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McGill runs for 2TDs and North Texas becomes bowl eligible by beating Temple 24-17The Benazir Income Support Programme (BISP) stands as a powerful testament to Pakistan’s commitment to social justice and social protection. The very idea of social safety programme was conceived by ex-Prime Minister of Pakistan Mohtarma Shaheed Benazir Bhutto during her time in exile, the idea aimed to provide economic relief to the country’s most vulnerable population, particularly women, who often bore the brunt of socio-economic inequities. After her unfortunate assassination, Pakistan People’s Party-led Federal Government launched BISP in 2008 and her vision was transformed into reality under the leadership of President Asif Ali Zardari. Today, BISP through quarterly cash grant supports 9.6 million households, a number set to increase to 10 million by June 2025, becoming Pakistan’s largest and most influential social protection programme. This ambitious programme, designed to offer direct financial assistance to the poorest families through Benazir Kafalat programme, has been particularly transformative for women, positioning them as heads of their households in a country where women have historically been sidelined in economic, social, and political decision-making. From providing cash transfers and promoting maternal and child health through programmes like Benazir Nashonuma, to investing in education with the Benazir Taleemi Wazaif initiative, and now implementing a skill development programme to ensure poverty graduation through global employability of beneficiaries & their families, BISP continues to break barriers, offering financial inclusion and social empowerment to millions across Pakistan A journey of learning and leading Once a learner, BISP now stands as a leader in global social protection, setting an example for developing countries to follow. For years, BISP has looked beyond its borders to draw lessons from international models of social protection, adapting and refining its own initiatives. But in a remarkable turn of events, developing countries from across the globe are now visiting Pakistan to study BISP’s practices, which have gained recognition worldwide for their success in empowering marginalized populations. Recently in October, 2024, a 21-member Ugandan delegation, led by Lucy Nakyobe Mbonye, Secretary of Public Service, paid four-day study visit to the Benazir Income Support Programme (BISP). While briefing the delegates, Dr. Tahir Noor, Additional Secretary BISP, attributed BISP’s success to its scientific, and objective targeting, technology based payment mechanisms, the trust of international development partners, and independent third-party monitoring. Ms. Coco Ushiyama, Country Director of the World Food Programme, also commended BISP’s evidence-based database and its role in providing timely assistance during natural disasters. This shift represents a significant milestone not only for BISP but also for Pakistan’s growing influence in the global development sector. At the South-South Cooperation Forum held in Islamabad on November 14, 2024, Pakistan’s success story was showcased as a model for social protection systems across the globe. Representatives from West African nations, including Mali, Niger, Burkina Faso, and Senegal, gathered in Islamabad to learn firsthand from Pakistan’s pioneering work in social welfare. Delegates were particularly impressed by BISP’s ability to integrate women into the economic mainstream, a critical step toward achieving long-term social and economic stability. “Today, we are not just learning from others; we are teaching others,” said Secretary BISP Amer Ali Ahmad during his address at the event. He proudly highlighted BISP’s transformation over the years—from a fledgling initiative in 2008 to a globally recognized model of inclusive social protection. The programme’s emphasis on empowering women through direct cash transfers, health and nutrition programmes, and educational incentives has not only supported millions of under-privileged but has also set a new standard for how social welfare can contribute in generating socioeconomic activities in less developed areas as major part of BISP Rs 598 billion budget is pumped into local economy through these quarterly cash grants to more than 9.6 million families across the country. BISP’s global impact: a beacon for social protection The South-South Cooperation forum, which brought together global development partners such as the World Food Programme, World Bank, UNICEF, KfW, GIZ and the Asian Development Bank (ADB), was recognition of the profound impact BISP has had, not just within Pakistan but across the world. The participating countries, each grappling with their own poverty and development challenges, came to Pakistan seeking solutions that could be adapted and implemented in their respective contexts. The delegation from Mali, led by Redouwane Mohamed Ali, Minister of Food Security, praised Pakistan for its robust social safety net, particularly BISP’s ability to deliver aid efficiently through its innovative payment mechanisms, such as biometric verification, mobile banking, and dynamic data registry mechanism. BISP’s cutting-edge approach to cash transfers has streamlined the process, combating corruption and ensuring that the right individuals benefit from the programme. BISP has advanced its digital payment systems by introducing biometric-enabled transactions in collaboration with six banks, improving