Debt Collection Software Market to Grow by USD 2.31 Billion (2024-2028), Driven by Rising NPLs and AI-Powered Market Evolution - TechnavioNone
NEW YORK , Dec. 11, 2024 /PRNewswire/ -- Report on how AI is driving market transformation - The global debt collection software market size is estimated to grow by USD 2.31 billion from 2024-2028, according to Technavio. The market is estimated to grow at a CAGR of 8.92% during the forecast period. Rise in non-performing loans (npls) is driving market growth, with a trend towards integration of advanced technologies in debt collection software. However, high cost of debt collection software poses a challenge. Key market players include AgreeYa Solutions Inc., Analog Legalhub Technology Solutions Pvt. Ltd., CDS Software, Chetu Inc., Comtech Systems Inc., Comtronic Systems LLC, DAKCS Software Systems Inc., Debt Pay Inc., DebtCol Software Pty. Ltd., Debtrak, Experian Plc, ezyCollect Pty. Ltd., Fair Isaac Corp., Fidelity National Information Services Inc., Gaviti Akyl Ltd., Indigo Cloud Ltd., MarketXpander Services Pvt. Ltd., Nestack Technologies Pvt. Ltd., PDCflow, PrimeSoft Solutions Inc., Quantrax Corp. Inc., Radixweb, receeve GmbH, Sila Inc., Totality Software Inc., A4dable Software, Ameyo Pvt Ltd., DBA PaySimple Inc., Simplicity Collection Software, Constellation Software Inc.; CGI Group Inc.; TransUnion; Nucleus Software Exports Ltd.; Pegasystems Inc.; Temenos Group AG; PAIR Finance; Credgenics AI-Powered Market Evolution Insights. Our comprehensive market report ready with the latest trends, growth opportunities, and strategic analysis- View Free Sample Report PDF Forecast period 2024-2028 Base Year 2023 Historic Data 2018 - 2022 Segment Covered Deployment (On-premises and Cloud-based), Industry Application (Small and medium enterprises and Large enterprises), and Geography (North America, Europe, APAC, South America, and Middle East and Africa), Component, enterprise size, end-user Region Covered North America, Europe, APAC, South America, and Middle East and Africa Key companies profiled AgreeYa Solutions Inc., Analog Legalhub Technology Solutions Pvt. Ltd., CDS Software, Chetu Inc., Comtech Systems Inc., Comtronic Systems LLC, DAKCS Software Systems Inc., Debt Pay Inc., DebtCol Software Pty. Ltd., Debtrak, Experian Plc, ezyCollect Pty. Ltd., Fair Isaac Corp., Fidelity National Information Services Inc., Gaviti Akyl Ltd., Indigo Cloud Ltd., MarketXpander Services Pvt. Ltd., Nestack Technologies Pvt. Ltd., PDCflow, PrimeSoft Solutions Inc., Quantrax Corp. Inc., Radixweb, receeve GmbH, Sila Inc., Totality Software Inc., A4dable Software, Ameyo Pvt Ltd., DBA PaySimple Inc., Simplicity Collection Software, Constellation Software Inc.; CGI Group Inc.; TransUnion; Nucleus Software Exports Ltd.; Pegasystems Inc.; Temenos Group AG; PAIR Finance; Credgenics Key Market Trends Fueling Growth The Debt Collection Software market is witnessing significant trends, including automation, multichannel communication, and affordability for organizations of all sizes. Large enterprises segment seeks economies of scale through deployment of advanced debt collection solutions. Services and solutions segments dominate, offering debt collection services and modern applications for effective loan recovery. Implementation of debt collection software involves business-specific needs, training, and implementation work. Legacy systems are being replaced with modern applications for productivity and effective debt recovery. Borrower data, overdue invoice reminders, phone calls, and online payment collection are essential components of the debt collection ecosystem. Banks and financial organizations prioritize debt collection journeys and money collection process, addressing complexities through automation, notifications, alerts, and compliance with consumer protection laws and debt collection regulations. Costs, bankruptcy status, and litigious consumers pose challenges. InterProse Corporation's InterProse ACE offers debt collection software for government organizations, with components including text messaging, voice mail drops, dialers, and compliance with debt collection regulations. Deployment options include on-premises and cloud-based, catering to enterprise size. The debt collection software market is undergoing a transformation through the integration of advanced technologies such as artificial intelligence (AI), machine learning (ML), and data analytics. These technologies are streamlining debt collection processes by enhancing decision-making capabilities, automating repetitive tasks, and improving overall efficiency. AI specifically, is revolutionizing the financial industry by enabling automated decision-making processes, predictive analytics, and personalized customer interactions. For instance, AI algorithms analyze historical debtor data to forecast payment behaviors and suggest tailored collection strategies, resulting in more effective interventions. This technological integration is a game-changer for the debt collection industry. Insights on how AI is driving