December 3, with multiple promotions running throughout. Now to November 27, you can save 40% on select makeup and skincare bundles and receive free gifts with purchase when you spend at least $110. (On the Charlotte Tilbury app, you can also get an additional free Magic Water Cream when you spend at least $185.) Between November 28 and December 3, shop a new round of promotions with 20% off all orders, 30% off when you spend at least $160, and mystery boxes and stockings with at least 50% in savings on the products inside. Charlotte Tilbury makeup and skincare have cult followings — the makeup for its flattering and classic shades and the skincare for its glow properties that work. We've been using and reviewing the brand for years and have found favorites in our review of its Pillow Talk product line and our review of the popular Magic Cream Moisturizer . You can expect tons of Black Friday deals this year, but with deep discounts on so many iconic products, the Charlotte Tilbury sale is one that beauty fans (and those shopping for them) won't want to skip. Shop all Black Friday deals from Charlotte Tilbury . Save 40% on an Eyes to Mesmerise Trio in any shades Save 40% on the 3 Steps to Beautiful Lips in select shade combos, including the iconic Lip Cheat liner Save 40% on a trio of Magic Cream Moisturizer , one of our favorites Get a free Airbrush Flawless Lip Blur in Pillow Talk when you spend $110+ Get the Lip Blur plus a Beauty Light Wand in Pillow Talk and Magic Body Cream when you spend $225+ The best Black Friday Charlotte Tilbury deals Achieve the perfect lip combo with this three-piece gift set from Charlotte Tilbury. Customize with your favorite colors and finishes for a personal touch. Check mark icon A check mark. It indicates a confirmation of your intended interaction. Customizable colors and finishes Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three simple steps con icon Two crossed lines that form an 'X'. Lipstick only comes in matte These shimmery cream eyeshadow pots make it easy to get a glamorous eye look. They’re perfect for holiday parties, and during Black Friday you can save big on three shades of your choice. From primer to foundation to setting powder, this kit has it all. The Hollywood Flawless Filter is a personal favorite, but all of these products will make you glow. We love the cult favorite Magic Cream for its ultra-hydrating and vitamin-packed formula. This value set comes with a full pot, a refill, and a travel size. Glossier: Take up to 30% off almost everything Dermstore: Take up to 30% off, plus get 2 free gifts with $250 purchase using code "JOY" See more related Black Friday articles: Black Friday Dyson Airwrap deals Black Friday Dyson Supersonic deals Charlotte Tilbury Black Friday Sale FAQs Black Friday falls on November 29 this year, but the Charlotte Tilbury sale is already happening now. Until December 3, when the sale ends, you can pick up all your favorites at a discount and shop new promotions throughout. Charlotte Tilbury products don't often go on sale, so Black Friday is the ultimate time to stock up and save. It's also an excellent time to grab gifts with rarely-discounted bundles at 40% off. Shopping for more discounts today? Check out our roundup of all of the best Black Friday deals .In the rapidly evolving world of virtual reality, two giants are making headlines: Pico 4 Ultra and Meta Quest 3 . These next-generation VR headsets promise to redefine immersive experiences, leaving tech enthusiasts eager for a deeper dive into their groundbreaking features. The Pico 4 Ultra is setting the bar high with its ultra-light design, which combines comfort with advanced technology. It showcases a stunning resolution, making every detail sharp and vibrant, enhancing gaming realism to a level previously unseen. This headset excels in introducing intuitive hand-tracking capabilities, offering gamers a seamless and natural interaction with the virtual environment. On the other side, the Quest 3 isn’t backing down. Meta’s latest offering not only boasts an impressive resolution but also integrates enhanced AI-driven insights, tailoring the virtual experience to individual user preferences. Quest 3 is tapping into the potential of social VR, betting big on the integrated social platforms that allow friends to join each other’s virtual adventures, creating a pervasive sense of interconnection. Both devices feature substantial improvements in processing power and battery life, ensuring uninterrupted sessions even during the most intensive gameplay. As these two headsets prepare to hit the market, gamers worldwide are closely scrutinizing which will dominate the scene. The future of VR might just hinge on this exciting face-off between the Pico 4 Ultra and Quest 3, as each strives to outdo the other in a race toward ultimate immersion. As technology pushes boundaries, the gaming world eagerly anticipates a new level of realism and interaction. Battle of the Titans: Pico 4 Ultra vs. Meta Quest 3 The virtual reality landscape