security, transparency, and access for beneficiaries. Additionally, a pilot savings scheme offers a 40% quarterly bonus to encourage a culture of saving amongst these vulnerable segments of society. The future plan of BISP to phase out POS agents will empower women to independently access their social security funds, enhancing their financial autonomy. Similarly, Amedee Bamouni, Secretary of the National Council for Social Protection of Burkina Faso, commended BISP’s dynamic registry centers and national socio-economic database, which track the financial status of beneficiaries, ensuring that aid reaches the most deserving families. He emphasized how BISP’s transparent systems and use of technology could serve as a valuable blueprint for social protection programmes in Burkina Faso and other countries facing similar challenges. In addition to financial transfers, BISP’s focus on maternal, newborn, and child health (MNCH) was another key area of interest for the visiting delegates. The Benazir Nashonuma Programme, which provides cash incentives linked to health and nutrition outcomes, has helped combat malnutrition and stunting among new born children and has improved health of mothers, particularly in rural areas. BISP has allocated PKR 42 billion (approx. USD 144 million) to the Program, benefiting 2.6 million pregnant and lactating women, contributing to better maternal and infant health outcomes. This programme’s success, supported by the World Food Programme (WFP), has demonstrated how integrating health and nutrition with cash transfers can lead to long-term improvements in the health of entire communities. A vision for the future: expanding global cooperation As Pakistan continues to advance its social protection agenda, the importance of global collaboration cannot be overstated. The South-South Cooperation forum marks the beginning of a new chapter in Pakistan’s social welfare journey, one that involves sharing lessons learned with other developing nations while also learning from their unique challenges and solutions. The exchange of knowledge between Pakistan and West African countries promises to deepen the understanding of how social protection systems can be tailored to the needs of local populations, addressing challenges like poverty, malnutrition, and gender inequality. Through mutual cooperation, countries can build stronger, more resilient social safety nets that lift people out of poverty and empower them to contribute to their countries’ economic development. As Senator Rubina Khalid, Chairperson of BISP, aptly put it during the forum: “The success of BISP is not only a significant achievement for Pakistan, but it has also brought in international recognition as a model of effective social protection. It is a moment of immense pride for our nation to witness our social protection program being studied and admired by countries worldwide. I am delighted to see the vision of Benazir Bhutto Shaheed transforming into a tangible reality, now celebrated on the global stage. This is a testament to how visionary leadership can shape the priorities of a nation. BISP has become a flagship programme and a case study for many countries striving to establish their own social protection systems.“ The Recognition of BISP as a model for social protection is a testament to Pakistan’s ability to create meaningful change at both the national and international levels, BISP is not just shaping Pakistan’s future but also contributing to UNDP global goals of No Poverty, Zero Hunger, Good Health, Gender Equality, Decent Work and Economic Growth & Reduced Inequalities for a more inclusive Pakistan. Copyright Business Recorder, 2024McGill runs for 2TDs and North Texas becomes bowl eligible by beating Temple 24-17

Kinkead Dent and diverse ground game powers UT Martin past New Hampshire, 41-10 in FCS 1st roundChief William Commanda Bridge closing for winter as of Wednesday

NoneOriginally published in 2023 It’s that time of the year when Santa Claus’ helpers, Elf on the Shelf, are sent to ensure the kids are on their best behavior before Christmas. While staying at your house, an elf will consistently change its spot, quietly observing who’s naughty or nice before reporting back to Santa. But don’t be fooled by these little spies because they can’t help but get themselves into trouble. Get your Elf on the Shelf on Amazon. Tag us at #SILive on Instagram to share your creative Elf photos with us for a chance to be featured on SILve.com and our social platforms. Over the years, Staten Islanders have shared some photo-worthy scenarios with us. Here are some highlights. Photo courtesy of Barbara. Photos courtesy of Stuart Murphy. These Lego characters tied up the Elf as his reindeer looked shocked. (Photo courtesy of Christina Deliso) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca The residents of Eger Harbor House got creative and had Carl the elf go fishing. (Photo courtesy of Kristin Ortado)(Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca This elf came in like a recking ball, and never meant to fall in love. (Photo courtesy of Sherry Large)(Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Hannibal elf? (Photo courtesy of Rita Costanzo) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca From The Illuzzi & Ball Family. Caitlin Della Rocca Caitlin Della Rocca If you want to take your elf one step further, put the chocolate on tissue and leave a funny note. (Photo courtesy of Monique Prter) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Have the kid's