innovation, efficiency, and market growth- Request Sample! • The Debt Collection Software market faces challenges in automating debt collection processes for organizations, particularly in the large enterprises segment. Affordability and economies of scale are key considerations, as debt collection software solutions must effectively meet business-specific needs without straining budgets. Automation of loan recovery processes, online payment collection, and multichannel communication are essential for productivity and effective debt recovery. Services and solutions segments offer debt collection services and deployment of software for organizations. Debt collection journeys include overdue invoice reminders, phone calls, text messaging, voice mail drops, and dialers. Borrower data, debt collection regulations, bankruptcy status, and litigious consumers add complexities to the debt collection ecosystem. InterProse Corporation's InterProse ACE software addresses these challenges with automatic monitoring, notifications, and alerts. Deployment options include on-premises and cloud-based solutions, catering to various enterprise sizes. Training and implementation work are crucial for successful deployment and integration with core business systems, such as legacy systems and modern applications. Consumer protection laws and debt collection regulations must be adhered to, ensuring compliance and effective debt collection. Costs, productivity, and effective debt recovery are the primary objectives for financial and banking organizations. The debt collection software market continues to evolve, providing innovative solutions to streamline the money collection process. • The debt collection software market is facing a significant challenge due to the high cost of the software. This issue poses a barrier for smaller debt collection agencies and businesses with limited financial resources, potentially reducing competition and increasing prices for consumers. The average cost of the software ranges from USD480 to USD1200 yearly per user, with enterprise solutions costing more based on specific requirements. This high expense can hinder market growth and limit access to effective debt collection solutions for many organizations. Insights into how AI is reshaping industries and driving growth- Download a Sample Report This debt collection software market report extensively covers market segmentation by 1.1 On-premises- On-premises debt collection software solutions hold a substantial position in the global debt collection software market, addressing the demands of businesses that value internal infrastructure management, data security, and customizability. These software solutions are installed and operated within an organization's premises, granting users a significant degree of autonomy over their debt collection operations. Large enterprises, particularly those in regulated industries like finance and healthcare, prefer on-premises debt collection software to safeguard sensitive debtor information and adhere to stringent data privacy regulations. Companies such as DAKCS Software Systems Inc. (DAKCS) provide tailored on-premises debt collection solutions, catering to the unique security and regulatory needs of large enterprises. This level of customization is particularly appealing to complex debt collection operations within large enterprises. On-premises debt collection software enables organizations to maintain full control over their data and operations, which is essential for large enterprises adhering to strict IT policies and security protocols. Providers like CDS Software offer extensive on-premises debt collection software, empowering large enterprises to manage their debt collection processes while ensuring data security and integrity. The need for direct control over data and operations, combined with the ability to customize software to align with specific business processes, is expected to fuel the growth of the on-premises segment in the global debt collection software market. Download complimentary Sample Report to gain insights into AI's impact on market dynamics, emerging trends, and future opportunities- including forecast (2024-2028) and historic data (2018 - 2022) The Debt Collection Software market is witnessing significant growth due to the automation of debt collection processes, providing large enterprises with economies of scale and affordability. This market caters to both services and solutions segments, offering debt collection services and software solutions to organizations. The deployment of debt collection software streamlines the loan recovery process, enabling effective communication through multichannel methods. Borrower data management is crucial, and these systems provide features like overdue invoice reminders, phone calls, and online payment collection. Banking and financial organizations benefit greatly from these solutions, increasing productivity and improving the effectiveness of debt recovery. However, implementing debt collection software comes with