is continuously transformed by technological innovations, and the latest contenders, Pico 4 Ultra and Meta Quest 3 , are no exception. These groundbreaking VR headsets are poised to usher in a new era of immersive experiences, offering game-changing features that are captivating tech enthusiasts and gamers worldwide. Cutting-Edge Features Pico 4 Ultra stands out with its ultra-lightweight design, making it one of the most comfortable headsets on the market. Its impressive resolution brings unmatched visual realism to the virtual world, allowing gamers to perceive details with unprecedented clarity. This model excels in intuitive hand-tracking capabilities, providing seamless and natural interactions within the virtual environment. In contrast, the Meta Quest 3 leverages advanced AI-driven insights, customizing user experiences based on individual preferences. This headset also places a strong emphasis on social VR, integrating platforms that enhance interconnectedness by allowing friends to join each other’s virtual adventures. These features create a unique sense of community and shared experiences unlike any other VR product. Comparison of Use Cases Both headsets offer substantial improvements in processing power and battery life, catering to extended and intensive use. However, their use cases vary slightly: – Pico 4 Ultra is ideal for users seeking a lightweight device that emphasizes precision and detailed graphics, making it an excellent choice for gamers focused on high-resolution experiences and intricate environments. – Meta Quest 3 appeals to those who value social interaction and community within VR. Its platforms make it suitable for users who enjoy multiplayer and shared experiences, along with highly personalized game settings. Market Analysis and Predictions As the VR market continues to expand, the competition between Pico 4 Ultra and Meta Quest 3 will likely drive further innovations. Analysts predict that the integration of AI and social platforms in VR will set new standards for user engagement and interactivity. With its hand-tracking technology and clarity-focused design, Pico 4 Ultra might dominate among hardcore gamers, while the socially driven Quest 3 could appeal to those seeking a more interconnected experience. As both headsets hit the market, we could witness a shift toward more personalized and social VR experiences. Trends and Innovations The trend towards creating lighter, more comfortable headsets combined with high-resolution displays and advanced AI indicates a future where VR is not just visually immersive but also socially engaging. The success of these innovations may lead to broader applications beyond gaming, such as virtual meetings, training simulations, and more. Conclusion The impending showdown between Pico 4 Ultra and Meta Quest 3 will be closely watched by the tech community. These headsets are not just competing for market dominance; they are setting the stage for the future of virtual reality. As technology continues to break new ground, the real winners are the consumers, who stand to gain access to revolutionary VR experiences. For more information about ongoing innovations in virtual reality and to explore other offerings in the realm of immersive technology, check out Meta and Pico .Deion Sanders, Colorado still have a shot at the Big 12 title, Here's how.

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A mobile application to provide seamless access to loans for disabled entrepreneurs and individuals was launched on Sunday. The app, launched at the concluding event of the 22nd Divya Kala Mela, was developed by the National Divyangjan Finance and Development Corporation. It aims to provide seamless access to loans for Divyang entrepreneurs and individuals, marking a significant step towards economic inclusion. The Union social justice and empowerment ministry said in a statement that the Divya Kala Mela made record sales of more than Rs 13.5 crore. Organised by the Department of Empowerment of Persons with Disabilities, the 11-day event was a celebration of the creativity and entrepreneurial spirit of Divyangjan (persons with disabilities). The grand finale featured the cultural programme Divya Kala Shakti at Kartavya Path , where Divyang artists showcased their talents through dance, music, painting and theatre. Entrepreneurship Marketing & Sales Strategies for Startups: From Concept to Conversion By - Dr. Anu Khanchandani, Startup Coach with more than 25 years of experience View Program Marketing Digital Marketing Masterclass by Neil Patel By - Neil Patel, Co-Founder and Author at Neil Patel Digital Digital Marketing Guru View Program Web Development 12-Factor App Methodology: Principles and Guidelines By - Prince Patni, Software Developer (BI, Data Science) View Program Finance Financial Literacy i.e Lets Crack the Billionaire Code By - CA Rahul Gupta, CA with 10+ years of experience and Accounting Educator View Program Artificial Intelligence(AI) Master in Python Language Quickly Using the ChatGPT Open AI