leave snacks for the elf. (Photo courtesy of Rose Wenzell) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Set up your elf to go fishing with Goldfish. (Photo courtesy of Misty Cooper) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Photo courtesy of Sherrie Lynne. If you have games, set up your Elf and other figures to have some friendly competition. (Photo courtesy of Sanders Jessica) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca These elf's are having fun playing UNO -- who will win? (Photo courtesy of Dana Materia)( Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Photo courtesy of Lorraine Pavlick. Even the Elf runs on Dunkin. Stick a small straw in coffee for the Elf -- he has a long trip back to the North Pole. (Photo courtesy of Sarah Buccellato) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Photos courtesy of Stuart Murphy. Courtesy of Ildy Figueroa of New Jersey. Photo courtesy of Chuck Sommers. Operation gingerbread house is in full affect. (Photo courtesy of Joe and Tara)(Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Photos courtesy of Paula Mastroguilio. Creative Elf on the Shelf ideas: Staten Island edition Photo courtesy of the Chioffe family. Have your elf leave messages for the children, making sure they are good this year. (Photo courtesy of Julie Everhart)(Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Photos courtesy of Gaby Amalfitano. Even elf's can be mischievous, have your elf make photo copies as a prank. (Photo courtesy of Dawn Harris-Williams)(Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Photos courtesy of Paula Mastroguilio. - These elf's are having a snowball fight with mini marshmallows -- who will win? (Photo courtesy of Linda Lee)(Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Have your elf make a statement. (Photo courtesy of Elizabeth Mauro) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Winter is coming and this elf is the Queen of the North(Pole). (Photo courtesy of Jenna Guzzi)(Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Photo courtesy of Maria. Have a water dispenser on your refrigerator? Add your elf and a soap bar to show to the kids he's squeaky clean. (Photo courtesy of Sarah Buccellato) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Photo courtesy of Katy Bucsi. Photo courtesy of Barbara. Photos courtesy of Barbara. Have your elf show some team spirit -- what team are they rooting for? (Photo courtesy of Larry Yorks) (Staten Island Advance/ Caitlin Della Rocca) Caitlin Della Rocca Caitlin Della Rocca Photo courtesy of Maria. Staten Islanders have really funny and easy ideas to share! Staten Islanders are sharing their Elf on the Shelf ideas that are perfect for the last minute! Chippy and Amanda Cavagnaro (Staten Island Advance/Pamela Silvestri) Staff-Shot From the Kenul family. Staff-Shot Staten Island Advance Elf on the Shelf, Cavagnaro, West Brighton, in their special home made by James and Andrew Cavagnaro, 2017 (Staten Island Advance/Pamela Silvestri) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) Elf on the Shelf photos submitted from years past. (Advance photo) RECOMMENDED • silive .com SiriusXM launches 26 holiday music channels, including new Jimmy Fallon special Nov. 28, 2024, 6:30 a.m. 2024 Macy’s Thanksgiving Day Parade in NYC: New floats, celebrity lineup, Broadway performances and more Nov. 25, 2024, 8:00 a.m. Elf on the Shelf photos submitted from years past. (Advance photo) The Chung's elves on Staten Island, New Springville. (Staten Island Advance) Elf on the Shelf photos submitted from years past. (Advance photo)Climate change has emerged as a significant risk to sovereign debt sustainability, impacting fiscal stability and growth prospects. For example, extreme weather events such as cyclones and floods lead to infrastructure destruction, reduced agricultural output and displacement, necessitating increased public expenditure for recovery. For instance, Pakistan's floods in 2022 caused damages exceeding $30 billion. In Bangladesh, Cyclone Sidr (2007) caused damages of approximately $1.7 billion. The European Central Bank warns that climate inaction could exacerbate sovereign risks due to materialised liabilities and financial instability. Their report highlights the growing impact of climate change on sovereign debt and financial stability, emphasising the urgency for integrating climate risks into fiscal planning. It outlines how climate-related hazards, including extreme weather and long-term environmental changes, can directly harm public finances through increased recovery costs and indirectly disrupt economies, reducing tax revenues and raising borrowing costs. The report stresses that inaction on climate risks could lead to higher sovereign risk premiums and deteriorating credit ratings, especially for vulnerable countries. It recommends that governments and financial institutions adopt proactive measures, such as incorporating climate risks into debt sustainability analyses, enhancing transparency, and mobilising green investments to mitigate these challenges. Developing countries face a compounded crisis of rising sovereign debt and heightened vulnerability to climate change. For instance, countries like Mozambique, Bangladesh, etc. face acute fiscal constraints that limit their ability to finance climate resilience projects. This nexus creates a vicious cycle: climate events damage economies, increase debt burdens, and reduce fiscal capacity to address future risks. New financing mechanisms aim to alleviate fiscal constraints