complexities, including business-specific needs, training, and implementation work. Legacy systems and modern applications must be considered during strategy development. The debt collection ecosystem requires a well-thought-out plan for successful implementation. The Debt Collection Software market is witnessing significant growth due to the automation of debt collection processes, which helps organizations streamline their loan recovery process and improve productivity. The large enterprises segment is a major contributor to the market's growth, as they can leverage economies of scale and affordability. The market offers both solutions and services segments, with debt collection services being a popular choice for organizations seeking expert assistance in managing their debt collection journeys. The deployment of debt collection software involves careful strategy and implementation, taking into account business-specific needs and the complexities of the debt collection ecosystem. Modern applications replace legacy systems, offering online payment collection, overdue invoice reminders, and multichannel communication options like phone calls, text messaging, voice mail drops, and dialers. Implementation work includes training and adherence to debt collection regulations, consumer protection laws, bankruptcy status, and litigious consumers. The market caters to banking organizations, financial institutions, government organizations, and other entities, providing effective debt recovery and cost savings through automatic monitoring, notifications, and alerts. 1 Executive Summary 2 Market Landscape 3 Market Sizing 4 Historic Market Size 5 Five Forces Analysis 6 Market Segmentation 7 Customer Landscape 8 Geographic Landscape 9 Drivers, Challenges, and Trends 10 Company Landscape 11 Company Analysis 12 Appendix Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavio's report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavio's comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios. Technavio Research Jesse Maida Media & Marketing Executive US: +1 844 364 1100 UK: +44 203 893 3200 Email: media@technavio.com Website: www.technavio.com/ View original content to download multimedia: https://www.prnewswire.com/news-releases/debt-collection-software-market-to-grow-by-usd-2-31-billion-2024-2028-driven-by-rising-npls-and-ai-powered-market-evolution---technavio-302327886.html SOURCE TechnavioMikaela Shiffrin suffers abrasion on hip during crash on final run of World Cup giant slalomNEW YORK , Dec. 11, 2024 /PRNewswire/ -- Report with the AI impact on market trends - The global iron ore market size is estimated to grow by USD 57.5 billion from 2024 to 2028, according to Technavio. The market is estimated to grow at a CAGR of 3.2% during the forecast period. For comprehensive forecast and historic data on regions,market segments, customer landscape, and companies- Click for the snapshot of this report Region Outlook 1. APAC - APAC is estimated to contribute 89%. To the growth of the global market. The Iron Ore Market report forecasts market growth by revenue at global, regional & country levels from 2017 to 2027. The iron ore market in APAC is anticipated to expand due to the rising demand for steel in the region. This demand is driven by industrialization and infrastructure development projects in countries like Indonesia , South Korea , and India . Notably, Indonesia has announced a USD430 billion investment in infrastructure by 2024. Several industrial, commercial, and residential projects are underway in these countries, fueling the need for iron ore. Additionally, increasing government initiatives to boost steel production will further boost the demand for iron ore in APAC during the forecast period. For more insights on APAC's significant contribution along with the market share of rest of the regions and countries - Download a FREE Sample Segmentation Overview 1.1 Fines 1.2 Pellets 1.3 Lump 1.4 HBI/DRI 2.1 Surface mining 2.2 Underground mining 3.1 APAC 3.2 Europe 3.3 South America 3.4 North America 3.5 Middle East and Africa 1.1 Fastest growing segment: Iron ore fines are crushed forms of iron ore used in the production of sinter, a material essential for ironmaking in blast furnaces. Fines are mixed with a binder like clay and sometimes flux such as limestone during the sintering process. The advantage of using fines is their ability to be blended for optimal iron concentration and reduced contaminants. In the sintering process, fines are combined with coke breeze, limestone, and recycled sinter particles, enhancing blast furnace permeability for efficient iron production. Globally, iron ore fines are exported and traded for use in steel production, driving the growth of the iron ore fines market. Get a glance at the market contribution of rest of the segments - Download a FREE Sample Report in minutes! Research Analysis Iron ore is a crucial nonrenewable resource found primarily in the Earth's crust, predominantly as minerals such as hematite, magnetite, and goethite. These minerals contain