By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) Generative AI for Dynamic Java Web Applications with ChatGPT By - Metla Sudha Sekhar, IT Specialist and Developer View Program Web Development Mastering Full Stack Development: From Frontend to Backend Excellence By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) ChatGPT Mastery from Zero to Hero: The Complete AI Course By - Metla Sudha Sekhar, IT Specialist and Developer View Program Finance Crypto & NFT Mastery: From Basics to Advanced By - CA Raj K Agrawal, Chartered Accountant View Program Data Science SQL Server Bootcamp 2024: Transform from Beginner to Pro By - Metla Sudha Sekhar, IT Specialist and Developer View Program Web Development Django & PostgreSQL Mastery: Build Professional Web Applications By - Metla Sudha Sekhar, IT Specialist and Developer View Program Finance Value and Valuation Masterclass By - CA Himanshu Jain, Ex McKinsey, Moody's, and PwC, Co - founder, The WallStreet School View Program Office Productivity Advanced Excel Course - Financial Calculations & Excel Made Easy By - Anirudh Saraf, Founder- Saraf A & Associates, Chartered Accountant View Program Artificial Intelligence(AI) Java Programming with ChatGPT: Learn using Generative AI By - Metla Sudha Sekhar, IT Specialist and Developer View Program Finance A2Z Of Finance: Finance Beginner Course By - elearnmarkets, Financial Education by StockEdge View Program Web Development A Comprehensive ASP.NET Core MVC 6 Project Guide for 2024 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Entrepreneurship Startup Fundraising: Essential Tactics for Securing Capital By - Dr. Anu Khanchandani, Startup Coach with more than 25 years of experience View Program Marketing Performance Marketing for eCommerce Brands By - Zafer Mukeri, Founder- Inara Marketers View Program Web Development C++ Fundamentals for Absolute Beginners By - Metla Sudha Sekhar, IT Specialist and Developer View Program Data Science MySQL for Beginners: Learn Data Science and Analytics Skills By - Metla Sudha Sekhar, IT Specialist and Developer View Program Strategy ESG and Business Sustainability Strategy By - Vipul Arora, Partner, ESG & Climate Solutions at Sattva Consulting Author I Speaker I Thought Leader View Program Web Development JavaScript Essentials: Unlock AI-Driven Insights with ChatGPT By - Metla Sudha Sekhar, IT Specialist and Developer View Program The event drew enthusiastic applause from a large audience, including dignitaries such as department secretary Rajesh Aggarwal and Richa Shankar, a deputy director general in the ministry, alongside other senior officials. Discover the stories of your interest Blockchain 5 Stories Cyber-safety 7 Stories Fintech 9 Stories E-comm 9 Stories ML 8 Stories Edtech 6 Stories Aggarwal highlighted the achievements of Divyang entrepreneurs and artists and said, "Divyangjan are setting milestones in every field, including entrepreneurship. The government remains steadfast in its commitment to the economic, social and educational empowerment of Divyangjan."FROM your turkey to your pudding, Christmas dinner involves a lot of preparation. A simple step can help ensure your carrots stay as fresh as ever while you juggle all your dishes. 2 A simple step can help prolong the life of your carrots as your prep for Christmas dinner (stock image) Credit: Getty If you're someone who buys their Christmas dinner ingredients in advance to avoid the crowds on the 24th, this hack is for you. Often carrots can go mouldy while they're being stored in your crisper drawer. To prevent this from happening, all you need is a one kitchen essential. Using a sheet of £1 Magnum Super Kitchen Towel , you can help prolong the life of the veg. Read More On Food Storage KEEP IT FRESH Storing food in your fridge wrong is wasting money - 5 tips to save cash DOUGH WAY You're probably storing your bread wrong during the hot weather All you need to do is wrap your carrots in dry paper towel and place them inside an airtight container. The experts at Real Life reported on this hack, revealing an extra step you should take if your carrots still have the greens attached. "If you leave the greens on the carrots, they will draw moisture and cause the roots to rot more quickly," they explained. They also recommended avoiding washing the carrots until right before you plan to cook them. Most read in Fabulous WAY TO CHLO Chloe Madeley on James Haskell split & the 'awful' last year of her marriage NO KIDDING I thought I’d be beautiful pregnant but was totally humbled WRITTEN IN THE STARS From babies to career changes, what 2025 has in store for Brit celebs EPIC FIND I was left flabbergasted by a gem I pulled out of the charity shop's 20p bin "When stored properly, whole carrots can last for about three to four weeks in the fridge," they said. You should store carrots in the coldest part of your fridge. I tried the M&S Christmas cafe menu, the gravy dip is a festive revelation Try to keep them away from foods such as avocados, apples, and tomatoes. These items generate a gas