while driving climate action, with nations restructuring or forgiving parts of their debt in exchange for investments in conservation or renewable energy. Green bonds offer investors the opportunity to align their portfolios with environmental objectives while earning returns. Bangladesh has begun exploring creative solutions to address climate finance challenges. Some key examples include sovereign green bonds. Bangladesh's first sustainability-linked bond (SLB) was issued by Pran Agro Limited. The bond, arranged by Standard Chartered Bank, is a significant milestone in Bangladesh's sustainable finance sector. It links financial incentives to achieving specific sustainability targets, such as reducing greenhouse gas emissions and enhancing resource efficiency. This innovative financing approach aligns with global environmental and social priorities while supporting the country's economic development. Partnerships with the private sector could help reduce public financing burdens. Also, clean energy from rooftop solar installations in garment factories can reduce operational costs while meeting international buyers' renewable energy requirements. The success of factories in Gazipur demonstrates the viability of this approach. The BGMEA has identified rooftop solar as a significant opportunity to reduce energy costs and carbon footprints in the garments sector. However, high initial costs deter private investments in renewable energy projects. Besides, the aging infrastructure of Bangladesh's national grid limits its ability to incorporate renewable energy. So, credit rating agencies and multilateral development banks should include climate risk factors in their analyses to facilitate climate-resilient investments. Developing countries need access to debt-for-climate swaps or concessional loans, coupled with technical support to implement climate projects. Simplified processes for accessing funds under frameworks like the Green Climate Fund are essential to empower vulnerable nations. Additionally, developed nations must enhance contributions to climate funds, ensuring fair and adequate financial support for adaptation and mitigation. The writer is chairman of Financial Excellence Ltd. This piece is based on his discussion points at COP29 in Baku, Azerbaijan.

Muscat : Oman plans to implement a unified customs tariff as part of its strategy to enhance trade within the Gulf Cooperation Council (GCC) starting January 1, 2025. The initiative aims to streamline customs operations in the GCC member states. This new tariff system will undergo substantial adjustments as part of the GCC’s continued collaboration and partnership with the commercial community. The system will adopt a 12-digit format instead of the previous 8-digit format. Customs service beneficiaries are advised to review the new tariff system details on the General Administration of Customs’ official website .HARRISBURG, Pa. (AP) — President-elect Donald Trump is underscoring his intention to block the purchase of U.S. Steel by Japanese steelmaker Nippon Steel Corp. , and he's pledging to use tax incentives and tariffs to strengthen the iconic American steelmaker. Trump had vowed early in the presidential campaign that he would “instantaneously” block the deal, and he reiterated that sentiment in a post on his Truth Social platform on Monday night. “I am totally against the once great and powerful U.S. Steel being bought by a foreign company” and will use tax incentives and tariffs to make U.S. Steel “Strong and Great Again, and it will happen FAST!” he wrote. “As President," he continued, "I will block this deal from happening. Buyer Beware!!!” President Joe Biden , like Trump, also opposes Nippon Steel's purchase of Pittsburgh-based U.S. Steel. Biden’s White House in September said that it had yet to see a report from the secretive Committee on Foreign Investment in the United States , which was reviewing the transaction for national security concerns. The committee, which is chaired by the treasury secretary and includes other Cabinet members, can recommend that the president block a transaction, and federal law gives the president that power. Ahead of the November election, the proposed merger carried political importance in Pennsylvania, a critical swing state that Trump eventually won. Biden publicly sided with the United Steelworkers, the labor union, in seeking to reject the deal. When he announced his opposition in a March statement, Biden said: “U.S. Steel has been an iconic American steel company for more than a century, and it is vital for it to remain an American steel company that is domestically owned and operated.” Nippon Steel has said it is the only company that can make the necessary investment in U.S. Steel's factories and strengthen the American steel industry. Both Nippon Steel and U.S. Steel on Tuesday released statements in support of the acquisition. "This transaction should be approved on its merits. The benefits are overwhelmingly clear. Our communities, customers, investors, and employees strongly support this transaction, and we will continue to advocate for them and adherence to the rule of law," U.S. Steel said. The deal follows a long stretch of protectionist U.S. tariffs that analysts say has helped reinvigorate domestic steel, including U.S. Steel. U.S. Steel's shareholders have approved the deal, but the United Steelworkers oppose it. In a statement Tuesday, the union said the deal carries “serious long-term implications for U.S. economic and national security.” “It’s