metal iron, which is an essential component of steel, a versatile material with numerous industrial applications. Steel is used extensively in construction, manufacturing cars, and producing various appliances. Sedimentary rocks, including iron-rich formations, are the primary sources of iron ore. The mining and processing of iron ore involve extracting the ore from the ground and separating the iron minerals from other impurities. The resulting iron ore is then smelted to produce molten iron, which is used to create steel. Other elements, such as tungsten, manganese, nickel, vanadium, and chromium, are often found in iron ore deposits and can be extracted as by-products. The demand for iron ore is driven by the need for steel in various industries, including construction, automotive manufacturing, and residential and commercial building projects. Steel is used to create frames, panels, doors, engine blocks, gears, suspensions, and other components for cars, as well as hot-rolled steel for construction purposes. Market Overview Iron ore is a crucial nonrenewable resource found in the Earth's crust, primarily in the form of minerals such as Hematite, Magnetite, Goethite, Limonite, Siderite, and others. These minerals contain iron compounds that are essential for producing steel, a key material for construction, automotive industry, transportation, and various industrial applications. Iron ore comes in different forms, including lumps, pellets, and fines. Mining practices extract this resource from deposits, often located in sedimentary rocks or irregular iron nodules. The mining process involves equipment expenditures and can lead to environmental problems, such as waste materials, tailings, acid mine drainage, and airborne dust. Steel, derived from iron ore, is used in various industries, including building, car manufacturing, infrastructure, and more. It is a vital component in car bodies, trucks, and vehicles, contributing to their durability and strength. The automotive industry and transportation sector heavily rely on iron ore for fuel-efficient and environmentally friendly vehicles. Iron ore is also used in various industrial applications, such as pigment iron for paints, structural steel for buildings, bridges, and infrastructure, and in various manufacturing processes. Additionally, iron ore is used in the production of various other materials, such as tungsten, manganese, nickel, vanadium, and chromium. The demand for iron ore is high due to its extensive use in various industries. Consumers, including the construction, automotive, and manufacturing sectors, drive the market for iron ore. The mining and production of iron ore involve various processes, including sintering, pelletizing, and smelting, using equipment such as sinter facilities, blast furnaces, and steel mills. The iron and steel industry is a significant contributor to CO2 emissions, making it essential to focus on energy efficiency and the use of renewable energy sources. The industry is also exploring the use of hydrogen gas, steam oxidation, and other cleaner production methods to reduce its environmental footprint. Iron ore is used in various industries, including oil drilling rigs, catalyst industries, hydrogen gas production, and even in the production of iron oxide-based paints, UV radiation absorbers, and various consumer products like packaged food items and beverages. It is also used as a shield against radiation, in healing stones, and as gems. The mining and production of iron ore involve various challenges, including the handling of heavy media separation, ballast, and impurities. Foundries use iron ore in various manufacturing purposes, while energy storage and iron catalyst industries use it in their processes. Sinter plants and blast furnaces are essential components in the production of lump iron ore and iron ore fines, which are used in steel mills for manufacturing purposes. In conclusion, iron ore is a vital resource with extensive applications in various industries, from construction and automotive to manufacturing and consumer goods. Its production and use involve various processes, challenges, and environmental considerations. The industry's focus on productivity, energy efficiency, and the use of renewable energy sources will continue to shape its future. Start exploring market insights by Download a FREE Sample Report in minutes! Key Topics Covered: 1 Executive Summary 2 Market Landscape 3 Market Sizing 4 Historic Market Size 5 Five Forces Analysis 6 Market Segmentation 7 Customer Landscape 8 Geographic Landscape 9 Drivers, Challenges, and Trends 10 Venodr Landscape 11 Vendor Analysis 11.1 Anglo American; 11.2 Ansteel Group Corporation Limited 11.3 ArcelorMittal 11.4 BHP 11.5 Cleveland-Cliffs Inc. 11.6 EVRAZ plc 11.7 Fortescue Metals Group Ltd 11.8 HBIS Group 11.9 LKAB 11.10 Metalloinvest MC LLC 11.11 Rio Tinto 11.12 Vale 12 Appendix About Technavio Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavio's report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavio's comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios. Contacts Technavio Research Jesse Maida Media & Marketing Executive US: +1 844 364 1100 UK: +44 203 893 3200 Email: [email protected] Website: www.technavio.com/ SOURCE Technavio