which can cause your carrots to decay prematurely and taste bitter. If you're someone who preps their Christmas veg in advance, there is also a recommend way to store your peeled carrots. Since carrot peels act as protective layer, once they are removed your carrot will dry out at a quicker rate. To prevent this, you should wash your carrots thoroughly before submerging them in cool water. Fridge or cupboard? The essential food storage guide Foods must be stored correctly to keep them fresh and prevent the spread of bacteria. Nutrition expert Birgit Brendel said bread will last longer when stored in the fridge or freezer. However, this can compromise the flavour. Storing in ceramic or pottery containers is an alternative that allows for air to flow easily and slow the growth of mould. Robert Morris, managing director of food safety consultants, Complete Food Safety, revealed the best place to store fresh fruit and vegetables. He said salad foods should be stored in the fridge drawer, but away from anything grown in the soil such as carrots, parsnips and beetroot. Tomatoes are an exception to the rule as fridges can alter the natural ripening process and diminish their taste. He also advised against putting avocados and bananas in the fridge as this will cause them to blacken quicker. If you've prepped your veg days in advance, then you should ensure the water is changed regularly. This will prevent any bacterial growth on the carrots. You should also ensure that the carrots are carefully rinsed before cooking. Read more on the Scottish Sun GHOST TOWN Former Scots shopping hotspot 'decaying' as multimillion pound revamp ‘failing’ VAX HORROR Striken Scots 'gaslit' by health bosses after complications from Covid vaccine And if you find yourself with a lot of leftover carrots after your dinner is done and dusted, don't worry. You can simply allow them time to cool down before placing them in an airtight container and storing in your fridge. 2 You should store peeled carrots in cold water to keep them fresh before cooking (stock image) Credit: Getty

Beyond being a Georgia native who led the country from the White House less than 8 miles (12 kilometers) away during his time in office from 1977-81, Carter was the first president to host the NFL's Super Bowl champions there when he welcomed the Pittsburgh Steelers in 1980. Falcons owner Arthur Blank in a statement released by the team before kickoff said he was deeply saddened by the loss of his dear friend and mentor, calling Carter “a great American, a proud Georgian and an inspirational global humanitarian.” “He lived his life with great civic responsibility and took it upon himself to be the change he wished to see amongst other,” Blank said, recalling meeting Carter at The Home Depot. “President Carter’s kind and uniting spirit touched so many lives. He was a man of deep faith, and did everything with principal and grace, doing things the right way for the right reasons." AP NFL: https://apnews.com/hub/nfl

TOPEKA, Kan. (AP) — Republicans made claims about illegal voting by noncitizens a centerpiece of their 2024 campaign messaging and plan to push legislation in the new Congress requiring voters to provide proof of U.S. citizenship. Yet there's one place with a GOP supermajority where linking voting to citizenship appears to be a nonstarter: Kansas. That's because the state has been there, done that, and all but a few Republicans would prefer not to go there again. Kansas imposed a proof-of-citizenship requirement over a decade ago that grew into one of the biggest political fiascos in the state in recent memory. The law, passed by the state Legislature in 2011 and implemented two years later, ended up blocking the voter registrations of more than 31,000 U.S. citizens who were otherwise eligible to vote. That was 12% of everyone seeking to register in Kansas for the first time. Federal courts ultimately declared the law an unconstitutional burden on voting rights, and it hasn't been enforced since 2018. Kansas provides a cautionary tale about how pursuing an election concern that in fact is extremely rare risks disenfranchising a far greater number of people who are legally entitled to vote. The state’s top elections official, Secretary of State Scott Schwab, championed the idea as a legislator and now says states and the federal government shouldn't touch it. “Kansas did that 10 years ago,” said Schwab, a Republican. “It didn’t work out so well.” Steven Fish, a 45-year-old warehouse worker in eastern Kansas, said he understands the motivation behind the law. In his thinking, the state was like a store owner who fears getting robbed and installs locks. But in 2014, after the birth of his now 11-year-old son inspired him to be “a little more responsible” and follow politics, he didn’t have an acceptable copy of his birth certificate to get registered to vote in Kansas. “The locks didn’t work,” said Fish, one of nine Kansas residents who sued the state over the law. “You caught a bunch of people who didn’t do anything