clear that President Trump understands the vital role a strong domestic steel industry plays in our national security, as well as the importance of the jobs and communities the industry supports," the union said. The deal has drawn bipartisan opposition in the U.S. Senate, including from the incoming vice president, Republican Sen. JD Vance of Ohio, although the federal government's objections to the deal have drawn criticism that the opposition is political. Some U.S. Steel workers would prefer Nippon Steel acquire the company, given that it appears to have a better financial balance sheet than another potential buyer, Cleveland-Cliffs. U.S. Steel “provided a very, very good life for our families for a lot of years,” said Jack Maskil, a vice president at the Steelworkers local branch in West Mifflin, Pennsylvania. “And we feel that with the Nippon deal that a lot more families for futures to come will be able to share the same.” West Mifflin Mayor Chris Kelly said he met with Nippon Steel executives and found himself satisfied by their commitments. Located southeast of Pittsburgh, West Mifflin is home to U.S. Steel's Mon Valley Works–Irvin Plant. “There’s no question in my mind that it’s the best deal moving forward,” Kelly said at a panel hosted on Tuesday by the conservative think tank Hudson Institute, where Maskil was also speaking. The Biden administration committee vetting the merger is scheduled later this month to decide on the acquisition or possibly extend the ongoing review. William Chou, a deputy director at the Hudson Institute specializing in relations with Japan, said that "President-elect Trump's view on the deal are important." But given the upcoming deadline, “It's up to President Biden to recognize how this deal will advance the interests of future generations of U.S. Steel union steelworkers.” Trump’s statement came two weeks after Nippon Steel’s vice chairman, Takahiro Mori, visited Pittsburgh and Washington to meet with lawmakers, local officials and workers in an ongoing persuasion campaign. That campaign has included Nippon Steel's promises to boost its capital commitments beyond the original deal and, more recently, a pledge that it won’t import steel slabs that would compete with U.S. Steel’s blast furnaces. As part of its proposed $14.9 billion purchase of U.S. Steel, Nippon Steel also pledged to invest at least $1.4 billion in USW-represented facilities, not to conduct layoffs or plant closings during the term of the basic labor agreement, and to protect the best interests of U.S. Steel in trade matters. ___ Boak reported from Washington. Marc Levy And Josh Boak, The Associated Press

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Citigroup Inc. lifted its holdings in HF Sinclair Co. ( NYSE:DINO – Free Report ) by 25.1% in the third quarter, Holdings Channel reports. The fund owned 200,882 shares of the company’s stock after purchasing an additional 40,341 shares during the quarter. Citigroup Inc.’s holdings in HF Sinclair were worth $8,953,000 at the end of the most recent quarter. Several other institutional investors and hedge funds also recently added to or reduced their stakes in the stock. Matrix Trust Co lifted its stake in shares of HF Sinclair by 122.4% in the 3rd quarter. Matrix Trust Co now owns 576 shares of the company’s stock valued at $26,000 after purchasing an additional 317 shares during the last quarter. Capital Performance Advisors LLP purchased a new stake in HF Sinclair during the 3rd quarter valued at $27,000. Innealta Capital LLC bought a new stake in HF Sinclair in the second quarter worth $34,000. Massmutual Trust Co. FSB ADV boosted its stake in HF Sinclair by 82.2% during the third quarter. Massmutual Trust Co. FSB ADV now owns 820 shares of the company’s stock worth $37,000 after buying an additional 370 shares during the period. Finally, Coastline Trust Co bought a new position in HF Sinclair during the third quarter valued at $55,000. Hedge funds and other institutional investors own 88.29% of the company’s stock. Analyst Ratings Changes Several research firms have recently issued reports on DINO. Scotiabank lowered their target price on shares of HF Sinclair from $66.00 to $57.00 and set a “sector outperform” rating for the company in a report on Thursday, October 10th. JPMorgan Chase & Co. decreased their price objective on shares of HF Sinclair from $60.00 to $51.00 and set a “neutral” rating for the company in a research note on Wednesday, October 2nd. BMO Capital Markets cut their target price on HF Sinclair from $57.00 to $53.00 and set an “outperform” rating on the stock in a research note on Friday, October 4th. Mizuho decreased their price target on HF Sinclair from $53.00 to $50.00 and set a “neutral” rating for the company in a research note on Thursday, October 10th. Finally, Piper Sandler cut their price objective on HF Sinclair from $58.00 to $49.00 and set an “overweight” rating on the stock in a research report on Friday, September 20th. Six analysts have rated the stock with a hold rating and seven have given a buy rating to the company’s stock. According to data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $54.27. Insider Buying and Selling In related news, Director Franklin Myers bought 5,000 shares of the stock in a transaction that occurred on Friday, November 1st. The stock was bought at an average cost of $38.76 per share, for a total transaction of $193,800.00. Following the purchase, the director now directly owns 145,293 shares of the company’s stock, valued at approximately $5,631,556.68. This trade represents a 3.56 % increase in their ownership of the stock. The purchase was disclosed in a legal filing with the SEC, which is accessible through this hyperlink . 