Intuit's EVP Laura Fennell sells $5.06 million in stockNone
BELLEVUE, Wash.--(BUSINESS WIRE)--Nov 21, 2024-- T-Mobile US, Inc. (NASDAQ: TMUS) (“T-Mobile” or “the Company”) announced today that the Company’s Board of Directors has declared a cash dividend of $0.88 per share on its issued and outstanding shares of common stock. The dividend is payable on March 13, 2025 to stockholders of record as of the close of business on February 28, 2025. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.Thunderbird Entertainment Group Announces Arrangements to Address Mailing Delays Resulting from Canada Post Strike
NO. 20 TEXAS A&M 81, RUTGERS 77Silenced and erased, Hong Kong's decade of protest is now a defiant memoryAP News Summary at 9:54 a.m. EST
Assiniboia rolls out red carpet for SJHL's Weyburn Red Wings after rink closureAre you thinking of signing up with PlayGrand Casino but need to know more first? Finding out the full lowdown on any casino is super-important before registering, as it means you know if it’s right for you. Our overview of PlayGrand Casino is the ideal way to find out just what it offers to gamers in Canada and why it is one of the best sites to play at. When testing this platform out, I was keen to dig down into all the main areas any decent casino excels in – from bonuses to customer support, mobile play, safety and more. Read on to find out what makes PlayGrand so fantastic and why I rate it so highly. If you’re looking for a site with one of the best welcome offers for Canadian players , I definitely recommend PlayGrand Casino. I found its up to $1,000 bonus and 100 free spins offer for new customers to be one of the best around. I also liked how this promotion came with clear terms to read and a fairly low x35 wagering requirement. This made it simple to totally understand the bonus before signing up to claim it. This turned out to be easy, as I just deposited $500 after creating my account and instantly got the bonus money credited to play with. The fair terms also meant I had a good chance of wagering my bonus amount through – which I did eventually, and before the 30-day expiry period ended. While the welcome bonus at this casino was something I really liked, I found the choice of ongoing promos a little underwhelming. Let’s hope the people behind PlayGrand Casino rectify this soon and bring in things like cashback, prize wheel and other industry-standard bonuses for users. I was also disappointed to see no active loyalty or VIP program when testing this site out. I love being able to play games on the move and am always on my tablet spinning the reels or playing a live table game online. I found the seamless mobile casino app from PlayGrand Casino perfect for this when I tested it out. Available to download for both iOS and Android devices, the app’s superior performance made using it a real joy. I simply found it on the App Store, clicked to download it and then opened it up with one tap. Once using the app, I was pleased to see it offered the same good looks as the desktop site, and smooth, lag-free navigation between games. When reviewing this Canadian casino platform, I was impressed by the wide choice of games across multiple diverse categories. This amounted to over 1,000 at the time of testing and included games in these categories: As well as a large selection of top games, such as Buffalo King Megaways and Gigantoonz, I was very happy to find some of the biggest studios in iGaming here. From Blueprint to Elk Studio, Evolution Gaming, Microgaming and more, it was very reassuring to play at a casino that partners only with legitimate developers. It also meant that the games I tried here were packed full of cool bonus features and boasted some interesting themes. For me, the high-paying RTP slots at PlayGrand were a real selling point and I was drawn to them immediately. Big Bamboo from Push Gaming was my first port of call and came with a superb 96.13% RTP figure. It also had a relaxing atmosphere and an Asian/Zen-type theme to explore. Wanted Dead or a Wild from Hacksaw Gaming impressed with its exciting sound FX and 96.38% RTP. It showed just why this iGaming studio is building up a stellar reputation in the sector. Retro Tapes from Push Gaming is another high RTP game at PlayGrand and had sharply-drawn graphics to enjoy. The major special feature of this online casino in Canada for me was the various categories of games to look over. It’s common to see different sites offering slots, keno, Slingo, live games, scratch cards, jackpot games and table games – but not as common to see them all in one place. This really helped PlayGrand Casino stand out to me when testing it, and gave me lots of choice in terms of what to try. Having games across so many categories to pick from meant I never got bored here and always had something new to check out. I