wrong.” A small problem, but wide support for a fix Kansas' experience appeared to receive little if any attention outside the state as Republicans elsewhere pursued proof-of-citizenship requirements this year. Arizona enacted a requirement this year, applying it to voting for state and local elections but not for Congress or president. The Republican-led U.S. House passed a proof-of-citizenship requirement in the summer and plans to bring back similar legislation after the GOP won control of the Senate in November. READ: In Ohio, the Republican secretary of state revised the form that poll workers use for voter eligibility challenges to require those not born in the U.S. to show naturalization papers to cast a regular ballot. A federal judge declined to block the practice days before the election. Also, sizable majorities of voters in Iowa, Kentucky, Missouri, Oklahoma, South Carolina and the presidential swing states of North Carolina and Wisconsin were inspired to amend their state constitutions' provisions on voting even though the changes were only symbolic. Provisions that previously declared that all U.S. citizens could vote now say that only U.S. citizens can vote — a meaningless distinction with no practical effect on who is eligible. To be clear, voters already must attest to being U.S. citizens when they register to vote and noncitizens can face fines, prison and deportation if they lie and are caught. “There is nothing unconstitutional about ensuring that only American citizens can vote in American elections,” U.S. Rep. Chip Roy, of Texas, the leading sponsor of the congressional proposal, said in an email statement to The Associated Press. Why the courts rejected the Kansas citizenship rule After Kansas residents challenged their state's law, both a federal judge and federal appeals court concluded that it violated a law limiting states to collecting only the minimum information needed to determine whether someone is eligible to vote. That's an issue Congress could resolve. The courts ruled that with “scant” evidence of an actual problem, Kansas couldn't justify a law that kept hundreds of eligible citizens from registering for every noncitizen who was improperly registered. A federal judge concluded that the state’s evidence showed that only 39 noncitizens had registered to vote from 1999 through 2012 — an average of just three a year. In 2013, then-Kansas Secretary of State Kris Kobach, a Republican who had built a national reputation advocating tough immigration laws, described the possibility of voting by immigrants living in the U.S. illegally as a serious threat. He was elected attorney general in 2022 and still strongly backs the idea, arguing that federal court rulings in the Kansas case “almost certainly got it wrong.” Kobach also said a key issue in the legal challenge — people being unable to fix problems with their registrations within a 90-day window — has probably been solved. “The technological challenge of how quickly can you verify someone’s citizenship is getting easier,” Kobach said. “As time goes on, it will get even easier.” Would the Kansas law stand today? The U.S. Supreme Court refused to hear the Kansas case in 2020. But in August, it split 5-4 in allowing Arizona to continue enforcing its law for voting in state and local elections while a legal challenge goes forward. Seeing the possibility of a different Supreme Court decision in the future, U.S. Rep.-elect Derek Schmidt says states and Congress should pursue proof-of-citizenship requirements. Schmidt was the Kansas attorney general when his state's law was challenged. "If the same matter arose now and was litigated, the facts would be different," he said in an interview. But voting rights advocates dismiss the idea that a legal challenge would turn out differently. Mark Johnson, one of the attorneys who fought the Kansas law, said opponents now have a template for a successful court fight. “We know the people we can call," Johnson said. “We know that we’ve got the expert witnesses. We know how to try things like this.” He predicted "a flurry — a landslide — of litigation against this.” Born in Illinois but unable to register in Kansas Initially, the Kansas requirement's impacts seemed to fall most heavily on politically unaffiliated and young voters. As of fall 2013, 57% of the voters blocked from registering were unaffiliated and 40% were under 30. But Fish was in his mid-30s, and six of the nine residents who sued over the Kansas law were 35 or older. Three even produced citizenship documents and still didn’t get registered, according to court documents. “There wasn’t a single one of us that was actually an illegal or had misinterpreted or misrepresented any information or had done anything wrong,” Fish said. He was supposed to produce his birth certificate when he sought to register in 2014 while renewing his Kansas driver's license at an office in a strip mall in Lawrence. A clerk wouldn't accept the copy Fish had of his birth certificate. He still doesn't know where to find