0.28% of the stock is owned by company insiders. HF Sinclair Stock Performance Shares of HF Sinclair stock opened at $40.97 on Friday. HF Sinclair Co. has a one year low of $38.25 and a one year high of $64.16. The company has a market capitalization of $7.71 billion, a PE ratio of 25.29 and a beta of 1.18. The company has a debt-to-equity ratio of 0.24, a quick ratio of 0.90 and a current ratio of 1.81. The company has a 50-day simple moving average of $43.14 and a two-hundred day simple moving average of $47.86. HF Sinclair ( NYSE:DINO – Get Free Report ) last posted its earnings results on Thursday, October 31st. The company reported $0.51 EPS for the quarter, beating analysts’ consensus estimates of $0.32 by $0.19. The company had revenue of $7.21 billion during the quarter, compared to analysts’ expectations of $7.11 billion. HF Sinclair had a net margin of 1.10% and a return on equity of 5.51%. HF Sinclair’s revenue for the quarter was down 19.1% compared to the same quarter last year. During the same quarter in the prior year, the company posted $4.06 earnings per share. Research analysts expect that HF Sinclair Co. will post 2.35 EPS for the current fiscal year. HF Sinclair Announces Dividend The firm also recently disclosed a quarterly dividend, which will be paid on Wednesday, December 4th. Stockholders of record on Thursday, November 21st will be given a $0.50 dividend. The ex-dividend date is Thursday, November 21st. This represents a $2.00 dividend on an annualized basis and a dividend yield of 4.88%. HF Sinclair’s payout ratio is 123.46%. HF Sinclair Profile ( Free Report ) HF Sinclair Corporation operates as an independent energy company. The company produces and markets gasoline, diesel fuel, jet fuel, renewable diesel, specialty lubricant products, specialty chemicals, specialty and modified asphalt, and others. It owns and operates refineries located in Kansas, Oklahoma, New Mexico, Utah, Washington, and Wyoming; and markets its refined products principally in the Southwest United States and Rocky Mountains, Pacific Northwest, and in other neighboring Plains states. Featured Articles Want to see what other hedge funds are holding DINO? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for HF Sinclair Co. ( NYSE:DINO – Free Report ). Receive News & Ratings for HF Sinclair Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for HF Sinclair and related companies with MarketBeat.com's FREE daily email newsletter .The Gross Law Firm Notifies Terran Orbital Corporation Investors of a Class Action Lawsuit and Upcoming Deadline – LLAPCOLORADO SPRINGS, Colo. (AP) — EJ Neal had 12 points in Sacramento State's 63-61 win against Air Force on Wednesday night. Neal had five rebounds for the Hornets (2-4). Julian Vaughns shot 5 for 8, including 2 for 4 from beyond the arc to add 12 points. Jacob Holt had 10 points and shot 3 of 5 from the field and 4 of 4 from the free-throw line. The Falcons (2-5) were led by Jeffrey Mills, who posted 19 points. Ethan Taylor added 11 points, eight rebounds, five assists and two steals for Air Force. Vaughns scored eight points in the first half and Sacramento State went into halftime trailing 33-22. Sacramento State used a 12-0 second-half run to take the lead at 34-33. Lachlan Brewer scored 10 second-half points. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .

Dr. Mahamudu Bawumia Positions Himself as Ghana’s Best Choice for Leadership

Hungarian Prime Minister Viktor Orban on Friday denounced the International Criminal Court’s issuing of an arrest warrant for Israeli Prime Minister Benjamin Netanyahu, saying he would defy it by inviting him to Hungary. In comments to state radio, Mr. Orban accused the International Criminal Court (ICC), the world’s top war crimes court based in The Hague, of “interfering in an ongoing conflict for political purposes,” saying the decision to issue the warrant for Mr. Netanyahu over his conduct of the war in Gaza undermined international law and escalated tensions. Member countries of the ICC, such as Hungary, are required to detain suspects facing a warrant if they set foot on their soil, but the court has no way to enforce that. The ICC issued the arrest warrant on Thursday for Mr. Netanyahu as well as for his former defence minister and Hamas’ military chief, accusing them of crimes against humanity in connection with the 13-month war in Gaza. The warrants said there was reason to believe Mr. Netanyahu and former Defence Minister Yoav Gallant used “starvation as a method of warfare” by restricting humanitarian aid and intentionally targeted civilians in Israel’s campaign against Hamas in Gaza – charges Israeli officials deny. In his comments Friday, Mr. Orban, a close Netanyahu ally, called the arrest warrant “outrageously impudent” and “cynical.” He said he would invite Mr. Netanyahu to Hungary later Friday and vowed to disregard the warrant if the invitation is accepted. “We will defy this decision, and it will have no consequences for him,” Mr. Orban said. Hungarian Foreign Minister Peter Szijjarto earlier criticised the ICC’s warrant as “absurd.” Israel and its top ally, the United States, are not members of the court. But other Israeli allies, including some of its close European friends, are put in an awkward position by the warrants. Several, including France, welcomed the court’s