always look carefully at the payment options any casino has when testing it. This helps me to see whether the site in question makes it safe and easy to deposit or withdraw money. PlayGrand Casino scored well for this, in my opinion, as they had a good choice of secure payment options to select from. For deposits, this included Visa, Mastercard, Interac, bank transfer, Trustly, Neteller, Skrill, PayPal and Paysafecard. I liked the casino's low minimum deposit of $10 here and also thought the $7,500 daily deposit limit was enough for all but the highest rollers. When I was ready to withdraw my winnings, this was easy to do by heading to the cashier page, clicking to make a withdrawal and finding the payment option I preferred. I went with Visa debit card as this is a method I know how to use well, and entered how much I wanted to withdraw, before confirming the transaction. Here’s a more detailed rundown of the withdrawal options I discovered when playing at this casino: When testing this casino out, I really liked the 24/7 live chat feature that made it easy to get help quickly when I had a query about wagering on the welcome offer. I just clicked the ‘Live Chat’ option at the bottom of the home page and then the ‘Live Chat’ button again to speak to an agent. I found the person I spoke to polite, professional and happy to help. All in all, I got my issue resolved in a couple of minutes before getting back to the action. For those who don’t have time to chat, I also found it possible to email support at support@playgrand.com. To test this option out, I sent a quick email about where to find their FAQ page and was impressed to get a response back the same day. Due to this, I can also confirm that this site has a Help Center that is simple to use and has lots of information to help with more basic queries. Security is essential for players in Canada, and I noticed that PlayGrand Casino really went the extra mile to keep me safe. This included using cutting-edge data encryption on site and KYC protocols to prevent fraud. I double-checked what licenses this platform held and was reassured to see it was licensed to operate by the Malta Gaming Authority. This left me feeling sure that the casino always treated me fairly – a feeling that was confirmed the more I played there and the more I experienced how well run it is. I noticed right away that PlayGrand Casino took responsible gambling seriously and did everything possible to help me gamble more sensibly. Their page on responsible gambling, for example, was easy to find at the bottom of the home page and full of useful information when I clicked on it. This included clear explanations of all the tools for safer gambling and what they all meant. After reading this information, I left with a much better understanding of how to gamble sensibly and what tools to use if I needed help. PlayGrand Casino had already done enough to impress me but stood out even more when I compared it with others on a few key points. I think that it outstrips Lemon Casino in terms of new player bonuses, for example, as the maximum amount at PlayGrand is higher. I found that this site also stacked up favorably against Hot Streak Slots Casino when it came to payment options and had a better selection overall. By now, you’ll have read enough to decide whether this is the casino in Canada for you. My personal take on this platform is that it’s one of the best around and has a lot going for it. This leaves me more than happy to recommend it and highlight it as a safe, secure and user-friendly place to play. PlayGrand Casino has much to like, and I was certainly impressed with the professional 24/7 live chat feature it has. I also found there a good choice of payment options here, which made depositing and withdrawing money via my preferred method possible. I thought this site also rated well for its generous welcome bonus and a diverse choice of games in multiple categories. As with all online casinos I play at, this platform could make some small tweaks to become even better. A bigger overall number of games is a good example and is something for the owners to consider. A better range of ongoing promos for existing users is also something I would like to see and would help it compete with competitors in this area. Daniel Smyth Daniel Smyth has seen the online poker, casino, and betting industry from every angle. He previously played poker semi-professionally before working at WPT Magazine as a writer and editor. From there, he transitioned to online gaming where he’s been producing expert content for over 10 years. Follow Daniel on Twitter @DanSmythThePoet Commercial content notice: Taking one of the casino offers featured in this article may result in a payment to talkSPORT. 19+. T&Cs apply. Responsible Gambling Council A responsible gambler is someone who: For help with a gambling problem, call the Centre for Addiction and Mental Health on 1 800 463-2338.Video: Bears' Caleb Williams Has No. 13 USC Jersey Retired During Halftime of ND Game
WEBER STATE 68, PEPPERDINE 53
None