the original, having been born on an Air Force base in Illinois that closed in the 1990s. Several of the people joining Fish in the lawsuit were veterans, all born in the U.S., and Fish said he was stunned that they could be prevented from registering. Liz Azore, a senior adviser to the nonpartisan Voting Rights Lab, said millions of Americans haven't traveled outside the U.S. and don't have passports that might act as proof of citizenship, or don't have ready access to their birth certificates. She and other voting rights advocates are skeptical that there are administrative fixes that will make a proof-of-citizenship law run more smoothly today than it did in Kansas a decade ago. “It’s going to cover a lot of people from all walks of life,” Avore said. “It’s going to be disenfranchising large swaths of the country.” ___ Associated Press writer Julie Carr Smyth in Columbus, Ohio, contributed to this report. Copyright 2024 The Associated Press . All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

World News | Croatia's Incumbent President, NATO Critic Leads in Exit Poll After Presidential ElectionJimmy Carter’s Commitment to Religious Liberty Should Guide Us AllLast-minute shoppers flock to stores for final giftsLANDOVER, Md. (AP) — Jimmy Carter was honored with a moment of silence before the Atlanta Falcons’ game at the Washington Commanders on Sunday night, hours after the 39th president of the United States died at the age of 100 in Plains, Georgia. Beyond being a Georgia native who led the country from the White House less than 8 miles (12 kilometers) away during his time in office from 1977-81, Carter was the first president to host the NFL's Super Bowl champions there when he welcomed the Pittsburgh Steelers in 1980. Falcons owner Arthur Blank in a statement released by the team before kickoff said he was deeply saddened by the loss of his dear friend and mentor, calling Carter “a great American, a proud Georgian and an inspirational global humanitarian.” “He lived his life with great civic responsibility and took it upon himself to be the change he wished to see amongst other,” Blank said, recalling meeting Carter at The Home Depot. “President Carter’s kind and uniting spirit touched so many lives. He was a man of deep faith, and did everything with principal and grace, doing things the right way for the right reasons." AP NFL: https://apnews.com/hub/nfl

Barclays PLC raised its stake in shares of Burke & Herbert Financial Services Corp. ( NASDAQ:BHRB – Free Report ) by 204.0% in the 3rd quarter, according to its most recent 13F filing with the Securities & Exchange Commission. The fund owned 22,225 shares of the company’s stock after purchasing an additional 14,915 shares during the period. Barclays PLC owned 0.15% of Burke & Herbert Financial Services worth $1,357,000 as of its most recent filing with the Securities & Exchange Commission. Several other hedge funds and other institutional investors have also made changes to their positions in BHRB. HHM Wealth Advisors LLC purchased a new stake in shares of Burke & Herbert Financial Services in the second quarter worth about $29,000. LSV Asset Management purchased a new stake in shares of Burke & Herbert Financial Services during the 2nd quarter worth approximately $108,000. Quantbot Technologies LP purchased a new stake in shares of Burke & Herbert Financial Services during the 3rd quarter worth approximately $118,000. Truist Financial Corp bought a new position in shares of Burke & Herbert Financial Services during the 2nd quarter valued at approximately $202,000. Finally, TIAA Trust National Association purchased a new position in shares of Burke & Herbert Financial Services in the second quarter valued at $213,000. Burke & Herbert Financial Services Price Performance NASDAQ:BHRB opened at $62.44 on Friday. The firm has a market capitalization of $934.60 million and a price-to-earnings ratio of 8.12. The company has a debt-to-equity ratio of 0.15, a current ratio of 0.83 and a quick ratio of 0.83. The business has a 50 day simple moving average of $67.13 and a 200-day simple moving average of $61.99. Burke & Herbert Financial Services Corp. has a 1 year low of $46.00 and a 1 year high of $75.32. Burke & Herbert Financial Services Increases Dividend Insiders Place Their Bets In other Burke & Herbert Financial Services news, Director Julian Forrest Jr. Barnwell purchased 3,000 shares of Burke & Herbert Financial Services stock in a transaction dated Friday, December 13th. The shares were purchased at an average cost of $68.75 per share, for a total transaction of $206,250.00. Following the completion of the acquisition, the director now owns 182,939 shares in the company, valued at $12,577,056.25. This represents a 1.67 % increase in their position. The acquisition was disclosed in a legal filing with the SEC, which is available at this hyperlink . Also, Director Gary L. Hinkle purchased 1,548 shares of the firm’s stock in a transaction that occurred on Monday, November 18th. The shares were acquired at an average cost of $68.50 per share, with a total value of $106,038.00. Following the completion of the purchase, the director now directly owns 238,355 shares in the company, valued at $16,327,317.50. The trade was a 0.65 % increase in their position. The disclosure for this purchase can be found here . Insiders bought 8,950 shares of company stock valued at $614,711 over the last three months. 