decision and signalled they might arrest Mr. Netanyahu if he visited. White House press secretary Karine Jean-Pierre said President Joe Biden’s administration was “deeply concerned by the prosecutor’s rush to seek arrest warrants and the troubling process errors that led to this decision.” Mr. Netanyahu on Friday praised Hungary for its stance on the warrant, saying in a statement: “Against the shameful weakness of those who stood by the outrageous decision against the right of the State of Israel to defend itself, Hungary – like our friends in the United States – is displaying moral clarity and standing by justice and truth.” The action by the ICC came as the death toll from Israel’s campaign in Gaza passed 44,000, according to local health authorities, who say more than half of those killed were women and children. Their count does not differentiate between civilians and combatants. Published - November 23, 2024 03:00 am IST Copy link Email Facebook Twitter Telegram LinkedIn WhatsApp Reddit Israel / Hungary / crime / international court or tribunal / international law / arrest / law enforcement / crime, law and justiceNeal had five rebounds for the Hornets (2-4). Julian Vaughns shot 5 for 8, including 2 for 4 from beyond the arc to add 12 points. Jacob Holt had 10 points and shot 3 of 5 from the field and 4 of 4 from the free-throw line. The Falcons (2-5) were led by Jeffrey Mills, who posted 19 points. Ethan Taylor added 11 points, eight rebounds, five assists and two steals for Air Force. Vaughns scored eight points in the first half and Sacramento State went into halftime trailing 33-22. Sacramento State used a 12-0 second-half run to take the lead at 34-33. Lachlan Brewer scored 10 second-half points. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .10 tips from experts to help you change your relationship with money in 2025

NEW YORK, Nov. 26, 2024 (GLOBE NEWSWIRE) -- The Gross Law Firm issues the following notice to shareholders of iLearningEngines, Inc. (NASDAQ: AILE). Shareholders who purchased shares of AILE during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointment. Appointment as lead plaintiff is not required to partake in any recovery. CONTACT US HERE: https://securitiesclasslaw.com/securities/ilearningengines-loss-submission-form/?id=113431&from=3 CLASS PERIOD: April 22, 2024 to August 28, 2024 ALLEGATIONS: The complaint alleges that during the class period, Defendants issued materially false and/or misleading statements and/or failed to disclose that: (1) the Company’s “Technology Partner” was an undisclosed related party; (2) the Company used its undisclosed related party Technology Partner to report “largely fake” revenue and expenses; (3) as a result of the foregoing, the Company significantly overstated its revenue; and (4) as a result of the foregoing, defendants’ positive statements about the Company’s business, operations, and prospects were materially misleading and/or lacked a reasonable basis. DEADLINE: December 6, 2024 Shareholders should not delay in registering for this class action. Register your information here: https://securitiesclasslaw.com/securities/ilearningengines-loss-submission-form/?id=113431&from=3 NEXT STEPS FOR SHAREHOLDERS: Once you register as a shareholder who purchased shares of AILE during the timeframe listed above, you will be enrolled in a portfolio monitoring software to provide you with status updates throughout the lifecycle of the case. The deadline to seek to be a lead plaintiff is December 6, 2024. There is no cost or obligation to you to participate in this case. WHY GROSS LAW FIRM? The Gross Law Firm is a nationally recognized class action law firm, and our mission is to protect the rights of all investors who have suffered as a result of deceit, fraud, and illegal business practices. The Gross Law Firm is committed to ensuring that companies adhere to responsible business practices and engage in good corporate citizenship. The firm seeks recovery on behalf of investors who incurred losses when false and/or misleading statements or the omission of material information by a company lead to artificial inflation of the company's stock. Attorney advertising. Prior results do not guarantee similar outcomes. CONTACT: The Gross Law Firm 15 West 38th Street, 12th floor New York, NY, 10018 Email: dg@securitiesclasslaw.com Phone: (646) 453-8903NEW YORK (AP) — With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you're saving to move out of your parents' house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. “Entering a new year doesn’t erase all our financial challenges from the prior year," Alev said. “But it can really help to bring a fresh-start mentality to how you’re managing your finances.” If you’re planning to make financial resolutions for the new year, experts recommend that you start by evaluating the state of your finances in 2024. Then, set specific goals and make sure they're attainable for your lifestyle. Here are some tips from experts: Think about how you currently deal with finances — what's good, what's bad, and what can improve. “Let this be the year you change your relationship with money,” said Ashley Lapato, personal finance educator for YNAB, a budgeting app. If you feel like money is a chore, that there's shame surrounding the topic of money, or like you were born being “bad at money,” it's time to change that mentality, Lapato said. To adjust your approach, Lapato recommends viewing money goals as an opportunity to imagine your desired lifestyle in the future. She