9.65% of the stock is owned by company insiders. Wall Street Analyst Weigh In A number of equities research analysts recently issued reports on the stock. DA Davidson started coverage on shares of Burke & Herbert Financial Services in a research note on Wednesday, October 16th. They set a “buy” rating and a $76.00 price target on the stock. Keefe, Bruyette & Woods upped their target price on shares of Burke & Herbert Financial Services from $72.00 to $79.00 and gave the company a “market perform” rating in a research report on Wednesday, December 4th. View Our Latest Stock Report on BHRB Burke & Herbert Financial Services Profile ( Free Report ) Burke & Herbert Financial Services Corp. operates as the bank holding company for Burke & Herbert Bank & Trust Company that provides various community banking products and services in Virginia and Maryland. It offers consumer and commercial deposit products, such as digital banking, demand, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. Further Reading Five stocks we like better than Burke & Herbert Financial Services Business Services Stocks Investing Buffett Takes the Bait; Berkshire Buys More Oxy in December Stock Trading Terms – Stock Terms Every Investor Needs to Know Top 3 ETFs to Hedge Against Inflation in 2025 3 Grocery Stocks That Can Help Take a Bite Out of Inflation These 3 Chip Stock Kings Are Still Buys for 2025 Want to see what other hedge funds are holding BHRB? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Burke & Herbert Financial Services Corp. ( NASDAQ:BHRB – Free Report ). Receive News & Ratings for Burke & Herbert Financial Services Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Burke & Herbert Financial Services and related companies with MarketBeat.com's FREE daily email newsletter .DAZN ADVANCES GLOBAL EXPANSION WITH ACQUISITION OF FOXTEL, A LEADING AUSTRALIAN SPORTS AND ENTERTAINMENT MEDIA GROUPBITCOIN is headed towards its first weekly decline since Donald Trump’s victory in last month’s US election as a cautious Federal Reserve policy outlook tempers optimism sparked by the president-elect’s embrace of the crypto sector. The largest digital asset was down more than 7 per cent for the seven-day period till 2.50 pm on Sunday (Dec 22) in New York, the biggest such drop since September. A wider crypto market gauge, encompassing smaller tokens such as Ether and meme-crowd favourite Dogecoin, suffered a sharper decline of about 10 per cent. On Wednesday, the Fed delivered a third straight interest-rate cut while signalling a slower pace of monetary easing next year to keep inflation in check, sending global stocks into a tailspin. The hawkish pivot also damped the speculative spirits unleashed in the crypto market by Trump’s pledge of friendly regulations and his backing for a national Bitcoin stockpile. The original cryptocurrency changed hands at about US$95,000, about US$13,000 below the record high set on Dec 17. The token is up more than 40 per cent since the presidential election on Nov 5. Choppy price action near term ahead of a “bullish trajectory” into the first quarter of 2025 is still the “most likely scenario”, David Lawant, head of research at crypto prime broker FalconX, wrote in a note. Lawant said a “low-liquidity environment may bring more volatility as we enter into the final days of the year, especially because on Dec 27 crypto is likely going to see the biggest options expiry event of its history”. BLOOMBERG

The 11 wild trades of 2024: Booms, busts and a 2,900pc windfall

Year Ender 2024: From alleged paper leaks to exam cancellations, controversies this year NEW DELHI: This year, a series of exam paper leak controversies, ignited widespread debates on exam integrity, security, and the need for reform. What should have been a year of academic achievements and celebration for millions of students turned into a nightmare as several high-stakes exams were allegedly compromised, casting a shadow over India’s education ecosystem. A series of shocking leaks An alarming leak was allegedly reported in the National Eligibility cum Entrance Test Undergraduate (NEET UG), one of the most crucial tests for aspiring doctors. Within days of the leak, shocking revelations came to light about the involvement of a well-organised syndicate that had managed to circulate the exam papers among a network of students and coaching centres. This marked the beginning of what would turn into a cascade of alleged leaks across multiple examinations. In June, the Centre cancelled the University Grants Commission National Eligibility Test (UGC NET) exam crucial for entry-level teaching jobs and PhD admissions in