recommends asking questions like, “What do my 30s look like? What do my 40s look like?” and using money as a means to get there. Liz Young Thomas, head of SoFi Investment Strategy, added that it’s key you forgive yourself for past mistakes in order to move into the new year with motivation. When setting your financial resolutions for 2025, it's important to establish the “why” of each, said Matt Watson, CEO of Origin, a financial tracking app. “If you can attach the financial goal to a bigger life goal, it’s much more motivating and more likely you’ll continue on that path,” Watson said. Whether you're saving to buy a house, pay off credit card debt or take a summer vacation, being clear about the goal can keep you motivated. Watson also recommends using a tool to help you keep track of your finances, such as an app, spreadsheet, or website. “After three years of inflation, your pay increases are likely still playing catch up to your monthly expenses, leaving you wondering where all the money is going," said Greg McBride, chief financial analyst at Bankrate. "Make that monthly budget for 2025 and resolve to track your spending against it throughout the year." McBride said that you may need to make adjustments during the year as certain expenses increase, which would require cutting back in other areas. “Calibrate your spending with your income, and any month you spend less than budgeted, transfer the difference into your savings account, ideally a high-yield savings account,” he said. “Interest rates aren’t likely to come down very fast, so you’re still going to have to put in the hard work of paying down debt, especially high-cost credit card debt, and do so with urgency,” McBride said. Start by taking stock of how much debt you have now relative to the beginning of the year. Hopefully you’ve made steady progress on paying it down, but, if you’ve gone in the other direction, McBride encourages making a game plan. That includes looking into 0% balance transfer offers. “You have more power over credit card interest rates than you think you do," said Matt Schulz, chief credit analyst at LendingTree. “Wielding that power is one of the best moves you can make in 2025.” A 0% balance transfer credit card is “a good weapon” in the fight against high card APRs, or annual percentage rates, he said. A low-interest personal loan is an option as well. You may simply be able to pick up the phone and ask for a lower interest rate. LendingTree found that a majority of people who did that in 2024 were successful, and the average reduction was more than 6 points. When planning for your financial resolutions, it’s important to consider how you’re going to make your goals sustainable for your lifestyle, said Credit Karma's Alev. “It really is a marathon, not a sprint,” Alev said. Alev recommends setting realistic, practical goals to make it easier to stick with them. For example, instead of planning to save thousands of dollars by the end of the year, start by saving $20 a paycheck. Even when your plans are achievable, there are times you'll get derailed. Maybe it’s an unexpected medical bill or an extraordinary life event. When these situations happen, Alev recommends trying not to feel defeated and working to get back on track without feeling guilty. “You can't manage what you can't see, so set a New Year’s resolution to check your credit score monthly in 2025," said Rikard Bandebo, chief economist at VantageScore. “Be sure to pay more than the minimum on your credit accounts, as that's one of the best ways to boost your credit score.” Bandebo also advises student loan borrowers to make all payments on time, as servicers will begin to report late payments starting in January, and missed payments will affect borrowers' credit scores. Automated changes, like increasing workplace 401(k) plan contributions, setting up direct deposits from paychecks into dedicated savings accounts, and arranging for monthly transfers into an IRA and/or 529 college savings accounts all add up quickly, McBride said. Your financial goals can encompass more than just managing your money better — they can also be about keeping your money safe from scams . A golden rule to protect yourself from scams is to “slow down,” said Johan Gerber, vice president of security solutions at Mastercard. “You have to slow down and talk to other people if you’re not sure (whether or not) it’s scam,” said Gerber, who recommends building an accountability system with family to keep yourself and your loved ones secure. Scammers use urgency to make people fall for their tricks, so taking your time to make any financial decision can keep you from losing money. Your financial goals don’t always have to be rooted in a dollar amount — they can also be about well-being. Finances are deeply connected with our mental health, and, to take care of our money, we also need to take care of ourselves. “I think that now more than any other year, your financial wellness should be a resolution," said Alejandra Rojas, personal finance expert and founder of The Money Mindset Hub, a mentoring platform for women entrepreneurs. "Your mental health with money should be a resolution.” To focus on your financial wellness, you can set one or two goals focusing on your relationship with money. For example, you could find ways to address and resolve financial trauma, or you could set a goal to talk more openly with loved ones about money, Rojas said. —— The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

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