Indian universities, following inputs from the Ministry of Home Affairs (MHA) that “the integrity of the examination may have been compromised”. UGC-NET was cancelled a day after it was held. The input was a screenshot of a paper circulating on a Telegram channel around 2 pm on the exam day (June 18), with messages and comments suggesting it was leaked before the first session. However, the CBI probe into the alleged UGC-NET paper leak has found that the “evidence” was doctored. Two other public exams this year — CSIR-UGC NET, and NEET-PG — were postponed. Also, the Common University Entrance Test (CUET) which was otherwise scheduled to be conducted between May 15 and 29, was also held on July 19. The CUET UG retest was taken by roughly 250 candidates from the Oasis Public School in Hazaribagh, which was under the scanner for NEET UG leak. All candidates from that centre were directed to take the retest on July 19. Exam scandals across states As the year progressed, several state-level exams were also allegedly targeted by criminals. In UP, the Uttar Pradesh Public Service Commission (UPPSC) faced massive scrutiny after the leak of papers for the review officer/assistant review officer (RO/ARO) exam. In February, an exam for the recruitment of over 60,000 police constables was cancelled due to an alleged paper leak. The Uttar Pradesh government in June passed the proposal for promulgation of an Ordinance that provides for jail terms ranging from two years to life imprisonment, and fines of up to Rs 1 crore for those involved in question paper leaks. Similarly, Tamil Nadu and Maharashtra reported significant breaches in their Teacher Eligibility Tests (TETs) and police recruitment exams, adding to the growing sense of distrust among students and parents alike. Also, Rajasthan Public Service Commission cancelled the Revenue Officer Grade II and Executive Officer Class IV examinations held in 2023, saying that the question papers for both had been leaked. Both exams were conducted on May 14, 2023, and the commission recently said that a re-examination would be held on March 23, 2025. Impact on students and the system For many students, these leaks were not just a matter of academic dishonesty but a severe blow to their hopes and dreams. Several students who had prepared for months, if not years, for these exams found themselves grappling with the uncertainty of whether their efforts would be recognized. In some cases, students were forced to retake exams, only to find themselves again faced with compromised security and allegations of manipulation. National Testing Agency (NTA) which held a NEET UG 2024 retest for 1,563 candidates on June 23 released revised results. The topper tally in the revised NEET UG result came down from 67 to 17. The NEET PG exam was cancelled a night before exam. The decision was being heavily criticised by NEET PG candidates, many of whom had to travel to other cities to appear for the exam. This cycle of leaks, cancellations and postponements prompted angry protests across the country. Social media platforms were flooded with hashtags demanding accountability, and students voiced their frustrations over the lack of transparency in the system. Many took to the streets, calling for the resignation of senior officials and demanding urgent reforms in how exams are conducted. Government response and challenges The Indian government, grappling with mounting criticism, responded with a series of measures aimed at curbing the menace of paper leaks. The introduction of secure online portals for question paper delivery was seen as a step forward, but experts remained skeptical about its effectiveness, citing past failures. NTA will conduct only entrance exams for higher education institutions from 2025 and not recruitment exams, said Union Minister Dharmendra Pradhan on December 16 in the Parliament. He further added that the government is looking at moving to computer adaptive test, tech-driven entrance exams in near future. He said that talks are on with Health Ministry on whether to conduct NEET-UG in pen-paper mode or online. Calls for systemic reform As the year concludes, there is a growing consensus among educators, students, and policymakers that deeper systemic reforms are needed to restore credibility to India’s examination processes. Experts have called for the digitization of all exams to eliminate human intervention, along with more stringent background checks for examiners and staff. Additionally, stronger legal frameworks to punish those involved in paper leaks have become a priority for many. Furthermore, the question of whether India’s obsession with high-stakes exams is contributing to the problem has gained traction. Many have pointed out that the overwhelming focus on exams, often seen as the sole measure of a student’s capabilities, has created an environment ripe for exploitation by corrupt elements. AgenciesDeion Sanders, Colorado still have a shot at the Big 12 title, Here's how.

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